Get your FREE credit report with Asda
- FREE credit rating for life – not just for 30 days
- Easy to check your credit rating monthly
- Easy to check incorrect entries and help with correcting any mistakes on your report
- Get regular offers, discounts, and vouchers
- What's it all about?
Know your credit rating, know where you stand
Your credit rating has never played such a big part in everyday life, helping to decide everything from loans to credit cards, and whether you can pay for something by instalments.
You start building a credit history the very first time you try to buy anything on credit – from a mobile phone contract to a mortgage. When you apply for credit, whether you’re accepted or not, it can impact your credit rating and your overall credit score.
Companies use your credit report to help decide whether or not to offer you their products.
As an Asda customer, you can now use Noddle, completely FREE to check your credit report, now and for life – a great way to keep up to date with your own credit rating and understand how to improve it over time.Get your free credit report
- What's Noddle?
Your FREE credit report for life
Noddle gives you a FREE credit rating check and a report including any bank accounts or financial agreements that are also linked to you. And unlike other credit report providers, once you’re signed up to Noddle, you can check your credit report as often as you like - FREE for the rest of your life.
All you’ll need are credit or debit card details which will only be used to verify your ID and won't be kept on file. Noddle also provides email support, as well as lots of other useful information to help improve your rating.
Noddle is part of Callcredit, who are one of the UK’s leading providers of credit information, references and resources.Get your free credit report
- Credit rating explained
What your credit rating means
Your credit rating* is worked out from your overall credit history – from things like opening a mobile phone contract, your bill payment history or times when you’ve bought something in instalments. This information is all shown in your credit report, and contributes to your credit rating which can help credit lenders decide whether to offer you a product.
Your FREE credit rating, which you can get from Noddle, is based on a scale from one to five:
Credit rating 5 – unlikely to be rejected for credit and often offered the best deals on the market.
Credit rating 4 – usually accepted for credit and able to choose between different providers who view this as low risk.
Credit rating 3 – may be occasionally rejected for credit or unable to get all the best deals. Usually offered typical or higher rates rather than the best rates.
Credit rating 2 – sometimes rejected for credit. People in this band tend to be offered higher rates of interest.
Credit rating 1 – often have difficulty getting credit. When accepted, people in this band are usually offered higher rates of interest than are advertised.Get your free credit report
- Improve your rating
Want to improve your rating? Here's a great place to start
Regularly checking your credit report with Noddle can be a great way to spot any problems with your credit rating
- Helps to spot any mistakes and can help to prevent identity theft
- Helps identify bills you may have missed
- Shows accounts you may no longer use and closing these could help improve your rating
- Shows whether you’re correctly registered on the electoral roll
- Easy to check incorrect entries and you can get help with correcting any mistakes on your report
What people are saying about Noddle
"A brilliant service. Nice and simple user interface; easy sign-up process; extremely detailed information. Most important –it’s free!"
"Very pleased you can now get this info free and instantly rather than paying massive monthly fees for the same info. Works great."
"Here is something we should all do on a regular basis… and it is FREE (and very easy to set up)."
"Excellent. Registered quickly and easily and ease of use of site is great. Look forward to hearing back about my account info enquiries. Good job!"
"Just checked my credit report and am very impressed. Am excited to see where things go over the next year! Everyone should sign up – highly recommended."
All comments taken from the Noddle Facebook page.Get your free credit report