Compare Cover Types

Pick the perfect cover for your pet without being baffled by pet insurance jargon!

We've created a comparison table to help you pick the perfect cover for your pet. 

This summary is only a brief guide to the cover and exclusions from Asda Pet Insurance. For full details of what is and what isn’t covered, please refer to the information in our policy documents.

We’ve provided a summary of our Lifetime cover below, use the dropdown to see our other products and what they cover.

Lifetime £2,000 Lifetime £4,000 Lifetime £6,000
Veterinary Fee Cover
£2,000 per year £4,000 per year £6,000 per year
Dental treatment
Illness - No. Accident - Yes Illness - No. Accident - Yes Illness - Yes. Accident - Yes
(as part of Veterinary Fee Cover)
Complementary Treatment
£1,000 £1,500 £1,500
(as part of Veterinary Fee Cover)
Cruciate ligament treatment
£1,250 per year £1,250 per year £1,500 per year
(as part of Veterinary Fee Cover)
CT/MRI scans
£1,250 £1,500 £1,500
(as part of Veterinary Fee Cover)
Specialist Diet
£200 £250 £250
(as part of Veterinary Fee Cover)
Behaviour Treatment
£1,000 £1,000 £1,000
(Covered as a result of an accident only and as part of a Veterinary Fee Cover)
Fixed Excess
£100 - £250 as chosen by you, or advised £100 - £250 as chosen by you, or advised £100 - £250 as chosen by you, or advised
(Certain breeds have a specified minimum excess of £200)
Co-Insurance Excess
10% for pets aged 5 years and over 10% for pets aged 5 years and over 10% for pets aged 5 years and over
(Payable in addition to the Fixed Excess)
Death from illness
£1,500 £2,000 £2,000
(Only available for pets less than 7 years of age)
Death From Accident
£1,500 £2,000 £2,000
(No age limit)
Cremation/Burial
£100 £100 £100
(only available for pets less than 7 years of age)
Third Party Liability
£1,000,000 £1,000,000 £1,000,000
(for dogs only - £250 excess per claim)
Advertising and Reward
£750 £1,000 £1,000
Loss of Pet - Theft or Straying
£1,500 £2,000 £2,000
Emergency Boarding Kennel/Cattery Fees
£1,500 £2,000 £2,000
Emergency Holiday Cancellation
£1,500 £2,000 £2,000
Overseas Travel Cover
364 days 364 days 364 days
Unexpected Quarantine Expenses
£1,000 £1,500 £1,500
Lifetime £8,000 Lifetime £10,000
Veterinary Fee Cover
£8,000 per year £10,000 per year
Dental treatment
Illness - Yes. Accident - Yes Illness - Yes. Accident - Yes
(as part of Veterinary Fee Cover)
Complementary Treatment
£1,500 £1,500
(as part of Veterinary Fee Cover)
Cruciate ligament treatment
£1,500 per year £1,500 per year
(as part of Veterinary Fee Cover)
CT/MRI scans
£1,500 £1,500
(as part of Veterinary Fee Cover)
Specialist Diet
£250 £250
(as part of Veterinary Fee Cover)
Behaviour Treatment
£1,500 £1,500
(Covered as a result of an accident only and as part of a Veterinary Fee Cover)
Fixed Excess
£100 - £250 as chosen by you, or advised £100 - £250 as chosen by you, or advised
(Certain breeds have a specified minimum excess of £200)
Co-Insurance Excess
10% for pets aged 5 years and over 10% for pets aged 5 years and over
(Payable in addition to the Fixed Excess)
Death from illness
£2,000 £2,000
(Only available for pets less than 7 years of age)
Death From Accident
£2,000 £2,000
(No age limit)
Cremation/Burial
£100 £100
(only available for pets less than 7 years of age)
Third Party Liability
£1,000,000 £1,000,000
(for dogs only - £250 excess per claim)
Advertising and Reward
£1,000 £1,000
Loss of Pet - Theft or Straying
£2,000 £2,000
Emergency Boarding Kennel/Cattery Fees
£2,000 £2,000
Emergency Holiday Cancellation
£2,000 £2,000
Overseas Travel Cover
364 days 364 days
Unexpected Quarantine Expenses
£1,500 £1,500
Time Limited £2,000 Time Limted £5,000
Veterinary Fee Cover
£2,000 per condition £5,000 per condition
Dental Treatment
Illness - No. Accident - Yes Illness - No. Accident - Yes
(as part of Veterinary Fee Cover)
Complementary Treatment
£500 per condition £750 per condition
(as part of Veterinary Fee Cover)
Cruciate Ligament Treatment
£1,250 £1,500
(as part of Veterinary Fee Cover)
CT/MRI Scans
£1,250 £1,500
(as part of Veterinary Fee Cover)
Specialist Diet
£100 £150
(as part of Veterinary Fee Cover)
Behaviour Treatment
£500 £750
(Covered as a result of an accident only and as part of Veterinary Fee Cover)
Fixed Excess
£100 - £250 As chosen by you, or advised £100 - £250 As chosen by you, or advised
(Certain breeds have a specified minimum excess of £200)
Co-Insurance Excess
10% for pets ages 5 years and over 10% for pets ages 5 years and over
(Payable in addition to the Fixed Excess)
Death From Illness
£750 £1,000
(Only available for pets less than 7 years of age)
Death From Accident
£750 £1,000
(No age limit)
Cremation/Burial
£100 £100
(only available for pets less than 7 years of age)
Third Party Liability
£1,000,000 £1,000,000
(for dogs only - £250 excess per claim)
Advertising and Reward
£250 £500
Loss Of Pet - Theft or Straying
£750 £1,000
Emergency Boarding Kennel/Cattery Fees
£750 £1,000
Emergency Holiday Cancellation
£750 £1,000
Overseas Travel Cover
364 days 364 days
Unexpected Quarantine Expenses
N/A N/A

An excess is applied to all levels of cover for veterinary fees and Third Part Liability.

Pre-existing medical conditions are not covered.

When making a claim you'll be covered up to the limits shown above.

As soon as a pet becomes 5 years of age, there's an additional compulsory 10% co-insurance excess payable for each veterinary fee claim made. Please read our policy wording for full details.

For more detail on any of our pet insurance policies, take a look at our policy documents.

A quick ‘paws’ for thought…


With pet insurance, as part of the cost, your premium will increase each year at renewal as your pet gets older. We’ll limit the amount it goes up by, but your renewal price will also be impacted by:

  • Any claims you make – this could significantly increase your premium
  • Rising vet fees
  • Insurance Premium Tax increasing
  • Changes you make to your policy
  • Changes we make to our pricing

You can, of course, shop around at renewal. Just bear in mind that any existing conditions your pet’s developed, whether diagnosed or not, may not be covered elsewhere.

Top Pet Insurance FAQs:

Is my pet covered for pre-existing conditions?

Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.

How do I claim?

If you need to get in touch with us to make a claim on your pet insurance policy, please find the details on how to do so on our contact us page.