Holiday Loans

Finance for a short break or the trip of a lifetime. Find out what holiday loans you’re eligible for without impacting your credit score.

A couple look at a laptop next to travel book that are laid out on the table

If you’re longing for a much-needed break, you may have started looking for the best holiday loans. Whether it’s for the trip of a lifetime, a relaxing getaway or visiting family abroad, a personal holiday loan could help you jet off now and pay in instalments.

With a personal loan, you could borrow between £1,000 and £25,000 to top up an existing holiday fund or pay for a whole trip.

Search a panel of trusted UK lenders to find the right loan at the right rate for you. You can check if you’re eligible for a loan without impacting your credit score and get your decision in minutes.

Why choose Asda Personal Loans?

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    The Asda advantage

    Known for putting value for money at the centre of everything we do

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    One simple form…

    Receive quotes from a trusted panel of lenders without harming your credit score

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    Asda service, Asda value, expert providers

    A loan offer that’s right for you and your circumstances

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Alternatives to loans for a holiday

There are other options for funding your next holiday. You could consider:

Credit cards

Paying for your holiday on a credit card and paying it back over time may be cheaper than taking out a personal loan. Make sure to weigh up the pros and cons of each holiday finance option before you make your decision.  

Using savings

If you can delay your trip, setting a target and saving towards it could suit you. Instead of paying off a loan through a holiday finance agreement, you could save the equivalent amount each month instead.

Share the cost

If you’re booking a group holiday, consider sharing accommodation and splitting the cost between family or friends. Choosing a self-catering villa over a hotel is a great money-saving strategy.

Take advantage of offers

For expensive holidays, many providers offer payment plans. Speak directly to your booking agent to see what deals they could do.

Looking to fund something else? At Asda Money, we help you compare loans for everything from weddings and cars to home improvements and debt consolidation.


Did you know Asda Money also offer Travel Insurance?

Find out more

Top Personal Loans FAQs:

Why choose a Personal Loan through Asda?

Customers could access great rates from carefully selected trusted lenders, so you can sit back and let us do the leg work. What’s more, when you search for a personal loan, you’ll only have a soft search on your credit history, which means you can check your eligibility without harming your credit score.

Once your loan is approved, you could receive your funds the same day.

How does it work?

Asda is in partnership with Aro which is a trading style of Aro Finance Limited, who are a leading credit broker to offer our customers a different solution to borrowing money and finding a loan. We work alongside Aro so we can provide our customers with the right offer from a panel of handpicked trusted lenders. 

With one eligibility check, you can search a panel of carefully selected lenders and provide you with a loan tailored to your needs. Once you have been approved you receive your funds which could be as quick as the same day.

So sit back, relax and let us do the hard work.

Who are your lenders?

We have carefully selected a number of trusted lenders to be on a panel. You can search the panel to provide you with the very best offer you are eligible for. Find out more about each of our lenders here.

If you have any questions on our lenders, please call our Customer Service Team on 0333 555 0560 and a colleague will be happy to help.

How much can I borrow?

Lenders offer loans from £1,000 up to £25,000 with repayment periods ranging from 1 to 7 years.

Will applying affect my credit rating?

No. One of the best things about our service is you get access to a panel of trusted lenders with no credit footprint left on your credit file. When you apply with us, a soft search is completed which doesn’t harm your credit score.

However, if you do proceed with an offer from your search with us, the lender will complete a hard search once you have accepted your offer. This will show on your credit file.

About our trusted provider, Aro

Asda is in partnership with Aro which is a trading name of Aro Finance Limited. Both Asda Money and Aro are credit brokers, not lenders. We offer our customers a different solution to borrowing money and finding a loan.

We work alongside Aro so we can provide our customers with their very best loan offer from a panel of handpicked trusted lenders.

With one simple eligibility check, our panel of lenders can provide you with a loan tailored to your needs. It’s also a safe way to find a loan without negatively affecting your credit rating.

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