Asda Money offers breakdown cover via our trusted partner LV= Britannia Rescue. You can choose from three levels of cover: Roadside cover, UK breakdown cover, and European breakdown cover. Roadside cover only covers cars up to 10 years old. But both UK breakdown cover and European breakdown cover are available for older and classic cars.

What is Classic Car Breakdown Cover?

Breakdown cover for classic cars is an insurance policy that provides roadside assistance for older cars in the event of a breakdown. Most insurers will offer breakdown policies that cover older cars rather than a tailored classic car breakdown policy.

Some insurance providers limit their coverage to cars that are 10 years old, while others will cover cars that are over 20 years old.

Levels of Classic Car Breakdown Cover

You can choose different levels of breakdown cover to protect your older car. All policies include roadside assistance as standard, but you can add other options, such as:

• National recovery: If your car can’t be repaired by the side of the road, it will be towed anywhere in the UK. This could be a garage, your home, or your destination.

• European breakdown cover: Provides you with cover if you want to drive your older car on the continent. Some policies will exclude certain European countries, so make sure you check which are in included in your policy.

• Home start: Covers your classic car if it won’t start at home or nearby. It will either be fixed there and then or towed to a nearby garage.

• Onward journey cover: If your car can’t be fixed at the side of the road or a garage on the same day, onward journey cover gets you where you need to be. It usually includes a hire car or alternative transport. Some policies allow you to opt for overnight accommodation while your car is fixed.

Personal vs. Vehicle Cover

Consider personal vs. vehicle cover when it comes to choosing the right breakdown policy for older cars.

Personal breakdown cover

This provides cover for you as a named driver for any vehicle. It’s particularly useful if your older car isn’t your day-to-day vehicle and you want to cover both cars on the same policy.

Vehicle breakdown cover

With vehicle breakdown cover, the specific car is covered and not the driver. This is a great option if you’re not the only person who drives your car.

What do I need to get a quote?

To get a quote for breakdown cover for an older car with Asda Money, you’ll need to give us some details to get the process started. They include:

• The date you want your breakdown cover to start from
• Vehicle information – such as age, manufacturer, model, and registration
• Personal details including your name and address

What’s not covered?

At Asda Money, our breakdown cover has the following exclusions:

• Our Roadside Cover only covers cars up to 10 years old.
• Breakdown and recovery assistance are not available for vehicles involved in or practicing for sporting events including racing, pace-making, speed testing, and rallies, trials, and other track-based activities.
• Breakdown cover is also not provided for vehicles involved in off-road leisure events.

European Classic Car Cover

Our European breakdown cover means you’re covered if your classic car breaks down on the continent.

At Asda Money, our European breakdown cover means you’ll benefit from a 24-hour English-speaking emergency phone number to help you out as soon as you break down. And with European breakdown cover in place, your car will either be fixed at the side of the road or towed to a local garage. It also includes onward travel costs, vehicle repatriation, and garage labour costs.