Van Insurance FAQs

  • What is van insurance?

    Van insurance is a type of vehicle insurance that covers your van for risks that you might encounter on the road. It’s just like car insurance, except for vans, and is essential to have whether you drive a van for social or business purposes.

  • Do I need van insurance?

    Yes. Just like with car insurance, it’s a legal requirement for anyone driving a van to be insured for damage or injuries to third parties at the very least.

  • How do I make my van insurance cheaper?

    There are several ways of bringing down the cost of van insurance, including choosing a policy that doesn’t offer coverage you don’t need, having a safe place to park your van, choosing a higher excess payment, and reducing the amount of time you spend driving.

    Your insurance will usually get cheaper the longer you drive without claiming.

  • What’s included in a comprehensive policy?

    Comprehensive van insurance is the most extensive van insurance policy, usually covering any accidental damage to the vehicle, damage to third party vehicles, third party personal injury, fire, and theft.

    Actual coverage will vary depending on the policy you choose, so make sure to check what your policy includes before you buy it by reading the terms carefully or speaking to your chosen insurer.

  • How old do I have to be to get van insurance?

    The minimum age to be accepted for a policy can vary from broker to broker, but it’s possible to be insured on a van from the age of 17.

  • Can I have more than one person on a single policy?

    Most brokers will allow you to choose a policy that covers multiple drivers for one vehicle, although this will usually raise the price of the insurance.

  • Can I cancel my van insurance policy?

    Most policies can be cancelled mid-term if you no longer need to be insured. Sometimes your unused premium will be refunded but you might have to pay a cancellation fee.

  • What’s the best type of van insurance?

    The best type of van insurance depends on your specific needs. There are lots of different policies available from brokers that allow you to cover yourself for different levels of risk or usage, and you can balance cost with coverage level to get the perfect policy for you.

  • Can you build up a no-claims bonus on van insurance?

    In the same way as with car insurance, you can generally build up a no-claims bonus the longer you drive your insured van without claiming. All no-claims offerings are dependent on the broker’s policies.

  • Why do you offer a comparison service?

    Quality, clear, and fair cover is as important to us as driving down premiums. We believe in giving you the control to decide what product you need. That’s why we’ve launched an online van insurance comparison service.

    Just get a quote online and we'll provide a selection of results from up to 50 top van insurance providers, saving you time and money and enabling you to choose the product that best suits your needs and your budget.

  • How does the Asda comparison service work?

    Asda works with a wide range of insurance providers to help you find the right policy for you. When you complete an online quote, you can compare policy prices, coverage levels, excesses, and features.