If you want a great deal on your motorbike insurance, you can compare quotes from some of the UK’s top insurance providers through Asda Money. The motorbike insurance comparison service is provided by Vast Visibility Limited.
Simply fill in some basic details, and you’ll be able to compare policies from some of the leading motorbike insurance providers in the UK, hand-picked so you can get the highest quality cover at a price you’re happy with.
It doesn’t matter if you’ve been riding for weeks or decades, you’ll find something to suit. On Average, 50% of customers paid less than £285 for their motorbike insurance.*
Different types of cover for motorbikes
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Get a quote for third party
Third Party
Covering you for damage or injuries caused to others in the case of an accident however not providing any personal injury costs or repairs for your motorbike.
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Get a quote for third party, fire and theft
Third Party, Fire and Theft
Third party, fire and theft covers the cost of damage caused to others, but also includes any damage your motorbike gets from fire or if it gets stolen.
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Get a quote for fully comprehensive
Fully Comprehensive
Packaging everything from third party, fire and theft insurance and adding in protection for you and your vehicle.
Motorbike insurance exclusions
Each motorbike insurance policy will differ, but most motorbike insurance in the UK won’t cover:
- Everyday wear and tear: Your insurance won’t cover you for the minor wear your motorbike picks up as you ride it, like scratches, dents, and rust.
- Punctures: Punctures aren’t covered by most bike insurance policies as standard, but motorbike breakdown cover can help you get to the nearest garage.
- Intentional damage: You won’t be covered if you, or anyone else named in your policy, damages your motorbike on purpose.
- Negligence: You may not be able to make a claim if your bike is damaged or lost due to your negligence, such as your bike being stolen because you left the keys in it.
- Riding under the influence: Your insurance will be invalid if you’re involved in an incident and you’re under the influence of alcohol or drugs.
- Modifications: If you make any modification to your bike – whether they’re performance enhancing or just cosmetic – you’ll need to tell your insurance provider about them. Otherwise they may not be covered and your policy could be invalid.
- Other passengers: If you want to ride with someone sitting behind you on your bike, you’ll need to add pillion cover to your motorbike insurance.
- Sidecar cover: If you add a sidecar to your motorbike, you’ll likely need to take out additional cover for it.
- Track days: If you want to ride your bike on a race circuit, you’ll need dedicated track day motorbike insurance from a specialist provider. Whilst track day insurance isn’t legally required, it’s a sensible purchase. Many track day events will require you to have it[1].
[1] https://www.silverstone.co.uk/terms-and-conditions/bike-track-days-terms-conditions
Why compare motorbike insurance quotes through Asda Money?
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The Asda advantage
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Multiple quotes from the UK’s leading insurance providers
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A motorbike insurance comparison service you can trust
What factors affect my insurance price for motorbike insurance?
Just like with car insurance, the cost of motorbike insurance is affected by a range of factors, including:
- Your age
- What type of bike you want to insure
- Your driving history
- Any previous convictions or bike insurance claims
- How much and how you plan to use your motorbike
- What level of insurance coverage you want
- Where you live and where you park your bike
How can I make my motorbike insurance cheaper?
There are plenty of steps you can take to reduce the price of your motorbike insurance premiums, including:
- Reducing your level of cover and not paying for unnecessary add-ons
- Reducing how much and how often you ride your motorbike
- Volunteering to pay a higher insurance excess
- Storing your bike in a secure, off-road location, such as a locked garage
- Adding security features to your bike, like locks, an alarm, or a tracker
- Downgrading your bike to one with a smaller engine
Can I transfer a car no claims bonus to a motorbike?
This will vary by insurance company but generally, you won’t be able to transfer your car no claims bonus to a new motorbike insurance policy.
Does motorbike insurance cover me to carry passengers?
The majority of motorbike insurance policies today won’t cover passengers you carry, and you’ll need to add additional pillion cover to protect them and yourself.
Motorbike insurance FAQs
- Why do I need motorbike insurance?
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Riding a motorbike in the UK without insurance is illegal, and you could receive points on your licence and large fines for not having insurance. If you were to get into an accident without insurance cover, then you’d have to cover any repair costs or compensation to other parties out of your own pocket.
Some motorbike insurance providers have additional benefits packaged in with their policies, so be sure to check each policy carefully to make sure you know what’s included.
Comparing motorbike insurance through Asda Money allows you to look at offers from some of the top UK insurance providers to find your perfect insurance policy, giving you the right level of coverage at a price you’re happy with.
- Can I add a motorbike to my car insurance?
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Some insurance providers will let you add a motorbike to your car insurance policy. Other providers won’t, meaning you’d need to buy dedicated motorbike insurance to be covered. If you’re interested in insuring a motorbike, and you already have car insurance, check with your insurance company to see if they can add your bike to your policy.
- How much is motorbike insurance?
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The price of the motorbike insurance policies you’re quoted will depend on a variety of factors. This includes your age, driving history, the type of motorbike you want to insure, and the level of cover you want. On average, 50% of customers who compared quotes through Asda Money paid £285 or less for their motorbike insurance.*
*Based on premiums sold between Jan 2023-Jan 2024. The motorbike insurance comparison service is provided by Vast Visibility Limited.
- How do I compare motorbike insurance quotes through Asda Money?
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At Asda Money, we have a motorbike insurance comparison service provided by Vast Visibility Limited. You can quickly compare quotes from some of the UK’s top insurance providers to find an insurance policy that’s right for you, giving you the right level of coverage at a price you’re happy with.
Once you've completed a simple online form, you'll be presented with quotes from around 40 of the top motorbike insurance providers in the UK.
The comparison will show you the cheapest policy first, giving you prices for Comprehensive, Third Party Only, and Third Party, Fire and Theft insurance policies individually so you can pick the one that suits you.
- What are the different types of motorbike insurance?
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There are three levels of cover to choose from when it comes to insuring your bike:
Third Party
Third party motorbike insurance gives you the minimum level of insurance needed to drive on the road in the UK. This covers you for any injuries or damage done to third parties and helps you to pay out for compensation. However, this level of insurance doesn’t cover any personal injury costs or repairs for your bike if you do get into an accident.
Third Party, Fire and Theft
Third party, fire and theft gives you cover for any damage caused to other people, as well as against any fire damage to your bike. Plus damage from theft, and will compensate you if your bike is irretrievably stolen. This type of policy doesn’t include a pay out toward repairs for your bike if you do get into an accident, but the additional coverage over third party only can help protect you against nasty surprises.
Fully Comprehensive
Fully comprehensive motorbike insurance is the complete package in terms of cover. Everything from third party insurance to fire and theft, to accidental damage to your bike is included, giving you the reassurance that you’re covered if anything happens. Each comprehensive policy can contain different benefits, so it’s worth checking what compensation you’re entitled to in the event of an accident.
Other factors you have to consider are what you primarily use your motorbike for (social only, social commuting, business) and what extras you would be interested in (pillion cover, breakdown cover, leather and helmet insurance) which could be included within your motorbike insurance policy. For more information, take a look at our motorbike insurance blog.
About our trusted partner, Vast Visibility
We’ve carefully selected Vast Visibility as our motorbike insurance partner because they are trusted industry experts who have years of experience searching the market to get you the best possible prices.
With one simple online form, you get a range of quotes from leading UK providers so you can find the one that suits you best.
More motorbike insurance
To find out more, make sure you check out our other motorbike insurance pages:
Still need some help? Call on 0330 022 7024
Lines are open Monday to Friday 8.30am-5pm. Calls may be recorded and/or monitored.
ASDA Money is a trading name of Asda Financial Services Ltd and Asda Stores Ltd which for general insurance are Introducer Appointed Representatives of Vast Visibility Limited, 8 Princes Parade, Liverpool, L3 1DL, authorised and regulated by the Financial Conduct Authority. Firm reference number 566973. You can check these details on the FCA Register.
The ASDA motorbike insurance comparison service is arranged by and administered by Vast Visibility Limited.