UK Travel Insurance
Flexible cover for your UK getaways through Asda Money.
Whether it’s a weekend break or a longer staycation, travel with confidence. Our UK travel insurance helps protect you against unexpected events like accidents, delays, or lost belongings.
- Pick from three levels of cover to suit your trip
- Cover available for pre-existing medical conditions
- Up to three kids go free*
Do you need travel insurance for UK holidays?
Planning a holiday closer to home — whether it's a summer staycation, a weekend city break, or a relaxing spa retreat? UK travel insurance can help protect you if things don’t go to plan.
While travel insurance is often associated with trips abroad, having cover for holidays in the UK can still offer peace of mind. It can help with unexpected issues like:
- Cancellations or delays outside your control
- Lost, stolen, or damaged belongings
- Personal liability if you accidentally injure someone or damage their property
- Legal costs
If you're planning more than one trip this year — whether across the UK or abroad — our annual multi-trip travel insurance could offer a convenient way to stay covered throughout the year with just one policy.
Our levels of UK travel insurance cover
| Cover Level | Cover Level Features & Limits |
|---|---|
| Value Ideal for the budget conscious |
• Medical expenses up to £20m • Missing bags up to £1,000 • Personal Money £300 • Cancellation £1,000 Get value cover |
| Premium Great for a little more peace of mind |
Great for a little more peace of mind • Medical expenses up to £25m • Missing bags up to £1,300 • Personal Money £400 • Cancellation £2,000 Get premium cover |
| Superior Maximum protection |
• Medical expenses – unlimited cover • Missing bags up to £2000 • Personal Money £500 • Cancellation £5,000 Get superior cover |
Why choose Asda Travel Insurance?
Arranged through InsureandGo
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The Asda advantage
Known for putting value for money at the centre of everything we do
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![InsureandGo logo]()
Partner expertise
With over 20 years experience, InsureandGo brands have covered over 27 million travellers
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Award-winning cover
Awarded Triple Gold for Best Travel Insurance Provider in the Moneynet.co.uk awards 2022, 2023, 2024 and 2025.
Best benefits of our UK travel insurance
Peace of mind
Travel in the knowledge that you’re covered for unforeseen events
Protect yourself against accidents
Up to £50,000 personal accident cover
Cancellation cover
Up to £5,000 cover for the costs caused by travel and accommodation cancellations
About our provider, InsureandGo
We have carefully selected InsureandGo as our travel insurance partner. They are a market leading provider, with over 20 years’ experience in the industry, covering over 27 million travellers.
InsureandGo is a trusted and widely recognised firm providing these services all over the world with Zurich Insurance plc as the insurance underwriter.
Working together, we provide an award-winning product that looks continuously to offer value for money as well as great features, including as many as three kids insured for free per adult.
What does travel insurance cover in the UK?
UK travel insurance can help protect you against unforeseen events and financial losses during your UK trip, including the cost of:
- Cancellations and delays, such as needing to postpone travel due to an injury or illness.
- Travel disruptions, like needing to book additional accommodation because your coach home was delayed.
- Loss, theft, or damage to personal belongings, including travel documents and cash.
- Personal liability, in case you injure someone else or cause any damage to their property or belongings.
- Legal fees, should you become involved in any legal matters.
- Medical expenses - while NHS treatment is free for UK residents, some policies may contribute toward private treatment costs if required
Be aware that travel insurance for UK trips typically won’t cover you for the cost of:
- Delays that were your fault - if you missed a flight or a train journey due to your own mis planning, you won’t be able to claim for it.
- Accidents, injury, or property damage whilst acting recklessly - if you cause harm or damages whilst acting recklessly, including being under the influence of alcohol or drugs, your policy won’t cover you.
- Undeclared medical conditions – it’s important to disclose any existing health conditions when applying, as not doing so may affect your cover.
- Certain activities – some sports and activities, such as skiing (even on dry slopes), may require additional cover.
Learn more about what UK travel insurance through Asda Money could include.
How to get cheap Travel Insurance for your UK holiday
At Asda Money, we aim to offer travel insurance that provides great value for your UK holiday. With three levels of cover to choose from – Value, Premium, and Superior – you can find a policy that suits your needs at a price you’re happy with.
UK Travel Insurance FAQs
- Can I get travel insurance for UK holidays?
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Yes, travel insurance is available for UK holidays. Even when you’re holidaying in the UK, unexpected events like delays, cancellations, lost luggage, or legal expenses can occur. UK travel insurance can help provide financial protection against these types of issues. At Asda Money, we offer three levels of cover to suit different needs.
- Do I need travel insurance for UK holidays?
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Travel insurance for UK holidays isn’t a legal requirement, but it can offer valuable protection. It may cover things like delays, cancellations, loss or theft of personal belongings, or medical treatment that falls outside standard NHS care.
- What is the best travel insurance in the UK?
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What’s best can depend on your personal circumstances and needs. At Asda Money, we offer three levels of UK travel insurance cover that provide a range of options for different budgets and types of travel. If you take three or more trips throughout the year, our annual multi-trip travel insurance might be a suitable option to consider.
- How much is travel insurance for the UK?
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The cost of UK travel insurance can vary. Factors that can affect the price include the number of travellers, their ages, the length of your trip, your chosen level of cover, and any pre-existing medical conditions.
- Do you need travel insurance for UK coach holidays?
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Travel insurance for UK coach holiday isn’t a requirement, but you may consider it useful. It can help cover costs arising from trip disruptions, lost or stolen items, or medical needs, offering peace of mind even when travelling within the UK.
- Is travel insurance cheaper closer to the departure date?
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Not usually. Sometimes travel insurance becomes more expensive the closer you are to your departure date. Buying insurance as soon as your travel plans are confirmed can ensure you're protected against certain risks from the start.
- How does travel insurance for UK holidays work?
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Travel insurance for the UK works similarly to international travel insurance. After purchasing a policy, you may be able to claim for eligible costs if things go wrong during your trip – for example, if your belongings are lost or stolen. The policy can help cover those financial losses, subject to the terms and conditions of your cover.
- What does excess mean in travel insurance in the UK?
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An excess is the amount of money you agree to pay towards a claim before your insurer pays the rest. At Asda Money, our UK travel insurance includes fixed excess amounts: £100 for Value, £70 for Premium, and £50 for Superior Cover*.
*Prices correct as of May 2025.
- Can I get UK travel insurance if I have a pre-existing medical condition?
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Yes, we consider all pre-existing medical conditions when assessing eligibility for our UK travel insurance. It’s important to declare any conditions – such as diabetes or cancer – when applying. This helps ensure your cover is valid and appropriate for your needs.
- How can I make a claim on my travel insurance UK?
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To make a claim on your UK travel insurance with Asda Money, you can contact us by calling +44 (0) 800 479 8704 or visiting www.submitaclaim.co.uk/AS. Please have your policy or claim number ready so we can locate your policy quickly.