What’s the cost of a cat in the UK?

How much a cat costs depends on where you buy your cat from. It can cost up to £175^[1] if you choose to adopt or £100 to over £2000 when you buy from a breeder.

When it comes to the cost of different breeds, costs can vary a lot. Depending on the breed, cats can range from budget-friendly to high prices for fancy or rare breeds. Whether you're eyeing that majestic Maine Coon or a sleek Siamese, it’s good to break down the numbers and see what fits your lifestyle.

Below you’ll see some average costs of different breeds of cats in the UK. Remember, these are only averages and will vary depending on your location and the breeder.

Cost of owning a cat or kitten

Owning a cat comes with fun and love but also with everyday costs. A cat can live up to 18 years or more so there are plenty of costs to consider. These are the one-off costs that often come with bringing your new family member home for the first time.

One-off costs^[2]

Ongoing costs^[3]

As well as the initial costs when you first get your cat, you’ll have to pay out regularly for ongoing costs too. These can include:

Adopting a cat vs. buying from a breeder

When you’ve decided to get a new cat to join your family, there are two options you can choose between: adoption or buying from a breeder.

If you choose to buy a cat from a breeder, make sure you do your research and find a responsible breeder. Visit the kitten at the breeder’s premises before you buy and ask to see the mother of the kitten. Make sure you also ask yourself:

• Is the environment clean?
• Is the mother healthy?
• Are there many litters or cats at the breeders?
• Does the kitten look happy and healthy?

Another way of getting a cat is by adoption. Adopting a cat is a rewarding and compassionate choice that provides a home for cats and kittens who need them. Adoption centres are often full with cats of all ages and breeds that need a new caring home. There are other benefits of adopting a cat, too:

• Usually your cat will be fully vaccinated, neutered and microchipped
• You can find out information about the cat from their previous owners or the adoption centre
• Adoption centres often offer aftercare to help your new friend settle in your home.
• You’ll be helping to stop the overbreeding of cats in the UK

The cost of adopting a cat will vary depending on the cat’s age and breed but it is usually up to £175^[4]. 

Planning ahead: things to buy before getting a cat

When you buy a cat, it’s a good idea to have everything in place to provide a comfy, safe and secure environment. Here are some items to consider buying:

• Food and water bowls: provide separate bowls for food and water, preferably made of ceramic or stainless steel for easy cleaning.
• Cat bed or blanket: offer a snug spot for your cat to rest and sleep, whether it's a plush bed or a soft blanket.
• Litter box and litter: choose a litter box that's large enough for your cat to comfortably move around in, and stock up on litter that suits your cat's preferences. Don’t forget the scooper!
• Scratching post: you don’t want your cat clawing at your furniture, so buy a sturdy scratching post or pad for them to test their claws on.
• Toys: keep your cat entertained and mentally stimulated with lots of different toys, including interactive toys and feather wands for them to chase.
• Grooming supplies: buy a brush or comb that suits your cat's coat type, as well as nail clippers and pet-safe shampoo for grooming sessions.
• Collar and ID tag: make sure your cat can be easily identified with a collar and ID tag containing your contact information, especially if your cat will go outside.
• Cat carrier: a sturdy carrier on hand for trips to the vet or when travelling with your cat is essential.
• Food and treats: before your new cat comes home, research and buy high-quality cat food appropriate for your cat's age, health and dietary needs. You’ll also need some tasty treats for rewards and training.

Things to sort out when purchasing a cat

Once you've welcomed a new cat into your home, consider their ongoing care and wellbeing. Beyond the initial essentials, there are extra steps you can take to ensure your cat's safety, health and overall happiness. From securing pet insurance to safeguarding against loss with microchipping, these items can provide peace of mind and protection for both you and your beloved feline companion. So, let's look at some essential ongoing considerations for cat owners:

• Regular vet care: annual check-ups and vaccinations.
• Food: provide a balanced diet that’s appropriate for your cat's age, breed and health needs. Also monitor their weight and eating habits.
• Hygiene and grooming: keep your cat's coat beautiful, nails clipped and teeth healthy through regular grooming and dental care routines.
• Parasite prevention: you’ll need to apply flea, tick and worm treatments as recommended by your vet to protect your cat from parasites.
• Litter box: scoop the litter box daily and replace litter as needed to make sure it’s clean for your cat.
• Pet insurance: getting pet insurance can help cover unexpected veterinary expenses and emergencies.
• Identification: make sure you keep your microchipping information up to date including any changes to phone numbers or your address.
• Socialising and training: it’s important to socialise your cat from a young age and reward positive behaviours.
• Neutering or spaying: not only does this prevent unwanted litters, but it also has health benefits for your furry friend.

How do I protect my cat and how can Asda Money help?

Cat insurance can offer financial protection and peace of mind in the event of unexpected vet expenses. Explore Cat and Kitten Insurance at Asda Money and protect your pet today.

Choose the right insurance for you and your feline friend by comparing our different cover types without any of the confusing insurance jargon. 

[1] https://www.bluecross.org.uk/our-adoption-process

[2] https://www.battersea.org.uk/pet-advice/cat-advice/cost-owning-cat

[3] https://www.battersea.org.uk/pet-advice/cat-advice/cost-owning-cat

[4] https://www.bluecross.org.uk/our-adoption-process