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Finding the right car insurance for you and your wheels can be complicated because there’s so much choice out there.
If you want to make sure that you’re not paying over the odds, then it’s never been more important to compare car insurance policies and prices before you buy. With Asda Money, it’s also never been easier!
The hard work is done for you so you can quickly and easily compare quotes from some of the UK’s leading car insurers and insurance brokers.
The service we offer helps you quickly and easily compare quotes from some of the UK’s leading car insurers and insurance brokers.
All you need to do is enter your details, then pick the policy and price that’s right for you.
There are three main levels of cover available; Comprehensive, Third Party Only, and Third Party, Fire and Theft.
Third Party Only is the most basic form of cover and the minimum level you can legally have in the UK. It insures you against damage caused to a third party where the accident was deemed to be your fault.
Third Party, Fire and Theft covers you for the same as Third Party Only but also includes cover for damage to your vehicle caused by fire, theft or attempted theft.
Comprehensive cover means you’re insured against all of the above as well as damage to your own vehicle, even if the accident was your fault.
When your quotes are displayed on screen, you’ll be shown all three levels of cover automatically but car insurance is a little more complicated than Comprehensive, Third Party, Fire and Theft, and Third Party Only.
You also need to consider how you’ll be using your car. As with cover levels, there are typically three main types of usage you can choose from:
Social, Domestic and Pleasure Only (SDP)
Choosing SDP means you’ll be covered for everyday driving, such as running errands, visiting friends, or doing the school run.
Social Including Commuting
Insures you for the same as SDP but also includes cover for driving to and from a permanent place of work.
Also insures you for the same as SDP but includes cover for travelling to more than one place of work. There are a few classes of business use that you can choose from, including adding your spouse or a named driver to the policy.
Using the quote comparison service, you can also find Learner Driver, Telematics or Young Driver policies… and much more!
Comparing quotes with Asda Money doesn’t take long but to make the process go as smoothly as possible, there are a few things you might want to have ready. These include but are not limited to:
When you’ve answered all the questions, you’ll be shown your quote results on screen. You’ll be able to view quotes for all levels of cover, as well as individual policy features and prices.
From there, it’s up to you to pick whichever policy best suits your needs. If you’re not sure and want a bit more time to think about it, don’t worry - we’ll also send you an email containing all of your quotes so you can come back to them later. Just remember that prices may change within that time.
No matter who you are or what you drive, there are always ways to cut costs.
Paying annually for your insurance will usually result in a lower premium and there are other things you can do to bring down the cost, like adjusting the amount of voluntary excess you’re willing to pay.
If you’re looking for ways to save, we lay out our top tips and tricks in our guide to saving money on your car insurance.
If you want to tailor or upgrade your policy to better suit your needs, you can choose from the range of optional extras available through the providers on the panel.
There’s a wide selection of additional cover to choose from but some of the most popular add-ons include:
When your quotes are displayed on the results page, you will be able to see some of optional extras available.
If you can’t find what you’re looking for, speak to the insurer or broker that you’re thinking about purchasing a policy with and they will be able to talk you through your options.
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