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To obtain your repayment illustration, please select what you believe your credit profile is. An APR offer is subject to your actual credit profile based on your credit history. This is determined when you apply.

Representative example: If you borrow £5,000 over 60 months at a representative 9.9% APR will cost £104.95 a month. Total amount payable £6.297.23. Annual interest 9.9% fixed. Credit subject to status. UK residents aged 18 or over.

Why choose Asda Personal Loans?

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Simplicity With one quick and easy application the shopping around is done for you. You could also have the cash the same day
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Choice Our approved panel of lenders will source the best loan and rate for you
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Protection Check if you're eligible for a loan without impacting your credit score
Debt Consolidation Loans Find out more
Home Improvement Loans Find out more
Car Purchase
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Asda Personal Loans

A personal loan can help in so many different ways, whether you want to take control of your finances, make some home improvement, or replace a worn-out car. We have carefully selected a number of trusted lenders on our panel, and with one simple application you can compare and find the offer that’s best for you and your circumstances. You could borrow from £1,000 up to £25,000, with options for repayment over 1 to 7 years. You can also check your eligibility safely without harming your credit score.

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What is a Personal Loan?

A personal loan is a fixed amount of money you can borrow from a lender, with a specific length of time to repay it agreed at the start. An interest rate is also agreed on the loan, which affects how much you will pay back in total and your monthly repayments. These repayments may be spread over a number of years, depending on the size of the loan and your personal circumstances. You can usually borrow up to £25,000 with a personal loan, while higher amounts need to be secured against a house or other valuable asset.

With one quick and easy application, let Asda search for the best loan rate to suit you**

We've taken the work out of finding and applying for a personal loan. We work with a trusted panel of lenders to make sure we can offer you the best loan rate for your circumstances. If you're worried about being accepted for a loan, our so search technology means your credit score won't be affected when we check your eligibility. It's easy to apply, and you'll get an initial decision from our lenders in minutes, so you don't have to put your plans on hold.

We offer rates from as low as 2.8% up to 49.9% APR variable depending on your circumstances, so a loan from one of our trusted lenders could be more affordable than you think. With so many options out there for personal loans, it can be tricky to know if you're making the right choice. At Asda Money we make it simple by only offering unsecured personal loans, so you don't have to be a homeowner to apply. This also means they can be used for all sorts of things, from debt consolidation to travel costs, home improvements, or a new car.

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What can I use a Personal Loan for?

Debt consolidation loan

Personal loans can be useful for managing your finances if you already have several monthly repayments for credit cards, overdrafts, store credit or other debts. A debt consolidation loan combines these debts into one monthly repayment, making it easier to manage.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Home, holiday, or car loan

A personal loan, also known as an unsecured loan, can be used for a variety of large purchases or costs. You might be looking at a family holiday, or you need a newer, more reliable car, or your house could do with a new kitchen or bathroom, a new sofa, or even vital repairs. A personal loan can be used for any of these up to a value of £25,000. Anything that costs more than this would need a secured loan.

Personal Loans Guides

All You Need to Know About Debt Consolidation Loans

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An Easy Guide to Personal Loans

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