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Looking for cheap car insurance quotes? Cover that’s not only awarded for its quality, but also packed full of benefits as standard such as breakdown cover^ and a courtesy car? Well with Asda, you’ll find a reassuring combination of Defaqto 5 Star rated features and the great prices you’d expect from us. And whether you choose third party fire and theft or fully comprehensive car insurance, we’ll help you find the right level of cover for your needs. Why not see how much you could save.
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Car insurance is a must for all drivers. That’s why, even if you’re looking for the cheapest car insurance quote, it’s a good idea to make sure your policy covers what you think your needs are. For instance, third party fire and theft covers you only or damage to another person’s car or property, as well as fire damage to your car or theft. It will not pay out for damage to your own car or property. Fully comprehensive insurance is a good way of making sure you’re covered for more events, as it will pay out for all the things above, plus damage to your car and your passengers – even if an accident was your fault. Different providers also offer more benefits on top of their comprehensive policies and Asda has been independently rated 5 Stars out of 5 by Defaqto because of its wide-ranging benefits.
Here’s what’s included in a nutshell:
| Fully comprehensive | Third party, fire & theft | |
| Loss or damage caused by fire, theft or attempted theft | Yes Up to the total sum insured or market value of your car as assessed at the time of loss, whichever is lower |
Yes Up to the total sum insured or market value of your car as assessed at the time of loss, whichever is lower |
| Accident damage | Yes Up to the total sum insured or market value of your car as assessed at the time of loss, whichever is lower |
N/a |
| Accident recovery | Yes Following an accident we will arrange for someone to come out and take your car to the nearest competent repairer |
Yes From scene of incident to the nearest competent repairer (if car damaged by fire, theft or attempted theft) |
| Protection of No Claims Discount | Option to protect NCD if accrued over 4 years or more years | Over 4 years or more |
| Loss or damage to audio equipment (fire or theft) | Yes up to £750 | Yes up to £500 |
| Liability if someone else is hurt/killed as a result of an incident involving the insured car | Yes Unlimited |
Yes Unlimited |
| Personal injury to you, spouse or your insured drivers | Yes Up to £5000 |
N/a |
| Legal liability for damage to third party property | Yes Up to £20,000,000 (including all costs, expenses and indirect losses) |
Yes Up to £20,000,000 (including all costs, expenses and indirect losses) |
| Driving a car not belonging to you | Yes Third party only cover (Subject to eligibility) |
Yes Third party only cover (Subject to eligibility) |
| Child Car Seat or booster seat replacement following an accident | Yes Up £100 |
Yes Up £100 If as a result of fire or theft |
| Emergency treatment (RTA) | Yes | Yes |
| European Driving cover, subject to conditions | Yes 365 days |
Yes 365 days |
| Legal expenses (included) | Yes | Yes |
| UK Breakdown service included* | Yes | N/a |
| Glass in windscreens or windows^ | Yes | N/a |
| Cover for up to 4 drivers | Yes | Yes |
*For vehicles manufactured within the last 8 years, applies to comprehensive policy only. Cover is added on the first day the policy starts or renewal date.
^Window screen cover is subject to an £60 excess when an approved repairer is used.
Policy excesses may apply and claim amounts may be subject to excess deductions.
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^ For vehicles under 8 years of age applies to comprehensive policy only. Cover is added on the first day the policy starts on renewal date.
†Subject to underwriting criteria
Benefits in detail
You can look for cheap car insurance. You can search for industry awarded cover. And you can ask for extras that others may charge a premium for. See how we compare
| How we compare | |||
| ASDA | Tesco Standard | Sainsbury’s Standard | |
| Defaqto rating | ✩✩✩✩✩ | ✩✩✩ | ✩✩✩ |
| UK Breakdown Cover included as standardˆ |
✔ | ✘ | ✘ |
| Legal Cover included as standard |
✔ | ✔ | ✘ |
| European Driving Cover | 365 days | 90 days | 3 days |
| Courtesy Car following an accident | ✔ T&Cs apply |
✔ | ✔ Subject to availability |
^For vehicles under 8 years of age applies to comprehensive policy only. Cover is added on the first day the policy starts or renewal date.
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