You’ll love 5 Star rated home insurance

…almost as much as you love your home

  • Buildings insurance and contents insurance from as little as £190*

    If you’re looking for buildings insurance and contents insurance combined, it will cost as little as £190* - and even less if you’re looking for one or the other.

    * 10% of all customers buying combined buildings and contents insurance with us from 1st October to 31st December 2012 paid £190 or less. Source: RSA. The premium you pay will depend upon individual circumstances cover chosen and claim history. 

  • New for old cover included as standard^

    With Asda Home Insurance we want to make your claim as pain-free as possible. That’s why you’ll benefit from our new for old cover, which replaces damaged items covered in your policy with brand new ones or very similar.

    ^exclusions apply such as wear and tear. Full details can be found in the policy documents on our website


  • Home Emergency Cover included

    Whereas some providers charge you extra, Home Emergency Cover is included in your Asda policy as standard – and it can prove to be invaluable too. Designed top cover all those mishaps that can happen from time to time, from burst pipes to a broken boiler, Home Emergency Cover takes just one call to get a carefully vetted tradesman on their way to you.

  • No claims discount

    You get a no claims discount with your car, so why not get it on your home insurance too? With Asda Money you do and it works just as simply – if you don’t make a claim in a year, you could benefit from paying cheaper premiums on renewal.

  • 10% increase in cover for weddings and Christmas
    We know what home life’s like and we know what’s important to you. That’s why we automatically increase your cover for those precious things like Christmas presents between the 1st and 31st December - and for wedding gifts a month either side of the big day by 10%.
  • Up to £1,000 frozen food cover

    If your freezer breaks down we don’t just cover the equipment – we cover you for the food inside too – up to £1,000. And that goes for power cuts too if they last long enough to damage your food.

  • Our friendly call centre is always on hand

    Emergencies don’t happen 9 to 5. That’s why, with Asda Home Insurance, you can call our dedicated 24hr Home Emergency call centre, any time, day or night.

  • Choose monthly or annual payments

    It’s up to you how you pay for you Asda Home Insurance. So if it’s easier to pay monthly, no problem – just let us know.

  • Optional additional cover

    Every home is different. Just like everybody’s priorities are different. That’s why you can add things like: 

    • key cover
    • legal expenses
    • excess protection.
    • Personal belongings
    • Pedal cycles
    • Extra accidental cover 

    As always with Asda, it’s up to you.


  • Defaqto 5 Star rated home insurance
    Since 1994, Defaqto has been independently helping customers find the right financial product with their 5 Star rating system. Defaqto ranks products by comparing the range of benefits to customers with other providers across the whole market. So the more comprehensive the cover, the more stars a product gets.  And because Defaqto is 100% independent, you know with Asda’s 5 Star rating, your home insurance is not only industry recognised as amongst the best in the market, but is great value too.