What factors affect my insurance price?
How can I make my motorbike insurance cheaper?
Can I transfer car no claims bonus to a motorbike?
Does motorbike insurance cover me to carry passengers?
Just like with car insurance, the cost of motorbike insurance is affected by a range of factors. These include:
You can usually reduce your premium by making changes to the level of coverage you have, opting for just third party cover rather than comprehensive, for example. Other factors can also bring down the cost of motorcycle insurance, including reducing how often you ride, adding security locks to your vehicle, and downgrading to a bike with a smaller engine.
This varies between insurers but, generally, you won’t be able to transfer your car no claims bonus to a new motorbike insurance policy.
Most motorbike insurance policies these days won’t include pillion cover, meaning that you’re uninsured to carry passengers. However, some insurers might still include it in a regular policy or you can opt to add on pillion cover as an insurance extra to cover yourself.