Cat Insurance

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Kitten asleep on blanket on sofa at home

Anyone who owns a cat knows just how loveable, fun, and mischievous they can be, and we always want to do the best we can when it comes to keeping them happy and healthy. Whether adopting a new kitten or an adult cat, finding the right cat insurance can help to cover the costs of unexpected medical conditions to bumps and scrapes they might experience on their adventures.

Our Insurance Types

  1. Lifetime

    Our most comprehensive policy

    Insure new ongoing conditions for life, with three levels available, covering vet’s fees up to £2,000, £4,000 and £10,000, reinstated annually.

    Lifetime cover overview
  2. Time Limited

    Covers each illness or injury for up to 12 months

    Choose between £2,000 or £5,000 cover for each new illness or injury. Cover is for either 12 months from the first treatment date, or up to a limit you choose.

    Limited Time cover overview
  3. Accident Only

    Looking out for those little mishaps but also you

    Cover your pet for up to £2,500 of your pet’s treatment for each new accident. Accident Only does does not provide cover for any pet illnesses.

    Accident Only cover overview
  4. Multi-pet discount

    Get 10% off two or more pets you insure with us

    Got more paws around the house than you can shake a stick at? Save 10% on every pet you insure with us T&Cs apply.

Why choose Asda Pet Insurance?

  • Asda logo

    The Asda advantage

    Known for putting value for money at the centre of everything we do

  • Handshake Icon

    You're in control

    You can choose your policy cover as well as your excess terms, so you can get the cover your pet needs at a price that suits you

  • Diamond Icon

    Asda service, Asda value, expert providers

    An insurance offer that's best for you and your circumstances

What is cat insurance?

Pet insurance for cats is designed to cover the cost of vet’s bills for unexpected accidents or illnesses up to a set amount depending on the policy and level of cover you choose. Without cat insurance you’d have to cover the entire cost of these bills yourself, which can get very expensive – and no one ever wants to have to make the choice between cost and caring for your beloved pet.  

The only difference with cat insurance to dog insurance is that it doesn’t provide third party liability, as this is specifically for dogs. Otherwise our cat and dog insurance policies are the same.

What does cat insurance cover?

What your cat is covered for will depend on the policy type you choose, from Lifetime, 12 Months, and Accident Only.

Our cat insurance provides all sorts of great benefits and features:

  • Cover for your kitten from 8 weeks old
  • Your vet can be paid direct (subject to your vets agreement).
  • Access to an unlimited 24-hour Vet Advice Line.
  • Pay monthly by direct debit at no extra cost.
  • Theft and straying cover available on all levels except Accident Only.
  • Bereavement counselling is available on all levels of cover, 24 hours a day.
  • Insure two or more pets with Asda and you can lap up 10% off each policy without multi-pet discount T&Cs apply.

Our types of cat insurance:


A lifetime pet insurance policy will help you pay the vet bills up to the cover limit of the policy you’ve chosen. Our cover offers five levels to choose from to cover vet bills up to £2,000, £4,000, £6,000, £8,000 or £10,000. Lifetime cover is subject to your policy remaining in force, premiums kept up to date and the insurer offering renewal. Limits may apply for specific conditions. Find out more about Lifetime pet insurance.

12 Months

This provides up to 12 months’ cover for your cat for each new accident or illness, up to the limit the policy allows. Find out more about 12 Month pet insurance.

Caring for your cat

Cats make wonderful pets, whether you get a kitten or adopt an older cat. Take a look at our guide if you’re thinking about getting a new kitten or a cat, with lots of useful tips and information for giving them the best care and attention. Even if you’re well-used to looking after cats, you might find some useful tips!

A quick ‘paws’ for thought…

With pet insurance, as part of the cost, your premium will increase each year at renewal as your pet gets older. We’ll limit the amount it goes up by, but your renewal price will also be impacted by:

  • Any claims you make – this could significantly increase your premium
  • Rising vet fees
  • Insurance Premium Tax increasing
  • Changes you make to your policy
  • Changes we make to our pricing

You can, of course, shop around at renewal. Just bear in mind that any existing conditions your pet’s developed, whether diagnosed or not, may not be covered elsewhere.

Top Pet Insurance FAQs:

Is my pet covered for pre-existing conditions?

Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.

How do I claim?

If you need to get in touch with us to make a claim on your pet insurance policy, please find the details on how to do so on our contact us page.

Additional FAQs

How much is kitten insurance?

Insurance costs for your cat or kitten will vary according to the specific policy you take out. Here at Asda Money, we offer a range of different cat and kitten insurance policies from Lifetime cover to 12 months cover and Accident Only cover, each one providing levels and cover for different budgets. It’s also important to keep in mind that the cost of your premiums will go up as your cat or kitten continues to get older. Other factors will also drive the price up such as making a claim, rising vet fees, changes in policy etc as mentioned above.

Can I get kitten insurance before they are 12 weeks old?

Our kitten insurance provides protection from as early as 8 weeks old, but does not start any earlier than that. Most insurers will offer the same level of cover with similar age requirements – very few, if any, will provide protection for your pets earlier than 8 weeks. Compare kitten insurance quotes to find the right policy for you and your furry friend.

Can I insure a kitten before I get its vaccinations?

Pet insurance for kittens usually starts at 8 weeks old.Most kittens will start their vaccination courase at  this time. Vaccinations are not covered by insurance nor are any illnesses or issues that occur due to not having had a vaccine, so it’s a good idea to make sure you follow your vet’s advice and book them in for vaccinations when recommended.

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