Are your gadgets more than just password-protected?

Could you afford to replace your beloved gadgets and gizmos in the unfortunate event of them being lost, damaged or stolen? What about the data they hold? Did you know that devices such as mobile phones, laptops and cameras might not be covered by your home insurance provider?

Despite the growing use of technology, insurance cover limits haven’t changed for many years and are lagging behind the times. There is a clear gap between the level of cover offered by home insurance policies and the value of the devices and that we own.

Going away?

Purchasing the right cover for when you’re at home or away can become a challenge for families looking to protect their gadgets. Most of us carry around a variety of gadgets and devices on a daily basis, and we take our smartphones, e-readers, portable speakers, tablets and cameras away on holiday with us. This is insurance that you cannot afford to ignore.

Look out policies that offer ‘away from home’ cover, which will cover your gadgets and gizmos outside the home and abroad. If you own a lot of digital downloads such as music, movies etc. check that your home insurance policy covers downloads. If it doesn’t, it may be time to switch to a provider who has moved with the times.

The good news is Asda Home Insurance offers cover for between £500 and £15,000 worth of Technology & Entertainment cover, which includes purchased electronic downloads.

A personalised policy from Asda Home Insurance may be worth considering and you can get a quick no obligation quote, either over the phone or visiting us online. We’ll hold the price of your quote for 90 days.

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