Family Travel Insurance

Family travel insurance, or family holiday cover, is aimed at insuring families travelling together to cover them against accidents, lost items, and other incidents you may encounter with travel. This removes the need for separate insurance policies for each family member and can help you save money on your trip.

Family travel insurance typically covers one or two adults living at the same address as well as at least one child, but can include up to 8 children. Always make sure to check the policy wording, as some policies might not cover family members travelling separately or children who don’t live with the family permanently.

The price of family travel insurance varies depending on your destination and the type of insurance you’re looking for, whether that’s a single trip family policy or an annual family travel insurance policy. The average family travel insurance policy without any medical conditions can cost from £55.68 for single-trip cover, while an annual multi-trip family policy can cost from £46.66.

You can typically choose between UK cover, European cover or worldwide cover depending on where you’re planning on visiting, but the wider the coverage goes the more expensive it will get. However, the value you get from your family travel insurance policy is more than worth it as the medical claims while abroad can go into the thousands, so having a policy in place can save you a considerable amount of money.

Prices based on Family Single Trip / Annual Multi-trip, for 7 days, in the EU. Traveller ages at date of purchase: 30, 30, 5 and 5, with no optional extras or medical screening.

If you’re travelling abroad with children then it’s highly recommended to get travel insurance which covers them against any accidents or emergencies while you’re travelling together abroad, giving you the peace of mind that they can get the help they’d need.

We’ve even made it as easy as possible to get holiday cover for your kids by having insurance for up to 3 kids under 18 for free* when you buy direct with us.

Some policies will allow members of your family to travel independently and remain covered, but it all depends on your insurer and their specific conditions. With us, the adults named on the policy themselves are able to travel independently without voiding the insurance.

Additionally, so long as children under 18 are always with a responsible adult, they’ll be able to travel separately from the other people named on the family policy.