Finding the right cat insurance can help to cover the costs of unexpected medical conditions to bumps and scrapes they might experience on their adventures.
| Lifetime Cat & Kitten £2,000 | Lifetime Cat & Kitten £4,000 | Lifetime Cat & Kitten £6,000 |
|---|---|---|
| Veterinary Fee Cover | ||
| £2,000 per year | £4,000 per year | £6,000 per year |
| Dental treatment | ||
Illness - No. | Illness - No. |
Accident - Yes Illness - Yes. |
Accident - Yes |
| (as part of Veterinary Fee Cover) | ||
| Complementary Treatment | ||
| £1,000 | £1,500 | £1,500 |
| (as part of Veterinary Fee Cover) | ||
| Cruciate ligament treatment | ||
| £1,250 per year | £1,250 per year | £1,500 per year |
| (as part of Veterinary Fee Cover) | ||
| CT/MRI scans | ||
| £1,250 | £1,500 | £1,500 |
| (as part of Veterinary Fee Cover) | ||
| Specialist Diet | ||
| £200 | £250 | £250 |
| (as part of Veterinary Fee Cover) | ||
| Behaviour Treatment | ||
| £1,000 | £1,000 | £1,000 |
| (Covered as a result of an accident only and as part of a Veterinary Fee Cover) | ||
| Fixed Excess | ||
| £100 - £250 as chosen by you | £100 - £250 as chosen by you | £100 - £250 as chosen by you |
| (Certain cat breeds have a specified minimum excess of £200) | ||
| Co-Insurance Excess | ||
| 10% for cats aged 5 years and over | 10% for cats aged 5 years and over | 10% for cats aged 5 years and over |
| (Payable in addition to the Fixed Excess) | ||
| Death from illness | ||
| £1,500 | £2,000 | £2,000 |
| (Only available for cats less than 7 years of age) | ||
| Death From Accident | ||
| £1,500 | £2,000 | £2,000 |
| (No age limit) | ||
| Cremation/Burial | ||
| £100 | 100 | £100 |
| (only available for cats less than 7 years of age) | ||
| Advertising and Reward | ||
| £750 | £1,000 | £1,000 |
| Loss of Pet - Theft or Straying | ||
| £1,500 | £2,000 | £2,000 |
| Emergency Cattery Fees | ||
| £1,500 | £2,000 | £2,000 |
| Emergency Holiday Cancellation | ||
| £1,500 | £2,000 | £2,000 |
| Overseas Travel Cover | ||
| 364 days | 364 days | 364 days |
| Unexpected Quarantine Expenses | ||
| £1,000 | £1,500 | £1,500 |
Insure your cat or kitten for new ongoing conditions for life, with three levels available, covering vet’s fees up to £2,000, £4,000 and £10,000, reinstated annually.
Choose between £2,000 or £5,000 cover for each new illness or injury your cat or kitten suffers. Cover is for either 12 months from the first treatment date, or up to a limit you choose.
Got more paws around the house than you can shake a stick at? Save 10% with our multi-pet discount*.
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You can choose your policy cover as well as your excess terms, so you can get the cover your pet needs at a price that suits you
An insurance offer that suits you and your individual circumstances
With pet insurance, as part of the cost, your premium will increase each year at renewal as your pet gets older. We’ll limit the amount it goes up by, but your renewal price will also be impacted by:
You can, of course, shop around at renewal. Just bear in mind that any existing conditions your pet’s developed, whether diagnosed or not, may not be covered elsewhere.
Pet insurance helps cover unexpected vet bills, giving you financial peace of mind if your pet falls ill or gets injured. It covers costs up to the limit of your chosen policy, so you’re not left footing the full bill if something goes wrong.
The four main types of pet insurance are:
In the UK, there are several types of pet insurance policies available, with some of the most common being time limited, lifetime cover, maximum benefit, and accident only.
It depends on you and your pet, and the insurance you choose. For example, our lifetime policies at Asda Money have annual limits ranging from £2,000 to £10,000.
Pet insurance is available for cats and dogs at a range of ages, from just a few months old into their senior years. Some insurers have minimum age limits – often around four months – while others may have restrictions or higher premiums for older pets. The availability, cost, and cover level can vary depending on your pet’s age at the time you take out the policy.
According to Which?, the most expensive breed of dog to insure in the UK during 2024 was the Dogue de Bordeaux1.
Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.
According to the Association of British Insurers (ABI), the most common high value claim in the UK is for spinal surgery (often costing between £8,000 and £10,000). The most common ongoing claims are to treat diabetes and skin conditions[1].
1https://www.which.co.uk/news/article/10-most-expensive-dog-breeds-for-pet-insurance-in-2024-ao8vV3H0H4ii
The cost of pet insurance is unique to your pet and accounts for various factors like their breed, health and any conditions they may have. Generally speaking, pet insurance premiums often increase each year, especially as your pet gets older.
Making a claim on your pet insurance through Asda Money is easy. Simply start your online claims journey below and follow the onscreen instructions. Please have your policy number and claims information to hand as we may ask a number of different questions about what has happened.
Our online claims journey is designed to be quick and easy, but if you have any questions, or require additional support, please call us on 0333 999 0933 as we’d be happy to help.
Lines are open:
Monday to Friday - 9am to 6pm
Saturday - 9am to 2pm
Sunday - closed
Please note: Call charges to 03 numbers will vary.
Insurance costs for your cat or kitten will vary according to the specific policy you take out. Here at Asda Money, we offer a range of different cat and kitten insurance policies from Lifetime cover to 12 months cover and Accident Only cover, each one providing levels and cover for different budgets. It’s also important to keep in mind that the cost of your premiums will go up as your cat or kitten continues to get older. Other factors will also drive the price up such as making a claim, rising vet fees, changes in policy etc as mentioned above.
Our kitten insurance provides protection from as early as 8 weeks old, but does not start any earlier than that. Most insurers will offer the same level of cover with similar age requirements – very few, if any, will provide protection for your pets earlier than 8 weeks. Compare kitten insurance quotes to find the right policy for you and your furry friend.
Pet insurance for kittens usually starts at 8 weeks old.Most kittens will start their vaccination courase at this time. Vaccinations are not covered by insurance nor are any illnesses or issues that occur due to not having had a vaccine, so it’s a good idea to make sure you follow your vet’s advice and book them in for vaccinations when recommended.
Asda Pet Insurance is arranged and administered by Insurance Factory Limited. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority. (No. 306164). Registered in England and Wales Number 02982445. Registered Office: Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB. You can check this by visiting the Financial Services Register at https://www.fca.org.uk/register
