Whether you choose comprehensive car insurance or third party, fire & theft car insurance, you’ll be on the road, safely and legally, knowing you’ve got the cover you need at a price you want.
About Asda Car Insurance
Asda Value Car Insurance can provide essential cover that looks after your pocket as much as your car. Or, if you need even more reassurance, you can choose our superior level of cover rated 5 Star by Defaqto.
Both Asda 5 Star and Asda Value Comprehensive Car Insurance Include:
Easy to get the right cover for you
24 hour claims helpline
Because accidents and mishaps don’t happen nine-to-five, you can call upon the Asda Car Insurance 24 hour claims helpline any time, day or night. You’ll be helped back on the road with the minimum of fuss. For claims helpline contact numbers please visit the claims section of our contact us page.
EU cover included as standard
Your policy will automatically cover you to drive in all EU member states as well as those within the EEA, 45 European countries in total. It’s important you check your policy wording before traveling.
This does not cover you for breakdowns, but you can add UK & EU Breakdown Cover to your policy
A courtesy car - just when you need it
A courtesy car comes as standard with all comprehensive Asda 5 Star and Asda Value Car Insurance policies. It is provided by an approved repairer and is subject to availability.
UK windscreen cover
Our comprehensive policies include windscreen cover as standard, for windscreen repairs or replacements when you use an approved repairer. You can also buy windscreen cover as an optional extra for third party policies. For windscreen claims contact numbers please visit the windscreen or glass claims section of our contact us page.
Personal belongings cover up to £150^
With comprehensive car insurance your personal belongings are covered up to the value of £150.
Audio / In-Car Entertainment Cover
We will cover any audio or sat-nav equipment that is permanently fitted to your car.
Cover for medical expenses are included on both comprehensive Asda 5 Star and Asda Value Car Insurance policies. You will receive up to £100 towards the costs. For more information please check your policy documents.
Third Party Property Damage
Whether you have comprehensive or third party, fire and theft cover, we will pay for any third party property damage of up to £20,000,000. This means if you are ever involved in an accident where someone else's property has been hit, don't worry - we've got it covered.
With Asda 5 Star Car Insurance You Will Also Get:
Rated 5 Stars by Defaqto
Since 1994, Defaqto has been independently helping people like you find the right financial product with their 5 Star Rating system. It ranks products by comparing the range of benefits you’ll get. So the more comprehensive the cover, the more stars a product gets. As Defaqto is 100% independent, you know that with Asda's 5 Star Rating, you're getting not only industry recognised car insurance, you're getting great value too.
Getting You To Your Destination
If you have been involved in an accident we will either cover the cost of transporting you and your passengers to one place in the UK. Or we can cover the cost of overnight accommodation. For more information, please check your policy wording.
Higher Audio / In-Car Entertainment Cover
With comprehensive 5 Star cover you will get cover of up to £750 for any audio or satellite navigation equipment that are permanently fitted to your car.
Optional Extras Include
RAC Roadside Recovery, At Home & Onward Travel
If your car breaks down, RAC will come out to you to repair your vehicle - wherever you are in mainland UK.
If they're unable to fix your car they’ll take you, your car and up to 7 passengers to a garage, to your home, or on to your chosen destination anywhere in mainland UK. They may also be able to provide assistance if you’re ill and there are no other able drivers in the vehicle.
For full details, please see your policy documents for more details.
Breakdown Cover Including European Assistance
Breakdown Cover Including European Assistance includes ALL the benefits you get in the UK, plus cover in 45 other EU countries.
Motor Legal Expenses of up to £100,000
Legal expenses insurance will cover your legal costs & expenses, up to £100,000, incurred in pursuing a claim against a 3rd party arising out of an insured event.
The policy will also cover the 3rd party's legal costs, where awarded by the court.
Please see your policy document for more details.
Key Cover Option up to £1,500
Get comprehensive protection for your keys. You can cover all your keys attached to your fob.
This includes replacement keys, locks and immobilizer fobs. We'll also cover the cost of a hire car and onward transport costs. We'll even encourage finders by giving them a £10 reward.
Unlike other claims, even if you don't have your NCD protection, a key cover claim won't affect it.
Your claims helpline is available 24 hours 365 days.
Substitute Vehicle Cover & Enhanced Courtesy Car
Your comprehensive car insurance policy will only provide a courtesy car when yours is being repaired by an approved repairer, subject to availability. With this optional extra you may receive a vehicle in additional situations.
This is subject to the exceptions and conditions of your main policy. For more information please see the policy wording.
Motor Personal Accident Cover
Motor Personal Accident cover provides cash benefits of up to £50,000 per person or £350,000 per accident following a serious injury or fatality to either the driver or any passengers following a road traffic accident. It will also provide £100 for each day you have to spend in hospital plus money for physiotherapy, dental treatment and stress counselling.
No Claims Discount protection
Naturally, when you’ve built up your No Claims Discount, you don’t want to lose it - even if you make a claim. And if you’ve already built up 4 years No Claims or more, you can choose to protect it - whether you take out comprehensive or third party car insurance.