Great value Renters Insurance

Claiming on a home insurance policy should be as pain-free as possible. That’s why, with Asda Renters Insurance, you’ll benefit from our new for old cover, which replaces damaged items covered in your policy with brand new like for like items, or the nearest new equivalent if no longer available

Exclusions apply such as wear and tear. Full details can be found in the policy documents on our website.

  • Personal Items Cover

    Choose from the following limits: £500, £1000, £1500, £2000, £2500 and £5000

    Personal items means clothing when taken outside the home, jewellery, watches, medals and other items which your family normally wear or carry, credit, debit, cheque, charge, bankers or cash dispenser cards, current bank notes and coins, stamps, cheques, electronic cash pre-payment cards, savings certificates, gift tokens, postal and money orders, phone cards or vouchers, traveller’s cheques, premium bonds, parking, luncheon, retail vouchers and season or travel tickets, sports and camping equipment, wheelchairs or similar electric scooters specifically designed for the disabled or infirm and which are not legally required to be licensed for road use all owned by you or any of your family under contract.

    What's covered?

    Loss or damage in the British Isles and temporarily outside the British Isles for up to 60 days in any insurance period while in the possession of you or any of your family.

    Exclusions apply. Full details can be found in the policy documents on our website.

  • Technology and Entertainment Cover

    Cover for items is individually specified to a total of £10,000.

    Technology & Entertainment equipment means aerials, cameras, digital receivers, discs, disc players and recorders, computers including notebooks, laptops, desktop computers, tablets and palm tops, electronic data downloads, fax machines, film downloads, game players including hand held and consoles, games, mobile phones, music downloads, music players, music recorders, musical instruments, navigation equipment that is not permanently fixed in motor vehicles, portable media players, printers, videos, video players and recorders, satellite dishes & receivers, televisions and parts or accessories for any of them all owned by your family or your family’s responsibility under contract. 

    Includes cover for music, film or electronic data downloads. The cost of replacing non-recoverable music, film or electronic data legally downloaded by your family, from a legitimate website following loss or damage to technology & entertainment equipment.

    What's covered?

    Loss or damage in the British Isles and temporarily outside the British Isles for up to 60 days in any insurance period while in the possession of any of your family.

    Exclusions apply. Full details can be found in the policy documents.

  • Pedal Cycle Cover

    Optional cover limits: £250, £500, £750, £1000, £1500, £2000 and £2500

    What's covered?

    Pedal cycles.

    You can insure as many bikes as you want. This cover works by selecting a sum insured, so you simply tally up the value of your bikes and purchase insurance for that level of cover.

    Loss or damage in the British Isles and temporarily outside the British Isles for up to 60 days in any insurance period while in the possession of any of your family.

    Exclusions apply. Full details can be found in the policy documents.

  • Contents Cover

    Optional cover limits: £500, £1000, £1500, £2500, £5000, £7500, £10000 and £15000

    Contents cover covers household goods. This includes high-risk items (which are clocks, paintings, works of art, stamp and coin collections), clothing in the home, visitors, contents in the home, personal documents, title deeds, office equipment, office furniture and office stationery all owned by your family or your family’s responsibility under contract.

    Household goods does not include items covered in the Technology & Entertainment, Personal Items or Pedal Cycles options.

    What are household goods?

    The things you use to furnish your home and that you would typically take with you if you were to move house. For example furniture, cushions, rugs, throws, lamps, linen, pots & pans, plates, cutlery, crockery and freestanding white goods you own such as microwave ovens, fridges, freezers, cookers, dishwashers and washing machines.

     What’s covered?

    • Loss or damage to contents when in the home as a result of specified perils
    • Full details of perils set out in policy wording
    • Exclusions apply. Full details can be found in the policy documents
  • Accidental Damage under Contents Cover

    This is an optional add on.

    Accidental damage means sudden, unexpected and visible damage which has not been caused on purpose. This is ideal for families with young children, DIY enthusiasts or anyone looking for extra peace of mind.

    Accidental breakage includes mirrors, ceramic hobs in free standing cookers or glass which forms part of the furniture in the home.

    It also extends to professional removal i.e accidental damage or loss while a professional removal firm is moving the contents from the home directly to your new permanent home in the British Isles.

    Also covered:

    • Accidental loss of liquid petroleum gas or oil at the home.
    • Accidental loss of metered water at the home.

    Exclusions apply. Full details can be found in the policy documents.

  • Uk-based customer service

    Our friendly, UK customer service team is available 8am-7pm Monday to Friday (except bank holidays) and 9am-5pm Saturday on 0330 332 2637

    When you’re choosing a Renters Insurance provider, it’s important to make sure you’re getting excellent quality cover. However, the only real way of judging the value of this is when you need to make a claim.

    We make it our priority to get this vital part of our service right. Our expert claims team can be relied upon to offer a refreshingly fast, friendly and expert service:

    • All customer calls are answered by our UK-based team.
    • Lines are open 8am-7pm Monday to Friday (except bank holidays) and 9am-5pm Saturday. Calls may be recorded and monitored. 
  • No Claims Discount (NCD)

    You get a NCD with your car, so why not get it on your Renters Insurance too? With Asda Money you get a maximum 4 Years NCD, which can mean up to 20% off your premium and it works just as simply as it would for a car – if you don’t make a claim in a year, you could benefit from paying cheaper premiums on renewal. 

  • Easy to switch

    As you’d expect with Asda, we make it easy to switch and you can bring your No Claims Discount with you. You can transfer your NCD from contents policies also.

    Buy online in just a few minutes; just pay in one go or spread the payments over 10 or 12 months.

    • Prefer to talk? Just call our customer service team who'll be able to help you through your quote. You can even ask to speak to the same person next time you call so you're not going over old ground. Call us on 0330 332 2637. Opening hours 8am – 7pm (Mon – Fri ) (Except bank holidays) 9am – 5pm (Saturday)
    • Let us know how many years you’ve been claim free and we can give you up to 20% off your premium You just need to have held contents or rental insurance previously and have had no claims.
  • New for old

    With Asda Renters Insurance we want to make your claim as pain-free as possible. That’s why you’ll benefit from our new for old cover, which replaces damaged items covered in your policy with brand new like for like items, or the nearest new equivalent if no longer available.

    Exclusions apply such as wear and tear. Full details can be found in the policy documents on our website.