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Offer ends 16th October 2024. T&Cs apply
Representative 26% APR
Working with our partner Aro, Asda Money gives you access to a trusted panel of UK lenders. Check your eligibility with us today and you could receive multiple offers to choose from.
With a soft search eligibility checker
Loan amounts from £1,000 to £25,000
Review your loan options in minutes
Loan terms from 1 to 7 years
Multiple loan offers that are tailored for you and your circumstances
Know what you're paying each month
A personal loan can help in so many different ways, whether you want to take control of your finances, make some home improvements, or replace a worn-out car.
Asda is in partnership with Aro Finance Limited. Both Asda Money and Aro are credit brokers, not lenders. Together, we provide access to a carefully selected a panel of trusted lenders.
With one simple eligibility check, you can compare loans from these lenders and find the best offer for you and your circumstances.
You can check your eligibility safely without impacting your credit score in minutes and find personal loans up to £25,000 over terms from one to seven years.
Asda Money acts as a credit broker and earns a commission if you choose to take out a loan product. Terms and conditions apply.
A personal loan could help you consolidate debts, buy a car, or fund a home renovation project. With our personal loan calculator, you can find out what your monthly repayments might look like and how APR affects what you need to pay back.
Please remember that by consolidating existing borrowing, you may be extending the term of the debt and increasing the total amount you repay
26% APR
If you don’t have ready cash or savings to buy a car, there are options to borrow the money – either with a bank loan or car finance. But which should you choose? In this guide, we’ll focus on how each works and what you need to think about when deciding between car finance or a personal loan.
Looking to buy a new car with a personal loan? Use our car loan calculator to find out what your monthly repayments may look like and how APR affects what you need to pay back.
If you’re thinking about taking out a car loan to buy your next car, it’s important to understand interest rates. In our guide, we’re focusing on what car interest rates are, how they work and what you can do to get a lower rate.
You can use a debt consolidation loan to restructure any existing debts into one more manageable monthly repayment. Find out what you may be able to borrow with our debt consolidation loan calculator. You can see what your monthly repayments may be based on the interest rate you could be charged.
26% APR
A loan of up to £25,000 could allow you to make some big improvements to your home. Discover how the term of the loan, the APR and the amount you borrow affects the monthly repayment that you would need to make for your home improvements.
Using a car loan to pay off your car finance could help lower your monthly repayments or spread the cost of a final lump sum payment. Here we run through what car refinancing is, how it works and what you’ll need to consider.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
If you’ve had debt or money problems in the past, you may have a low credit score. But that doesn’t mean you can’t apply for a car loan with bad credit. Here we’ll look at what your potential options are, whether you need a credit check for car finance and how to boost your credit score.
A debt consolidation loan can be used to pay off other unsecured debts. Examples of these debts might be personal loans, credit cards or an overdraft. You could include all or some or of your existing borrowing. But remember, you may be extending the term of the debt and increasing the total amount you repay.
A car loan helps you stay in control with no mileage limits and the freedom to modify the car to suit you.
You can use a home improvement loan for all sorts of projects, from a new lick of paint to extra space for the family.
A personal holiday loan can help spread the cost of upcoming adventures.
Your big day can be an expensive one, but a personal loan can help fund the whole event or provide a top up.
If you’ve had money problems or debt in the past, it may have left you with a poor credit rating, a bad credit loan is a personal loan product created specifically for people with poor credit. Many people take out loans for bad credit to consolidate debts, where other lenders may be unwilling to lend to them.
Many businesses need extra cash every now and then. You could be looking to hire staff, expand or grow into new territories. Either way, many companies in the UK choose to borrow money through a business loan.
Before you apply for a loan, it’s important to understand the difference between secured and unsecured loans. At Asda Money, you can compare unsecured loans from our trusted panel of lenders. We don’t offer access to secured loans.
We're proud to be awarded Best Personal Provider by Moneynet, recognising the top personal finance providers in the UK.
To be presented this award is a great honour and demonstrates our dedication to delivering our customers excellent choice and good value.
Known for putting value for money at the centre of everything we do
Receive quotes from a trusted panel of lenders without harming your credit score
A loan offer that’s best for you and your circumstances
As we work with a panel of lenders, you’ll find a variety of personal loans to suit your needs. You can choose the amount you want to borrow, from £1,000 to £25,000, and the length of time you want to pay it back. We do a quick eligibility check to find the most suitable deals for you. Then, you can compare loans and continue directly to the lender.
How much do personal loans affect my credit rating?
We perform a soft search as part of our initial eligibility check, which doesn’t affect your credit score.
If you proceed with an offer from your search with us, the lender may complete a hard search once you have accepted your offer. Hard searches do appear on your credit file.
If you have previously had money problems or debt, you may have a poor credit rating. You can still apply for a personal loan, but fewer lenders may be willing to lend to you, and they may offer smaller loan amounts. You may also have to pay higher interest rates.
To help build your credit history before applying for a loan, consider taking out a credit builder card as an alternative. You won’t be able to borrow as much, but making regular monthly payments will demonstrate responsible borrowing, which can boost your credit score.
At Asda Money, we have a variety of personal loans on offer. You can search our panel of lenders to find the most suitable loan for your requirements. Our initial eligibility check doesn’t affect your credit score, so you can quickly and simply see your options for personal loans.
Customers could access great rates from carefully selected trusted lenders, so you can sit back and let us do the leg work. What’s more, when you search for a personal loan, you’ll only have a soft search on your credit history, which means you can check your eligibility without harming your credit score.
Once your loan is approved, you could receive your funds the same day.
Asda is in partnership with Aro which is a trading style of Aro Finance Limited, who are a leading credit broker to offer our customers a different solution to borrowing money and finding a loan. We work alongside Aro so we can provide our customers with the right offer from a panel of handpicked trusted lenders.
With one eligibility check, you can search a panel of carefully selected lenders and provide you with a loan tailored to your needs. Once you have been approved you receive your funds which could be as quick as the same day.
So sit back, relax and let us do the hard work.
We have carefully selected a number of trusted lenders to be on a panel. You can search the panel to provide you with the very best offer you are eligible for. Find out more about each of our lenders here.
If you have any questions on our lenders, please call our Customer Service Team on 0333 555 0560 and a colleague will be happy to help.
No. One of the best things about our service is you get access to a panel of trusted lenders with no credit footprint left on your credit file. When you apply with us, a soft search is completed which doesn’t harm your credit score.
However, if you do proceed with an offer from your search with us, the lender will complete a hard search once you have accepted your offer. This will show on your credit file.
Asda is in partnership with Aro which is a trading name of Aro Finance Limited. Both Asda Money and Aro are credit brokers, not lenders. We offer our customers a different solution to borrowing money and finding a loan.
We work alongside Aro so we can provide our customers with their very best loan offer from a panel of handpicked trusted lenders.
With one simple eligibility check, our panel of lenders can provide you with a loan tailored to your needs. It’s also a safe way to find a loan without negatively affecting your credit rating.
That’s why our financial support hub has a wealth of information to help if you’re worried about your finances. From expert videos to money saving tips, you’ll find useful support for managing your money.
Lines are open Monday 9am-7pm, Tuesday 9am-5.30pm, Wednesday 9.30am-5pm, Thursday 9.30am-7pm and Friday 9am-2pm. Closed on weekends and bank holidays. Calls may be recorded and/or monitored.
ASDA Money is a trading name of Asda Financial Services Ltd who are an Introducer Appointed Representative of Aro which is a trading name of Aro Finance Limited (company number 06297533) of Atlantic House, Atlas Business Park, Simonsway, Manchester, M22 5PR. Aro acts as a credit broker and not as a lender and is authorised and regulated by the Financial Conduct Authority (FRN 662079).
£30 Rewards Offer Terms and Conditions
Terms and conditions apply. UK residents aged 18 and over. If you take out a loan, Asda Money and Aro receive a commission payment from the lender. Different amounts of commission are received from different lenders and the amount will be either a fixed amount or a percentage of the amount you borrow and dependent on the lender you select. We will not charge you a fee for our services.
