Windscreen Cover

Get cracks and chips sorted

Young girl sat behind the wheel of her car looking out onto the road in front of her

Making sure your windscreen is protected from accidental damage is important, considering a damaged windscreen is a common maintenance issue and can be enough to cause a MOT failure.

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What is windscreen cover?


Windscreen cover is typically included with comprehensive insurance policies and covers repairs to your windscreen, window glass, and sometimes even sunroof glass if it gets broken, cracked or chipped.

If your windscreen does get cracked or chipped then you’ll need to get it treated as soon as you can, otherwise it might spread and create a major repair job.

Having windscreen cover in place makes sure that you don’t get hit by unexpected costs if your windscreen does suddenly develop an issue.

What does windscreen cover include?


Windscreen cover typically lets you recover the cost of repairs to your windscreen, whether that’s from a crack or chip, or even a full windscreen replacement if the damage can’t be treated and repaired.

Most providers will also provide you with an emergency repair number which you can call in order to get your windscreen tended to as soon as possible. 

Will my cracked windscreen be replaced or repaired?


The type of work carried out on your windscreen or window glass will depend on how badly damaged it is and where it is.

Windscreen replacement companies divide the windscreen up into different zones, from Zone A which is the area directly in front of the driver, to Zone D which is the outer edge of the glass.

Only small cracks and chips can be tended to in Zone A, roughly up to a maximum of 10mm, whereas in Zone D the damage can measure around 45mm and be safely repaired. If the damage is bigger than the safe limit for that specific zone, then your windscreen will likely need replacing.

Is windscreen cover included within car insurance?


Not all car insurance policies include windscreen cover as standard, so you’ll need to check your specific policy to check what’s covered. Some do include it within comprehensive cover as standard, but others have it as an optional extra or don’t insure your windscreen at all.

You can check to see whether windscreen cover is included when you compare insurance policies so you can be sure that your policy includes the things which are important to you.

Can I drive with a cracked windscreen?


Driving with a cracked windscreen can be a major problem for two reasons – it can be dangerous, especially if the crack is in your eyeline, and the damage can turn into something more serious when driving.

If you end up having an accident with a damaged windscreen, you could be held responsible for the incident and end up being charged with a more serious offence. This can also invalidate other forms of cover you may have, such as personal accident cover, as the responsibility for the accident rests with you.

How can I avoid damaging my windscreen?


While some damage to your windscreen can’t be avoided, there are things you can keep in mind to help potentially protect your windscreen.

Check your windscreen regularly for any small cracks or chips which could develop into bigger issues and give your wiper blades a look over to remove any debris which has built up.

Think about your distance from cars in front of you, especially if there’s warning signs about loose chippings on the road, as debris can be thrown up from the road and chip your windscreen.

Keep an eye out for bumps in the road such as pothole and even speed bumps, as these can bring on cracks or make existing small cracks even worse.

Be aware of rapid temperature change as this can potentially cause cracks to form, such as when de-icing your windscreen with water that’s too hot.

Top Car Insurance FAQs:

What's the best car insurance for you?

Finding the right car insurance for you and your wheels can be complicated because there’s so much choice out there. With Asda we do the shopping for you and help you compare quotes from some of the UK’s leading providers so you don’t have to.

All you need to do is pick the policy and price that’s right for you.

All levels of cover for your car:

How to get cheap car insurance quotes with Asda

Getting cheap car insurance quotes with Asda has never been simpler and you can get covered in minutes.

All you need to do is complete a number of simple questions about you, the car you’re looking to insure and your driving history.

You’ll be asked very basic questions like your name, address and date of birth, as well as questions about how long you’ve been driving and the number of no claims bonus (NCB) you have.

From there you’ll need to complete some questions about the car insurance cover you want and then we do the hard work. Plus, some providers will offer multi-car discounts if you insure multiple cars under the same policy.

What happens when you compare car insurance with Asda?

When you compare car insurance, your details are run through the various car insurance providers on the panel.

Over 60 of the UK’s leading providers, including the likes of AXA, Hastings and Swinton, will return the cheapest quotes they have to offer.

You'll see your quotes, starting with the cheapest first, and you’ll also be able to see prices for Comprehensive, Third Party, Fire and Theft and Third Party Only policies.

At that point it’s up to you to select the quote and cover you want! It's also worth taking a look at any optional extras you might want to include with your policy, like a courtesy car if yours runs into trouble or legal cover in case you do happen to get into an accident.

What are your levels of car insurance cover?

When you compare quotes you’ll automatically see all three levels of cover when your quotes display but car insurance is a little more complicated than just Comprehensive, Third Party, Fire and Theft or Third Party Only. You'll also want to consider what other car insurance benefits you want, like cover for driving abroad, and what optional extras you might want for your policy for complete peace of mind when driving.

If you want a telematics (black box) policy, one that covers you for work or social only, or you're ahead of the curve and have an electric car, you can still compare quotes and get covered with Asda.