Asda money credit card
Great for everyday spending
Get Asda Pounds back on your purchases
Get 5% back plus a £10 cashpot bonus
when you spend at Asda for your first 90 days, up to a maximum of £50 Asda Pounds. Offer T&Cs apply**
Get 1% back
on your Asda spend
Get 0.3% back
everywhere else
- Subject to status. 18+ UK residents only.
- Credit limit and interest rates will be based on your individual circumstances.
- Your simple interest rates for purchases, balance transfers and cash advances will move up and down in line with the Bank of England base rate.
Boost your Asda Rewards with your credit card
Alongside earning Asda Pounds through Asda Rewards, Star Products and Missions, you’ll get an additional 1% on your Asda shopping when you use your Asda Money Credit Card.
How Asda Rewards works
Across Asda stores and online, you’ll find lots of ways to build your Asda Rewards Cashpot
Star Products
Get Asda Pounds back on certain products.
Missions
Complete Missions to keep building your Cashpot.
Star Products
Get Asda Pounds back on certain products.
Star Products are specific items for instant Cashpot rewards. Purchase any of these and you’ll receive 10% of the product’s price back in your Cashpot. Like Missions, new Star Products are added frequently and can be browsed in the app.
- Look out for the Star Product icon
Missions
Complete Missions to keep building your Cashpot.
These usually involve shopping and spending certain amounts in different departments. The more you spend the more you earn, you can earn Asda Pounds for reaching set spending targets – these can be viewed in the app.
Where can I earn?
Get Asda Pounds back on your spending, in Asda and everywhere else too.
Get 1% back
When you spend at Asda
Get 0.3% back
Everywhere else
You can earn Asda Pounds on Asda Groceries online and instore, George clothing online & instore, Asda Petrol, Asda Opticians, Asda Mobile, and Asda Tyres.
You can’t earn Asda Pounds on cash, cash alternatives, or Asda Travel Money bought at Asda travel money bureaus or online. Once Asda Pounds have been earned, they will be shown in your Asda Money Credit Card app or online servicing account. All other Asda Money Credit Card Rewards Terms and Conditions apply.
Things you need to know
Representative example
Annual fee
£0
Assumed credit limit
£1,200
Representative
27.9%
APR (variable)
Important information
Looking to build your credit rating? The Asda Money Select Credit Card may be for you
Find out more
Credit Card FAQ
- Who can apply for an Asda Money Credit Card?
-
To apply, you must be aged 18 or over and a UK resident. Credit is subject to status.
- I've been declined for an Asda Money Credit Card. Why?
-
We base our decisions on a range of factors to ensure we lend responsibly. This includes information we receive from you during the application process and from TransUnion, our credit reference agency. Unfortunately we can’t review or change our decision.
You may want to consider obtaining a copy of your credit file before applying for another credit card. Please be aware that a fee may be charged for this service.
Transunion
Customer Service Team
TransUnion
PO Box 491
Leeds
LS3 1WZ
Telephone: 0330 024 7574
- What do I need to apply for an Asda Money Credit Card?
-
You'll need details of your income, any financial commitments and your last three years of address history.
- I don't have an account with Asda.com. Do I need one before applying for a Asda Money Credit Card?
-
Yes, you do need to register for an account with Asda before applying for an Asda Money Credit Card. You can do this when you apply for an Asda Money Credit Card, or at Asda.com - Online Food Shopping, George, & more
- I've been referred. What next?
-
If your application has been referred, you don't need to do anything else. We'll contact you within 7 working days with an update on your application.
- What is Apple Pay?
-
Apple Pay allows you to pay with your smartphone on websites, in apps, and in stores using the cards saved in your iPhone, Apple Watch, iPad and Mac.
- How do I add my card to Apple Wallet?
-
The easiest way to add your card to Apple Pay is from the Asda Money Credit Card app. Simply go to the Card tab, select Apple Pay and tap Add to Apple Wallet.
- What is Google Pay?
-
Google Pay allows you to pay with your smartphone on websites, in apps, and in stores using the cards saved in your Google Wallet.
- How do I add my card to Google Pay?
-
Download the Google Wallet app from the Google Play store, and choose to add your credit card as a payment method.
When prompted, enter the details of your credit card either by typing them in or scanning your credit card with your android smartphone’s camera.
You’ll then be sent a one-time-passcode, which once entered, will enable you to use Google Pay.
Asda Money Credit Cards are provided by Jaja Finance
*You will earn Asda Pounds equal to 1% of the value of purchases you make using your credit card on spend in Asda. This includes spend in Asda stores, at Asda.com, at George.com, on Asda products and services, including fuel and other purchases from Asda petrol stations. You will earn Asda Pounds equal to 0.3% of the value of all other purchases you make using your credit card. You will not earn Asda Pounds on cash, cash alternatives, or Asda Travel Money bought at Asda travel money bureaus or online. Once Asda Pounds have been earned, they will be shown in your Asda Money Credit Card app or online servicing account. All other Asda Money Credit Card Rewards Terms and Conditions apply.
**5% back in Asda Pounds on Asda spend promotion. You must stay within the terms of your credit agreement, including making any payments due, to receive your Asda Pounds. Terms and Conditions apply. To increase your Asda Pounds balance by an additional £10, you must start an application for an Asda Money Credit Card or Select Credit Card by using the link in the invitation email from Asda and set up a Direct Debit during the 90 Day Period. If you meet this criteria, we will increase your Asda Pounds balance by £10 within 120 days of opening your account.
Coins are illustrative only. Asda Rewards requires App, email and registration. Mobile charges may apply. 18 years+. Maximum 1 membership per person. Vouchers issued in £1-£100 increments and valid for 90 days. For full terms and conditions see asda.com/rewards/terms. Promoter: Asda Stores Ltd, LS11 5AD.
Asda Stores Limited (registered address: Great Wilson Street, Leeds, LS11 5AD) trading as Asda Money, acts as a credit broker not a lender and is authorised and regulated by the financial Conduct Authority. Asda Stores Limited only offers credit cards issued by Jaja Finance Ltd (registered address: 27 Old Gloucester St, Holborn, London, WC1N 3AX). Credit issued subject to status. Applicants must be aged 18 or over and UK resident. For full terms and conditions please visit asda.com/creditcard.