Pets are such an important part of our lives, so it’s important to make sure they’re covered by the right pet insurance. Choose from our different types of cover, from Lifetime to Time Limited. You can choose a level of cover to suit you and your budget, and keep your furry friends happy.
Why choose Asda Pet Insurance?
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The Asda advantage
Known for putting value for money at the centre of everything we do
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You're in control
You can choose your policy cover as well as your excess terms, so you can get the cover your pet needs at a price that suits you
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Asda service, Asda value, expert providers
An insurance offer that's best for you and your circumstances
Choose from two types of cover:
Lifetime - Cover up to £10,000
Match their love of life with Lifetime insurance. With ongoing conditions insured for life, it's the most comprehensive policy you can get for your pet with Asda.
The three levels of Lifetime pet insurance available are:
- Lifetime £2,000 and Lifetime £4,000 – these are renewing benefit policies and the total amount you can claim for each new condition your pet may suffer is up to £2,000 or £4,000 in vet’s fees annually. If you choose either of these polices, there is no limit to the number of separate conditions that you can claim for.
- Lifetime £10,000 – this is also a renewing benefit policy and the total amount you can claim for all new conditions your pet may suffer is up to £10,000 in vet’s fees annually. There is no limit to the number of separate conditions that you can claim for until the total financial limit has been reached.
For all of our Lifetime policies, your pet will be covered for on-going or future conditions as long as you keep your insurance policy with us.
Limitations and exclusions apply, for full details please refer to our policy documents.
Time Limited
Part of providing the proper care for your pet is making sure you can meet their needs if they happen to fall ill or get injured in an accident. Chances are, you’ll want your four-legged friend to be back on all-paws as soon as possible, and having the right insurance can help.
Time Limited pet insurance policies can help cover your pet for a range of problems that might arise and support you in paying the related vet bills from the date of their first treatment, for up to 12 months.
There are 2 different levels of Time Limited pet insurance you can choose from which will give your cat or dog a year of coverage per condition, from the date of first treatment. You can claim for the same types of things on each level of coverage, but the main thing that will differ is the amount you can claim for each thing and the total amount you can claim.
The main decision you’ll have to make is around what premium you can afford and how much treatments might be likely to cost, because once you’ve used up your annual limit for a particular condition you won't get any more support for bills related to that treatment.
The two levels of Time Limited Pet Insurance we offer cover vet's fees for up to £2,000 or £5,000 per condition for up to 12 months from the date of their first treatment.
There's no limit to the number of separate conditions that you can claim for until either the time limit or each of the individual monetary limits has been reached.
As long as the insurance policy remains in force, your pet has your chosen time limit of cover from the date of their first treatment. After the limit has passed, any ongoing treatment required as a result of this condition will be excluded from future claims and treated as a pre-existing condition.
Take a look at our pet insurance comparison table to help you decide which level of cover is best for you and your pet.
Limitations and exclusions apply, for full details please refer to our policy documents.
A quick ‘paws’ for thought…
With pet insurance, as part of the cost, your premium will increase each year at renewal as your pet gets older. We’ll limit the amount it goes up by, but your renewal price will also be impacted by:
- Any claims you make – this could significantly increase your premium
- Rising vet fees
- Insurance Premium Tax increasing
- Changes you make to your policy
- Changes we make to our pricing
You can, of course, shop around at renewal. Just bear in mind that any existing conditions your pet’s developed, whether diagnosed or not, may not be covered elsewhere.
Top Pet Insurance FAQs:
- Is my pet covered for pre-existing conditions?
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Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.
- How do I claim?
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If you need to get in touch with us to make a claim on your pet insurance policy, please find the details on how to do so on our contact us page.
Asda Pet Insurance is arranged and administered by Insurance Factory Limited. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority. (No. 306164). Registered in England and Wales Number 02982445. Registered Office: Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB. You can check this by visiting the Financial Services Register at https://www.fca.org.uk/register