Cashback Start Credit Card Help improve your credit rating while earning cashback



APR Variable


Asda Cashback Start Credit Card Calculator

Weekly spend at Asda

1% cashback at Asda shopping, fuel and George



Weekly other spending

0.2% cashback on all other spending



Your annual spend will earn you in cashback:


Your annual spend will earn you in cashback:

£0 Asda cashback logo
Check eligibility

… it has to be the Asda Cashback Start Credit Card?

Build Get your credit rating back on track and look ahead to a brighter financial future
Cashback Yes, it’s true – you can repair your credit rating whilst earning cashback
Convenience Our eligibility check is quick, easy and lets you know if you’re likely to be accepted, without affecting your credit score

Asda Cashback Start Credit Card Representative Example:

Standard Purchases: 34.9% p.a. variable. Representative: 34.9% APR variable  Based on an assumed credit limit: £1200.

Terms and conditions   Charges and interest

Financial collapse of the Thomas Cook Group

You may be aware that Thomas Cook has ceased trading. If you’ve used your Asda Cashback Credit Card with Thomas Cook and your flight or holiday has been cancelled, then you may be entitled to a refund. Please see further details here.

Is it the best cashback credit card for you?

With the Asda Cashback Start Card you can start to improve your credit rating, whilst also earning cashback. To help build your credit history, you need to stay in control of your spending, and you can do this by:

  • Never going over your credit limit
  • Ensuring you make payments on time – if you can afford more than the minimum payment this will reduce the amount that you have to pay back and the time it takes to pay off your balance
  • Setting up a Direct Debit to help manage your repayments

By controlling your account, managing your credit well, and making timely payments you should notice a positive change within 6 – 12 months. This means you may be more likely to be considered for future credit limit increases.

Whilst you are improving your credit score with the Start Card you’ll also benefit from:

  • 1% cashback on all Asda spend
  • 0.2% cashback everywhere else you use your card
  • No annual fee
  • A manageable credit limit
  • Online account management where you can keep track of your spending, and also download your cashback to use in-store at Asda, or online at
  • Text reminders, so you need never miss a payment
  • £5 off Travel Money when purchased in-store and on orders £300 and over
Check my eligibility

Consider how much cashback you could earn:

For example, if you spent £20 each week on groceries at Asda, plus £10 per week on Asda fuel, £5 weekly at George and £10 per week everywhere else, your annual cashback with the Asda Cashback Start Credit Card would add up to £19.24 over a year.

Take a look at our handy cashback calculator to see how much you could earn.

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