How to choose insurance for your puppy

It’s so exciting and fun to have a new puppy. But there are also lots of things to consider – toilet training, house rules, vaccinations, micro chipping. And, pet insurance.

If you’ve not had a puppy before, then picking the right insurance for your new pup could be a bit overwhelming. But it doesn’t need to be!

There are also different levels of cover limits you can choose for your pet insurance. This means that there will be a maximum sum of money that the insurer will pay towards vet care for your puppy. Sometimes this maximum might apply to each condition your puppy has or the amount required during a certain period of time.

Here are a few things we think you should know that will help you choose the best insurance for your puppy:

  • Your puppy must be at least 8 weeks old when your insurance policy starts.
  • Check the insurance covers the breed of your puppy. We don’t cover certain breeds and crossbreeds, including those in the Dangerous Dogs Act 1991.
  • Insurance for puppies and dogs should include Third Party Liability cover, which covers you if your dog damages property or hurts or kills somebody.
  • The more cover the policy offers, the more peace of mind you’ll have but these policies are also the more expensive ones.
  • The premium for your pet insurance will increase as your puppy gets older.
  • Routine veterinary visits or vaccinations aren’t usually covered by pet insurance so you will be responsible for paying for these for your puppy.

We offer three different types of pet insurance that you can buy for your puppy. These are Accident Only cover, 12 Month cover and Lifetime cover. They offer different levels of cover so make sure you read the policy documents for each before you buy.

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