Cheap Car Insurance for New Drivers
Getting on the road doesn’t have to break the bank.
- 30% of new drivers paid £846.90* or less for their car insurance
- One quick and simple form to get a quote
- Compare quotes from some of the UK’s top insurance providers
*based on premiums sold through the car insurance comparison service through Asda Money provided by Vast Visibility Limited for the period 1 January 2025 to 30 April 2025, 30% of customers possessing a driving licence for a length of 1-2 years paid £846.90 or less for their car insurance.
Car insurance can often be more expensive for new drivers - but that doesn’t mean you have to overpay. Through Asda Money, you can compare quotes from trusted UK insurers to help find car insurance that suits your needs at a price you’re happy with.
*Although Asda Money doesn't offer new driver car insurance as a standalone product, you can compare quotes for different car insurance policies to find the right cover if you’re a new driver. The comparison service is provided by Vast Visibility Limited.
Why compare car insurance through Asda Money?
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Why choose Asda Car Insurance comparison service?
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The Asda Advantage
Known for putting value for money at the centre of everything we do
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One simple form...
Over 60 quotes from the UK’s leading providers such as AXA, Hastings and Swinton
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A car insurance comparison service you can trust
What type of car insurance is best for new drivers?
As a new driver, it’s important to choose the right level of car insurance that fits your needs and budget. You’ll have three main options to consider, each offering different levels of protection:
As a new driver, you may also consider black box (telematics) insurance, which could help reduce your premiums by proving that you’re a safe driver.
Compare car insurance for young and new drivers today
How much is car insurance for new drivers?
The cost of car insurance for new drivers varies depending on several factors, such as:
- Your age
- Where you live
- Your profession
- The make and model of your car
- Your estimated annual mileage
Below are some average costs you may pay when comparing car insurance quotes through Asda Money:
| Cover Level | Main Features |
|---|---|
| Third party only | Minimum level of car insurance required by UK law Covers damage or injuries caused to others in an accident Doesn’t cover you for personal injury costs or repairs to your car Doesn’t cover you if your car is stolen, damaged, or catches fire |
| Third party fire and theft | Gives you all the protection of Third Party Only but also covers you if your car is damaged in a fire or stolen |
| Fully Comprehensive | The highest level of cover available Includes all the benefits of the above two policies plus damage to your own car and medical expenses if the accident was your fault |
As a new driver, you may also consider black box (telematics) insurance, which could help reduce your premiums by proving that you’re a safe driver.
Compare car insurance for young and new drivers today
How much is car insurance for new drivers?
The cost of car insurance for new drivers varies depending on several factors, such as:
- Your age
- Where you live
- Your profession
- The make and model of your car
- Your estimated annual mileage
Below are some average costs you may pay when comparing car insurance quotes through Asda Money:
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Get a quote for third party insurance
Third Party Only
30% paid £690.63 or less
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Get a quote for third party, fire and theft insurance
Third Party, Fire & Theft
30% paid £1458.53 or less
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Get a quote for fully comprehensive insurance
Fully Comprehensive
30% paid £1104.66 or less
*based on premiums sold through the car insurance comparison service through Asda Money provided by Vast Visibility Limited for the period 1 January 2025 to 30 April 2025.
Find the best car insurance for new drivers – start comparing now
At Asda Money, we’re committed to helping you find the best car insurance for you.
Through our car insurance comparison tool provided by Vast Visibility Limited, you can quickly compare quotes from some of the UK’s leading insurance providers.
Here’s how it works:
- Step 1: Enter a few simple details about yourself and the car you want to insure
- Step 2: Receive a list of tailored quotes from some of the UK’s top insurers
- Step 3: Compare the quotes to find a policy that’s right for you
It’s fast, easy, and free to compare. Start now to find car insurance that fits your needs!
New Driver Car Insurance FAQs
- Why is new driver insurance so expensive?
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Car insurance premiums are generally higher for new drivers because they are statistically more likely to be involved in accidents compared to more experienced drivers.
However, insurers consider a range of factors when calculating your premium, not just how long you’ve been driving for. These factors include things like your postcode, your job, your estimated annual mileage, and the make and model of the car you drive.
- How to get cheap car insurance for new drivers?
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While car insurance for new drivers tends to be more expensive, there are some steps you can take to help reduce your premium, such as:
- Comparing quotes: Shopping around and comparing quotes from different insurance providers may help you find a policy at a price that suits you.
- Driving a smaller car with a less powerful engine: Cars with smaller engines and those in lower car insurance groups are often cheaper to insure.
- Avoiding modifications: Some insurers see modified cars as higher risk because they may be stolen more easily or be more expensive to repair.
- Adding an experienced named driver: Adding a more experienced driver (like a parent) to your policy as a named driver may help reduce your premium.
- Paying annually: Paying for your insurance in one lump sum instead of monthly instalments may help save you money as some insurers may charge extra for spreading the cost over time.
- Offering to pay a higher excess: A higher voluntary excess (the amount you pay towards a claim) may help lower your premium, as you’re agreeing to cover a larger share of any potential repair or claims costs.
- Limiting mileage: Insurers take into account the number of miles you plan to drive, and fewer miles may lead to cheaper premiums.
- Improving your car’s security: Installing additional security devices like alarms, steering locks, or immobilisers can make your car less attractive to thieves. Parking off-road or in a secure garage can also reduce the risk of theft, which may lower your insurance costs.
- Taking a driving course, like Pass Plus: Completing advanced driving courses, such as Pass Plus, can sometimes lead to discounts, as it indicates a lower likelihood of being involved in an accident.