What does a Defaqto 5 Star Rating mean for me?
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Asda Car Insurance
Get a quote Call us on 0800 054 6027 Lines open Monday to Friday 8am - 8pmSaturday 9am - 5pm, Sunday 10am - 4pm
5 Star car insurance, low prices
The cover you need at the price you want
Asda Car Insurance
- Up to £100,000 legal cover as standard
- 1 year's breakdown and recovery worth £62^*
- A courtesy car for any event covered by your policy
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Great prices, great quality
Just what you’d expect from Asda and more
Looking for cheap car insurance quotes? Cover that’s not only awarded for its quality, but also packed full of benefits as standard such as breakdown cover^ and a courtesy car? Well with Asda, you’ll find a reassuring combination of Defaqto 5 Star rated features and the great prices you’d expect from us. And whether you choose third party fire and theft or fully comprehensive car insurance, we’ll help you find the right level of cover for your needs. Why not see how much you could save.
Get a quote - Types of cover
Let us help you choose the right cover
Car insurance is a must for all drivers. That’s why, even if you’re looking for the cheapest car insurance quote, it’s a good idea to make sure your policy covers what you think your needs are. For instance, third party fire and theft covers you only or damage to another person’s car or property, as well as fire damage to your car or theft. It will not pay out for damage to your own car or property. Fully comprehensive insurance is a good way of making sure you’re covered for more events, as it will pay out for all the things above, plus damage to your car and your passengers – even if an accident was your fault. Different providers also offer more benefits on top of their comprehensive policies and Asda has been independently rated 5 Stars out of 5 by Defaqto because of its wide-ranging benefits.
Here’s what’s included in a nutshell:
Fully comprehensive Third party, fire & theft Loss or damage caused by fire, theft or attempted theft Yes
Up to the total sum insured or market value of your car as assessed at the time of loss, whichever is lowerYes
Up to the total sum insured or market value of your car as assessed at the time of loss, whichever is lowerAccident damage Yes
Up to the total sum insured or market value of your car as assessed at the time of loss, whichever is lowerN/a Accident recovery Yes
Following an accident we will arrange for someone to come out and take your car to the nearest competent repairerYes
From scene of incident to the nearest competent repairer (if car damaged by fire, theft or attempted theft)Protection of No Claims Discount Option to protect NCD if accrued over 4 years or more years Over 4 years or more Loss or damage to audio equipment (fire or theft) Yes up to £750 Yes up to £500 Liability if someone else is hurt/killed as a result of an incident involving the insured car Yes
UnlimitedYes
UnlimitedPersonal injury to you, spouse or your insured drivers Yes
Up to £5000N/a Legal liability for damage to third party property Yes
Up to £20,000,000 (including all costs, expenses and indirect losses)Yes
Up to £20,000,000 (including all costs, expenses and indirect losses)Driving a car not belonging to you Yes
Third party only cover (Subject to eligibility)Yes
Third party only cover (Subject to eligibility)Child Car Seat or booster seat replacement following an accident Yes
Up £100Yes
Up £100 If as a result of fire or theftEmergency treatment (RTA) Yes Yes European Driving cover, subject to conditions Yes
365 daysYes
365 daysLegal expenses (included) Yes Yes UK Breakdown service included* Yes N/a Glass in windscreens or windows^ Yes N/a Cover for up to 4 drivers Yes Yes *Breakdown cover is only included for comprehensive policies where vehicles are no older than 12 years of age.
^Window screen cover is subject to an excess, please check your policy document for details.
Policy excesses may apply and claim amounts may be subject to excess deductions.
Get a quote - Key benefits
Looking for the cheapest car insurance?
…and 5 Star Defaqto rated cover, too?
- 5 Star Defaqto rated car insurance at Asda prices
- £100,000 legal cover as standard
- Breakdown and recovery as standard^
- 365 All-year-round European Car Insurance included
- 24hr claims helpline and manage your cover online
- Courtesy car as standard as your policy states
- Optional no claims discount protection
- Personal belongings cover up to £150 with comprehensive car insurance
- Unlimited UK windscreen cover with approved repairers with fully comp policies
^ Breakdown cover is only included for comprehensive policies where vehicles are no older than 12 years of age.
†Subject to underwriting criteria
Benefits in detail - How we compare
Compare Asda Car Insurance
Combine quality with great value
You can look for cheap car insurance. You can search for industry awarded cover. And you can ask for extras that others may charge a premium for. See how we compare
How we compare ASDA Tesco Standard Sainsbury’s Standard Defaqto rating ✩✩✩✩✩ ✩✩✩ ✩✩✩ UK Breakdown Cover
included as standardˆ✔ ✘ ✘ Legal Cover
included as standard✔ ✔ ✘ European Driving Cover 365 days 90 days 3 days Courtesy Car following an accident ✔
T&Cs apply✔ ✔
Subject to availability“Information correct as at 9th January 2013"
^ Breakdown cover is only included for comprehensive policies where vehicles are no older than 12 years of age.
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