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Cat Insurance

Cover for your furry friends

Anyone who owns a cat knows just how loveable, fun, and mischievous they can be, and we always want to do the best we can when it comes to keeping them happy and healthy. Whether adopting a new kitten or an adult cat, finding the right cat insurance can help to cover the costs of unexpected medical conditions to bumps and scrapes they might experience on their adventures.

Our Insurance Types

  1. Lifetime

    Our most comprehensive policy

    Insure new ongoing conditions for life, with three levels available, covering vet’s fees up to £2,000, £4,000 and £10,000, reinstated annually.

    Lifetime cover overview
  2. 12 Months

    Cover conditions for up to 12 months

    Cover your pet with no limit on number of separate conditions that you can claim for until the 12 month limit ends or costs reach individual monetary limits.

    12 Months cover overview
  3. Accident Only

    Looking out for those little mishaps but also you

    Cover your pet for up to £2,500 of your pet’s treatment for each new accident. Accident Only does does not provide cover for any pet illnesses.

    Accident Only cover overview
  4. Multi-pet discount

    Get 10% off two or more pets you insure with us

    Got more paws around the house than you can shake a stick at? Save 10% on every pet you insure with us T&Cs apply.

Why choose Asda Pet Insurance?

Underwritten by Fairmead Insurance Limited (renamed from Legal & General Insurance Limited)

  • Asda logo

    The Asda advantage

    Known for putting value for money at the centre of everything we do

  • Legal & General logo

    Partner expertise

    An experienced pet insurer who can offer you the choice of six levels of cover for you and your pet

  • Award-winning cover

    Awarded Best Online Pet Insurance Provider in the YourMoney.com Awards 2019

What is cat insurance?

Cat insurance is designed to cover the cost of vet’s bills for unexpected accidents or illnesses up to a set amount depending on the policy and level of cover you choose. Without cat insurance you’d have to cover the entire cost of these bills yourself, which can get very expensive – and no one ever wants to have to make the choice between cost and caring for your beloved pet.  

The only difference with cat insurance to dog insurance is that it doesn’t provide third party liability, as this is specifically for dogs. Otherwise our cat and dog insurance policies are the same.

What does cat insurance cover?

What your cat is covered for will depend on the policy type you choose, from Lifetime, 12 Months, and Accident Only.

Our cat insurance provides all sorts of great benefits and features:

  • Protection for your kitten from 8 weeks old
  • Your vet can be paid direct (subject to your vets agreement).
  • Our cover also gives you access to an unlimited 24 hour Vet Advice Line.
  • Pay for your policy monthly by direct debit at no extra cost.
  • Theft and straying cover available on all levels except Accident Only.
  • Bereavement counselling is available on all levels of cover, 24 hours a day.
  • Insure two or more pets with Asda and you can lap up 10% off each policy withour multi-pet discount T&Cs apply.

Our types of cat insurance:

Lifetime

A lifetime pet insurance policy will help you pay the vet bills up to the cover limit of the policy you’ve chosen. Our cover offers three levels to choose from to cover vet bills up to £2,000, £4,000, or £10,000. Lifetime cover is subject to your policy remaining in force, premiums kept up to date and the insurer offering renewal. Limits may apply for specific conditions. Find out more about Lifetime pet insurance.

12 Months

This provides up to 12 months’ cover for your cat for each new accident or illness, up to the limit the policy allows. Find out more about 12 Month pet insurance.

Accident Only

Cover for your cat for any bumps and scrapes, up to the policy limit for each new accident. Find out more about Accident Only pet insurance.

Caring for your cat

Cats make wonderful pets, whether you get a kitten or adopt an older cat. Take a look at our guide if you’re thinking about getting a new kitten or a cat, with lots of useful tips and information for giving them the best care and attention. Even if you’re well-used to looking after cats, you might find some useful tips!

A quick ‘paws’ for thought…

 

With pet insurance, your premium will increase each year at renewal as your pet gets older. We’ll limit the amount it goes up by, but your renewal price will also be impacted by:

  • Any claims you make – this could significantly increase your premium
  • Rising vet fees
  • Insurance Premium Tax increasing
  • Changes you make to your policy
  • Changes we make to our pricing

You can, of course, shop around at renewal. Just bear in mind that any existing conditions your pet’s developed, whether diagnosed or not, may not be covered elsewhere.

Top Pet Insurance FAQs:

What’s the 24 hour Vet Advice Line and how will it benefit me?

Included in any of our pet insurance policies, is unlimited access to a 24 hour freephone veterinary support and advice service. Fully qualified staff on the other end can advise on common illnesses such as vomiting and skin problems, as well as common pet owner queries such as preventing fleas, exercise and diet. It’s also good to know you can get out of hours support when your local vet isn’t open.

Is my pet covered for pre-existing conditions?

Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.

How do I claim?

If you need to get in touch with us to make a claim on your pet insurance policy, please find the details on how to do so on our contact us page.

About our underwriter, Fairmead Insurance

Legal & General logo

We’ve carefully selected Fairmead Insurance Limited (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group as our pet insurance underwriter, given their experience with pet insurance.

Working together, we’ve been able to bring our customers great pet insurance products that aim to offer value for money and some fantastic features, such as the 24-hour vet helpline, and the option to pay monthly by direct debit with no interest charges.