Pet Insurance

For your feline friends and canine companions

Pets are such an important part of our lives, so it’s important to make sure they’re covered by the right pet insurance. Choose from our different types of cover, from Lifetime to 12 Month and Accident Only. You can choose a level of cover to suit you and your budget, and keep your furry friends happy.

Why choose Asda Pet Insurance?

Underwritten by Fairmead Insurance Limited (renamed from Legal & General Insurance Limited)

  • Asda logo

    The Asda advantage

    Known for putting value for money at the centre of everything we do

  • Legal & General logo

    Partner expertise

    An experienced pet insurer who can offer you the choice of six levels of cover for you and your pet

  • Award-winning cover

    Awarded Best Online Pet Insurance Provider in the YourMoney.com Awards 2019

Choose from three types of cover:

Lifetime - Cover up to £10,000

Puppy laid on rug on floor at home with owners sat on sofa behind

Match their love of life with Lifetime insurance. With ongoing conditions insured for life, it's the most comprehensive policy you can get for your pet with Asda.

The three levels of Lifetime pet insurance available are:

  • Lifetime £2,000 and Lifetime £4,000 – these are renewing benefit policies and the total amount you can claim for each new condition your pet may suffer is up to £2,000 or £4,000 in vet’s fees annually. If you choose either of these polices, there is no limit to the number of separate conditions that you can claim for.
  • Lifetime £10,000 – this is also a renewing benefit policy and the total amount you can claim for all new conditions your pet may suffer is up to £10,000 in vet’s fees annually. There is no limit to the number of separate conditions that you can claim for until the total financial limit has been reached.

For all of our Lifetime policies, your pet will be covered for on-going or future conditions as long as you keep your insurance policy with us.

Limitations and exclusions apply, for full details please refer to our policy documents.

12 Months - Cover up to £5,000

Asda Pet Insurance covers vet's fees for up to £2,000 or £5,000 per condition for up to 12 months from when the condition began.

There's no limit to the number of separate conditions that you can claim for until either the 12 month time limit or each of the individual monetary limits has been reached.

As long as the insurance policy remains in force, your pet has 12 months cover from the onset of each new condition. After 12 months have passed, any ongoing treatment required as a result of this condition will be excluded from future claims and treated as a pre-existing condition.

Limitations and exclusions apply, for full details please refer to our policy documents.

Mum loading suitcases into boot of car with daughters and dog

Accident Only

Young girl playing in the sun in the garden with puppy

When it comes to the bumps, bangs and bruises – Accident Only Pet Insurance not only looks out for those little adventures gone awry but also looks after your budget.

If an accident does happen, our policy covers up to £2,500 of your pet’s treatment for each new accident. It doesn’t provide cover for any pet illnesses.

As long as the insurance policy remains in force there's no time limit on a claim. Once the financial limit has been reached, any ongoing treatment that’s required will be excluded from future claims and treated as a pre-existing condition.

Limitations and exclusions apply, for full details please refer to our policy documents.

A quick ‘paws’ for thought…

 

With pet insurance, your premium will increase each year at renewal as your pet gets older. We’ll limit the amount it goes up by, but your renewal price will also be impacted by:

  • Any claims you make – this could significantly increase your premium
  • Rising vet fees
  • Insurance Premium Tax increasing
  • Changes you make to your policy
  • Changes we make to our pricing

You can, of course, shop around at renewal. Just bear in mind that any existing conditions your pet’s developed, whether diagnosed or not, may not be covered elsewhere.

Top Pet Insurance FAQs:

What’s the 24 hour Vet Advice Line and how will it benefit me?

Included in any of our pet insurance policies, is unlimited access to a 24 hour freephone veterinary support and advice service. Fully qualified staff on the other end can advise on common illnesses such as vomiting and skin problems, as well as common pet owner queries such as preventing fleas, exercise and diet. It’s also good to know you can get out of hours support when your local vet isn’t open.

Is my pet covered for pre-existing conditions?

Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.

How do I claim?

If you need to get in touch with us to make a claim on your pet insurance policy, please find the details on how to do so on our contact us page.

About our underwriter, Fairmead Insurance

Legal & General logo

We’ve carefully selected Fairmead Insurance Limited (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group as our pet insurance underwriter, given their experience with pet insurance.

Working together, we’ve been able to bring our customers great pet insurance products that aim to offer value for money and some fantastic features, such as the 24-hour vet helpline, and the option to pay monthly by direct debit with no interest charges.