With an Accident Only pet insurance policy, your pet will be covered only for injuries, not for any illnesses it might get or any pre-existing conditions. With Asda Pet Insurance you can claim up to £2,500 to cover vet’s bills for each new accident your pet suffers, though this amount could vary if there is a specific condition set out in the policy documents. Once you reach the £2,500 limit for a specific accident, further treatment for that injury won’t be covered.

There’s no overall limit to the number of separate accidents you can claim for, and no time limit on when you can claim, as long you keep the policy going.

You’ll need to renew your Accident Only policy every 12 months to keep it active.

When we talk about accidents and injuries, the general meaning is any sudden, unexpected, and unforeseen event that causes your pet to be injured.

This should cover any day-to-day bumps and scrapes that need treatment, but you should carefully check the policy documents to see all limitations and exclusions so you know what is covered.

Take a look at our pet insurance comparison table to help you decide which level of cover is best for you and your pet. 

If you want your pet to be covered for illnesses as well as accidents, you could choose from one of our other policy types that provide more comprehensive cover.

Lifetime

Cover for illnesses and injuries for the whole life of your pet, so long as you keep the policy active. This policy also has options for the maximum amount covered, from £2,000, to £4,000, or £10,000 reinstated annually. Find out more about Lifetime pet insurance.

Time Limited

This gives you up to 12 months of cover for each illness or injury, with options for a £2,000 limit or a £5,000 limit. Find out more about Time Limited pet insurance.