COVID-19: The latest updates from Asda Money

Compare Cover Types

Pick the perfect cover for your pet without being baffled by pet insurance jargon!

We've created a comparison table to help you pick the perfect cover for your pet. 

This summary is only a brief guide to the cover and exclusions from Asda Pet Insurance, underwritten by Fairmead Insurance. For full details of what is and what isn’t covered, please refer to the information in our policy documents.

 

We’ve provided a summary of our Lifetime cover below, use the dropdown to see our other products and what they cover.

Lifetime £2,000 Lifetime £4,000 Lifetime £10,000
Vet's fees
£2,000 per condition per year £4,000 per condition per year £10,000 total for all new conditions
Cover for ongoing conditions
Included Included Included
Complementary medicine
£1,000 £1,500 £1,500
CT/MRI scans and associated costs
£1,250 £1,500 £1,500
Cruciate ligament
£1,250 £1,500 £1,500
Death of pet from accident or illness
£1,500 £2,000 £2,000
(There is no benefit payable on the death of your pet when aged 8 or over)
Advertising and reward
£750 £1,000 £1,000
Loss by theft or straying
£1,500 £2,000 £2,000
Holiday cancellation
£1,500 £2,000 £2,000
Fixed excess (payable by you)
£99 £75 £75
per condition per policy year
Additional 10% co-payment for pets aged 5 and over (the amount you pay towards the vet fee claim for each condition)
Yes Yes Yes
Third party legal liability excess (dogs only) £1m per claim
£250 £250 £250
12 Month £2,000 12 Month £5,000
Vet's fees
£2,000 £5,000
per condition for 12 months only
Cover for ongoing conditions
No No
Complimentary medicine
£500 £750
CT/MRI scans and associated costs
£1,250 £1,500
Cruciate ligament
£1,250 £1,500
Death of pet from accident or illness
£750 £1,000
(There is no benefit payable on the death of your pet when aged 8 or over)
Advertising and reward
£250 £500
Loss by theft or straying
£750 £1,000
Holiday cancellation
£750 £1,000
Fixed excess (payable by you)
£99 £75
per condition
Additional 10% co-payment for pets aged 5 and over (the amount you pay towards the vet fee claim for each condition)
No No
Third party legal liability excess (dogs only) £1m per claim
£250 £250
Accident only
Vet's fees
£2,500
per condition
Cover for ongoing conditions
No
Complimentary medicine
£500
CT/MRI scans and associated costs
£1000
Cruciate ligament
£1,250
Death of pet from accident
£300
Death benefit only available if death is as a result of an accident
Advertising and reward
No
Loss by theft or straying
No
Holiday cancellation
No
Fixed excess (payable by you)
£75
per condition
Additional 10% co-payment for pets aged 5 and over (the amount you pay towards the vet fee claim for each condition)
No
Third party legal liability excess (dogs only) £1m per claim
£250

An excess is applied to all levels of cover as shown above, excluding pet funeral cremation costs.

Pre-existing medical conditions are not covered.

When making a claim you'll be covered up to the limits shown above.

For Lifetime cover only for pets aged of 5 years and over, there's an additional 10% co-payment payable for each claim amount. Please read our policy wording for full details.

For more detail on any of our pet insurance policies, take a look at our policy documents.

A quick ‘paws’ for thought…

With pet insurance, your premium will increase each year at renewal as your pet gets older. We’ll limit the amount it goes up by, but your renewal price will also be impacted by:

  • Any claims you make – this could significantly increase your premium
  • Rising vet fees
  • Insurance Premium Tax increasing
  • Changes you make to your policy
  • Changes we make to our pricing

You can, of course, shop around at renewal. Just bear in mind that any existing conditions your pet’s developed, whether diagnosed or not, may not be covered elsewhere.

Top Pet Insurance FAQs:

What’s the 24 hour Vet Advice Line and how will it benefit me?

Included in any of our pet insurance policies, is unlimited access to a 24 hour freephone veterinary support and advice service. Fully qualified staff on the other end can advise on common illnesses such as vomiting and skin problems, as well as common pet owner queries such as preventing fleas, exercise and diet. It’s also good to know you can get out of hours support when your local vet isn’t open.

Is my pet covered for pre-existing conditions?

Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.

How do I claim?

If you need to get in touch with us to make a claim on your pet insurance policy, please find the details on how to do so on our contact us page.