Wedding Loans

Considering a wedding loan to fund your big day? Find out what loans you’re eligible for without impacting your credit score.


Representative 26% APR

Bride and groom dancing in front of friends at wedding

When you’re planning your wedding day, you want it to be unforgettable – but the costs can quickly add up. Whether you’re using a Personal Loan to fund the whole event or to top up your budget, the good news is you don’t need a specialist loan to pay for a wedding.

With a panel of trusted UK lenders, we can help you find the right loan at the right rate for you. Check if you’re eligible for a loan without impacting your credit score to give you an online decision in minutes.


Can I get a loan to pay for my wedding?

Yes. A loan can help you pay for your wedding. Weddings are expensive, with the average cost in the UK just shy of £20,000. It’s a significant sum of money that you might struggle to pay for all at once.

Many people take out a personal loan for a wedding to help cover some or all of the costs. With the money in the bank, you can concentrate on planning your big day and enjoying the celebrations.

Compare wedding finance options

What are wedding loans?

Simply put, a wedding loan is a personal loan that you can use to fund any part of your wedding. You could use a wedding loan to cover expenses such as:

  • Booking deposits
  • Venue hire
  • Wedding dresses and suits
  • Catering
  • Accommodation
  • Vendor payments (such as musicians, florists, photographers or videographers)

How do our wedding loans work?

We don’t provide a specialist wedding loan product. Instead, you can compare personal loans through Asda Money to help you cover the cost of your wedding.

We have a panel of carefully selected and trusted lenders. Let us know your borrowing requirements and complete an eligibility check, and we’ll search our lender panel to find a range of loans that might suit you.

Simply compare all the available loans and pick the right one for you. You can continue directly to your chosen  lender.

Complete your no-obligation eligibility check

How much can I borrow?

Most people look to borrow between £1,000 and £25,000 for a wedding loan. At Asda Money, we give you access to our panel of lenders who offer loans up to £25,000.

How much do wedding loans cost?

The individual lender will determine the interest rate and repayment term (usually between one and seven years).


What are the pros and cons of wedding loans?

Weigh up the pros and cons of wedding loans before you apply:

 Benefits of wedding loans

  • You can borrow a lump sum to use exactly how you want for your dream wedding.
  • Generally, the money will be available within a few days of approval.
  • Repaying on time can help boost your credit score by showing lenders you can borrow responsibly. This is useful when applying for a mortgage.

Drawbacks of wedding loans

  • Late or missing payments could affect your ability to take out another loan in future.

Things to consider when taking out a wedding loan

As with all loans, you’ll pay back more than you borrow due to interest rates.

If your current credit score is low, the loans available to you may have a higher interest rate.

Consider how taking out a loan for a wedding will fit in with your future plans. If you’re unable to make the monthly repayments, this could negatively impact your credit score.

Wedding loans with bad credit

If you have a low credit score or haven’t built up a credit history, this may affect your ability to borrow now. Some lenders may still be willing to lend to you, but you may have fewer options than someone with a higher credit score. These loans may offer a lower total sum at a higher interest rate.

Another option may be a guarantor loan, where a close friend or family member agrees to pay the debt if you can’t repay it. It’s important to consider a guarantor’s financial commitments and any pressure that extra payments might create.

Alternatives to wedding loans

Credit card

Depending on how much you want to borrow for your wedding, it may be more suitable to apply for a credit card. You could also consider paying for some items on credit card, and applying for a smaller personal loan for other expenses. This could make your monthly loan payments smaller.

Borrowing from family

Can you borrow money from a family member to pay for some or all of the wedding? If so, draw up a legal loan agreement to make sure conditions are set out in writing. Include the loan amount, the interest rate, the value of each payment, when payments are due, and the duration of the loan.

Saving up

Put together a monthly budget and see how much you can realistically save. This option might mean reducing your wedding budget, delaying the big day or lowering your monthly expenses in the lead up, but it could be worth the extra effort in the long run.

All sorted for your big day? No problem. At Asda, we help you compare loans for everything from Cars and Holidays to Home Improvements and Debt Consolidation.



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Why choose Asda Personal Loans?

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    The Asda advantage

    Known for putting value for money at the centre of everything we do

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    One simple form…

    Receive quotes from a trusted panel of lenders without harming your credit score

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    Asda service, Asda value, expert providers

    A loan offer that’s right for you and your circumstances

Top Personal Loans FAQs:

Why choose a Personal Loan through Asda?

Customers could access great rates from carefully selected trusted lenders, so you can sit back and let us do the leg work. What’s more, when you search for a personal loan, you’ll only have a soft search on your credit history, which means you can check your eligibility without harming your credit score.

Once your loan is approved, you could receive your funds the same day.

How does it work?

Asda is in partnership with Aro which is a trading style of Aro Finance Limited, who are a leading credit broker to offer our customers a different solution to borrowing money and finding a loan. We work alongside Aro so we can provide our customers with the right offer from a panel of handpicked trusted lenders. 

With one eligibility check, you can search a panel of carefully selected lenders and provide you with a loan tailored to your needs. Once you have been approved you receive your funds which could be as quick as the same day.

So sit back, relax and let us do the hard work.

Who are your lenders?

We have carefully selected a number of trusted lenders to be on a panel. You can search the panel to provide you with the very best offer you are eligible for. Find out more about each of our lenders here.

If you have any questions on our lenders, please call our Customer Service Team on 0333 555 0560 and a colleague will be happy to help.

How much can I borrow?

Lenders offer loans from £1,000 up to £25,000 with repayment periods ranging from 1 to 7 years.

Will applying affect my credit rating?

No. One of the best things about our service is you get access to a panel of trusted lenders with no credit footprint left on your credit file. When you apply with us, a soft search is completed which doesn’t harm your credit score.

However, if you do proceed with an offer from your search with us, the lender will complete a hard search once you have accepted your offer. This will show on your credit file.

About our trusted provider, Aro

Asda is in partnership with Aro which is a trading name of Aro Finance Limited. Both Asda Money and Aro are credit brokers, not lenders. We offer our customers a different solution to borrowing money and finding a loan.

We work alongside Aro so we can provide our customers with their very best loan offer from a panel of handpicked trusted lenders.

With one simple eligibility check, our panel of lenders can provide you with a loan tailored to your needs. It’s also a safe way to find a loan without negatively affecting your credit rating.

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