Pet insurance for your dog or puppy.
Finding the right insurance cover can help make sure your dog always gets the healthcare they need should the unexpected happen.
| Lifetime £2,000 | Lifetime £4,000 | Lifetime £6,000 |
|---|---|---|
| Veterinary Fee Cover | ||
| £2,000 per year | £4,000 per year | £6,000 per year |
| Dental treatment | ||
Illness - No. | Illness - No. |
Accident - Yes Illness - Yes. |
Accident - Yes |
| (as part of Veterinary Fee Cover) | ||
| Complementary Treatment | ||
| £1,000 | £1,500 | £1,500 |
| (as part of Veterinary Fee Cover) | ||
| Cruciate ligament treatment | ||
| £1,250 per year | £1,250 per year | £1,500 per year |
| (as part of Veterinary Fee Cover) | ||
| CT/MRI scans | ||
| £1,250 | £1,500 | £1,500 |
| (as part of Veterinary Fee Cover) | ||
| Specialist Diet | ||
| £200 | £250 | £250 |
| (as part of Veterinary Fee Cover) | ||
| Behaviour Treatment | ||
| £1,000 | £1,000 | £1,000 |
| (Covered as a result of an accident only and as part of a Veterinary Fee Cover) | ||
| Fixed Excess | ||
| £100 - £250 as chosen by you | £100 - £250 as chosen by you | £100 - £250 as chosen by you |
| (Certain dog breeds have a specified minimum excess of £200) | ||
| Co-Insurance Excess | ||
| 10% for dogs aged 5 years and over | 10% for dogs aged 5 years and over | 10% for dogs aged 5 years and over |
| (Payable in addition to the Fixed Excess) | ||
| Death from illness | ||
| £1,500 | £2,000 | £2,000 |
| (Only available for dogs less than 7 years of age) | ||
| Death From Accident | ||
| £1,500 | £2,000 | £2,000 |
| (No age limit) | ||
| Cremation/Burial | ||
| £100 | 100 | £100 |
| (only available for dogs less than 7 years of age) | ||
| Third Party Liability | ||
| £1,000,000 | £1,000,000 | £1,000,000 |
| Advertising and Reward | ||
| £750 | £1,000 | £1,000 |
| Loss of Pet - Theft or Straying | ||
| £1,500 | £2,000 | £2,000 |
| Emergency Boarding Kennel Fees | ||
| £1,500 | £2,000 | £2,000 |
| Emergency Holiday Cancellation | ||
| £1,500 | £2,000 | £2,000 |
| Overseas Travel Cover | ||
| 364 days | 364 days | 364 days |
| Unexpected Quarantine Expenses | ||
| £1,000 | £1,500 | £1,500 |
Insure new ongoing conditions for life, with three levels available, covering vet’s fees up to £2,000, £4,000 and £10,000, reinstated annually.
Choose between £2,000 or £5,000 cover for each new illness or injury that your dog suffers. Cover is for either 12 months from the first treatment date, or up to a limit you choose.
Got more paws around the house than you can shake a stick at? Save 10% with our multi-pet discount*.
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You can choose your policy cover as well as your excess terms, so you can get the cover your pet needs at a price that suits you
An insurance offer that suits you and your individual circumstances
The cost of dog insurance can vary depending on several factors, including your pet's age, breed, and the type of cover you choose.
If you're insuring a new puppy, your premium will largely depend on the level of cover you go for. At Asda Money, we offer two types of policies - Lifetime and Time Limited - so you can tailor your insurance to suit your needs and budget.
Dog insurance premiums often increase each year as your dog gets older. At Asda Money, we do cap how much it can go up by, but other factors can also affect your renewal price, such as:
You can, of course, shop around at renewal. Just bear in mind that any conditions your pet has developed may not be covered by a new provider.
Here at Asda Money, your puppy becomes eligible for our dog insurance policies once they're 8 weeks old.
Puppies, like older dogs, can be prone to accidents and illnesses - sometimes even more so as they explore the world around them.
It's worth noting that if a pet develops a condition before being insured, this may be considered a pre-existing condition, which might not be covered by Insurance In the future.
Whether or not to insure your dog is a personal decision, but many owners choose to take out a policy to help manage unexpected vet bills.
Taking out pet insurance early - when your dog is still a puppy - can mean that more health conditions may be covered over their lifetime, provided the policy is renewed each year.
While insurance for older dogs tends to cost more, some find It valuable for peace of mind. For example, a complex procedure like spinal surgery in later life could cost up to £7,000[1]. Without pet insurance, those costs would need to be covered out of pocket.
[1] https://www.abingtonparkvetreferrals.co.uk/pricing/surgery-prices
Before buying puppy insurance, here are a few things you may want to consider:
Some breeds are more prone to certain health conditions, which can affect your insurance. For example, English Bulldogs are often susceptible to Brachycephalic Airway Obstruction Syndrome, and Dachshunds may develop intervertebral disc disease.
Researching your breed's health risks can help ensure you choose the right policy with appropriate coverage for these potential issues.
Your dog's age can significantly impact the cost and type of insurance. The cost of insuring an older dog can be more expensive, and some policies may have an upper age limit.
Check if the puppy you’re taking home has any pre-existing health conditions. Most insurers won't cover these.
It's also worth asking about the health history of the puppy's parents, as some conditions can be inherited.
A dog's temperament can affect both their behaviour and how you should approach third-party liability cover.
Some breeds can be more prone to aggressive behaviour. If your dog were to cause damage to someone else's property or bite another person, you could be held financially responsible. Having third party liability cover in place will offer some protection.
Different policy types, such as Lifetime or Time-Limited, offer varying levels of cover.
Lifetime policies provide long-term protection for ongoing health conditions, while Time-Limited policies cover conditions for a set period.
The level of cover you choose will Impact both the premium and the extent of coverage. You'll need to make sure that the level of cover aligns with your dog's health needs and your budget.
The excess Is the amount you’ll need to pay towards a claim before the Insurance kicks in.
Higher excesses can lower premiums, but you would need to make sure the excess is affordable for you in the even of a claim.
If you’d like to get a quote to insure your four-legged friend, you can start straightaway with Asda Money.
Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.
No, there isn’t an age limit on dog insurance with Asda Money, and you don’t need a specialist insurance policy for an older dog. With Asda Money, you can compare quotes for a dog at any age, whether they’re a puppy or an older dog.
When choosing a dog insurance policy, you'll need to check what's included - like third-party liability, cover limits, and whether ongoing conditions will be covered. Consider your dog's age, breed, and health needs, and read the terms and conditions to make sure the level of cover suits you.
When choosing a dog insurance policy, you'll need to check what's included - like third-party liability, cover limits, and whether ongoing conditions will be covered. Consider your dog's age, breed, and health needs, and read the terms and conditions to make sure the level of cover suits you.
It’s very simple to make a dog insurance claim with Asda Money. Start your online claim below and just follow the onscreen instructions. You’ll need your policy number and claims information, so you can answer any questions we may ask.
Our online claims journey is designed to be quick and easy, but if you have any questions, or require additional support, please call us on 0333 999 0933 as we’d be happy to help.
Lines are open:
Monday to Friday - 9am to 6pm
Saturday - 9am to 2pm
Sunday - closed
Please note: Call charges to 03 numbers will vary
Keep your furry friends happy with Asda Pet Insurance.
Lifetime cover is our most comprehensive pet insurance.
Asda Pet Insurance is arranged and administered by Insurance Factory Limited. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority. (No. 306164). Registered in England and Wales Number 02982445. Registered Office: Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB. You can check this by visiting the Financial Services Register at https://www.fca.org.uk/register
