Looking for a great deal on your motorhome insurance? You can compare quotes from some of the UK’s top insurance providers through Asda Money. The motorhome insurance comparison service is provided by Vast Visibility Limited. All you need to do is answer some straightforward questions about you and your motorhome, and the shopping around is done for you. We bring you quotes from some of the UK’s leading insurance providers to help you find the right motorhome insurance cover at a price you’re happy with. On average, 50% of customers paid less than £330 * for their annual motorhome insurance. 

What do I need to get an insurance quote for a motorhome?

To get a motorhome insurance quote from Asda Money, you’ll need to tell us a few quick details, covering:

1. Your personal details: Your name, age, address, and if you’re a homeowner
2. Your driving history: Detailing how experienced a driver you are
3. The kind of policy and level of cover you want
4. Information on your motorhome: Including the make, model, age, and where you keep it

What kind of cover can I get for motorhome insurance?

You have plenty of choice in the level of cover you want when it comes to buying motorhome insurance:

Exclusions on motorhome insurance cover

Every motorhome insurance policy will exclude certain situations and incidents (these will be clearly outlined in your policy documents). And whilst insurance policies will vary, the following are usually excluded as standard:

• Everyday wear and tear your motorhome picks up as you drive, like scratches, dents, and other gradual damage
• Punctures
• Any damage to your motorhome you caused intentionally
• Damage or losses caused by your negligence, such as your motorhome being broken into if you left it unlocked
• Damage to your motorhome caused by domestic animals, moths, vermin, or other forms of infestation
• Losses incurred when driving under the influence of drink or drugs

What impacts the cost of motorhome insurance cover?

As with regular car insurance, the cost of motorhome insurance will be influenced by a range of factors, including:

• Your age: Younger drivers usually pay more for insurance.

• Your address: If you live in a higher crime area, your insurance will likely be more expensive.

• Your driving history: The longer your no claims bonus, the greater the discount on your insurance (up to a limit, usually around nine years).

• Your motorhome make and model: The more valuable your motorhome, the more expensive your insurance will be.

• Your estimated annual mileage: Typically, the greater your mileage, the more expensive your insurance. If you use another vehicle for daily use and commuting, this can further reduce the price of your motorhome insurance.

• Where you park your motorhome: Your insurance will likely be cheaper if you keep your motorhome off the road and in a locked location, like a garage.

• Any modifications you make: Modifying your motorhome, even cosmetically, can increase the cost of your insurance.

• Additional named drivers: Adding an experienced, older driver to your policy can bring down the cost of insurance. Remember, they genuinely need to drive the motorhome. Adding named drivers to a policy who won’t drive the motorhome is a kind of fraud called ‘fronting’.

How can I improve the cost of my motorhome insurance?

Motorhome insurance can be expensive, but there are plenty of steps you can take to cut costs:

• Building up a no claims discount
• Reducing your level of cover and not paying for any unnecessary add-ons
• Reducing your annual mileage
• Volunteering to pay a higher insurance excess
• Parking your motorhome in a secure, off-road location, such as a locked garage
• Adding security features to your motorhome, like an alarm, a tracker, or wheel clamps
• Taking an advanced driving qualification, as this can help demonstrate that you’re a safe driver
• Joining a motorhome owners’ club
• Shopping around to compare motorhome insurance policies

Can I get short term motorhome insurance?

Yes you can. If you need temporary motorhome insurance to cover a specific trip, many insurance providers will offer short-term motorhome policies. This will typically cover you from one day up to a handful of months. Unfortunately Asda Money does not currently offer a comparison service for this option yet.