Getting a new dog or puppy is a very exciting time, with lots to think about from choosing the right diet, starting their training and understanding their needs. It’s also important to consider pet insurance and which policy might be best for you and your pet.
Finding the right insurance cover can help make sure they always get the healthcare they need should the unexpected happen.
Insure new ongoing conditions for life, with three levels available, covering vet’s fees up to £2,000, £4,000 and £10,000, reinstated annually.
Choose between £2,000 or £5,000 cover for each new illness or injury. Cover is for either 12 months from the first treatment date, or up to a limit you choose.
Cover your pet for up to £2,500 of your pet’s treatment for each new accident. Accident Only does does not provide cover for any pet illnesses.
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You can choose your policy cover as well as your excess terms, so you can get the cover your pet needs at a price that suits you
An insurance offer that suits you and your individual circumstances
With pet insurance, as part of the cost, your premium will increase each year at renewal as your pet gets older. We’ll limit the amount it goes up by, but your renewal price will also be impacted by:
You can, of course, shop around at renewal. Just bear in mind that any existing conditions your pet’s developed, whether diagnosed or not, may not be covered elsewhere.
Pet insurance helps cover unexpected vet bills, giving you financial peace of mind if your pet falls ill or gets injured. It covers costs up to the limit of your chosen policy, so you’re not left footing the full bill if something goes wrong.
The four main types of pet insurance are:
In the UK, there are several types of pet insurance policies available, with some of the most common being time limited, lifetime cover, maximum benefit, and accident only.
It depends on you and your pet, and the insurance you choose. For example, our lifetime policies at Asda Money have annual limits ranging from £2,000 to £10,000.
Pet insurance is available for cats and dogs at a range of ages, from just a few months old into their senior years. Some insurers have minimum age limits – often around four months – while others may have restrictions or higher premiums for older pets. The availability, cost, and cover level can vary depending on your pet’s age at the time you take out the policy.
According to Which?, the most expensive breed of dog to insure in the UK during 2024 was the Dogue de Bordeaux1.
Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.
According to the Association of British Insurers (ABI), the most common high value claim in the UK is for spinal surgery (often costing between £8,000 and £10,000). The most common ongoing claims are to treat diabetes and skin conditions[1].
1https://www.which.co.uk/news/article/10-most-expensive-dog-breeds-for-pet-insurance-in-2024-ao8vV3H0H4ii
The cost of pet insurance is unique to your pet and accounts for various factors like their breed, health and any conditions they may have. Generally speaking, pet insurance premiums often increase each year, especially as your pet gets older.
Making a claim on your pet insurance through Asda Money is easy. Simply start your online claims journey below and follow the onscreen instructions. Please have your policy number and claims information to hand as we may ask a number of different questions about what has happened.
Our online claims journey is designed to be quick and easy, but if you have any questions, or require additional support, please call us on 0333 999 0933 as we’d be happy to help.
Lines are open:
Monday to Friday - 9am to 6pm
Saturday - 9am to 2pm
Sunday - closed
Please note: Call charges to 03 numbers will vary.
Pet insurance for your new puppy will depend on the exact type of cover you decide to invest in. Choose from our Lifetime, 12 Months or Accident Only cover for your puppy and cater your policy to suit yours and your pet’s individual needs. The cost for each policy will vary according to the levels and types you choose, for example our Lifetime cover costs ranges from £2,000 to £10,000 depending on the specifics you choose.
Here at Asda Money, your puppy will be eligible for our dog insurance policies once they are 8 weeks old, similar to what many other insurers offer.
Getting your pet insured as early as possible is a sensible move. Our dog insurance policies provide cover and protection for your puppy as soon as they’re 8 weeks old which gives you enough time to get them acclimated to their new home and other important things you may need to take care of.
Asda Pet Insurance is arranged and administered by Insurance Factory Limited. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority. (No. 306164). Registered in England and Wales Number 02982445. Registered Office: Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB. You can check this by visiting the Financial Services Register at https://www.fca.org.uk/register
