Riding a motorbike in the UK without insurance is illegal, and you could receive points on your licence and large fines for not having insurance. If you were to get into an accident without insurance cover, then you’d have to cover any repair costs or compensation to other parties out of your own pocket.

Some motorbike insurance providers have additional benefits packaged in with their policies, so be sure to check each policy carefully to make sure you know what’s included.

Comparing motorbike insurance through Asda Money allows you to look at offers from some of the top UK insurance providers to find your perfect insurance policy, giving you the right level of coverage at a price you’re happy with.

Some insurance providers will let you add a motorbike to your car insurance policy. Other providers won’t, meaning you’d need to buy dedicated motorbike insurance to be covered. If you’re interested in insuring a motorbike, and you already have car insurance, check with your insurance company to see if they can add your bike to your policy.

The price of the motorbike insurance policies you’re quoted will depend on a variety of factors. This includes your age, driving history, the type of motorbike you want to insure, and the level of cover you want. On average, 50% of customers who compared quotes through Asda Money paid £285 or less for their motorbike insurance.*

*Based on premiums sold between Jan 2023-Jan 2024. The motorbike insurance comparison service is provided by Vast Visibility Limited.

At Asda Money, we have a motorbike insurance comparison service provided by Vast Visibility Limited. You can quickly compare quotes from some of the UK’s top insurance providers to find an insurance policy that’s right for you, giving you the right level of coverage at a price you’re happy with.

Once you've completed a simple online form, you'll be presented with quotes from around 40 of the top motorbike insurance providers in the UK.

The comparison will show you the cheapest policy first, giving you prices for Comprehensive, Third Party Only, and Third Party, Fire and Theft insurance policies individually so you can pick the one that suits you.

There are three levels of cover to choose from when it comes to insuring your bike:

Third Party

Third party motorbike insurance gives you the minimum level of insurance needed to drive on the road in the UK. This covers you for any injuries or damage done to third parties and helps you to pay out for compensation. However, this level of insurance doesn’t cover any personal injury costs or repairs for your bike if you do get into an accident.

Third Party, Fire and Theft

Third party, fire and theft gives you cover for any damage caused to other people, as well as against any fire damage to your bike. Plus damage from theft, and will compensate you if your bike is irretrievably stolen. This type of policy doesn’t include a pay out toward repairs for your bike if you do get into an accident, but the additional coverage over third party only can help protect you against nasty surprises.

Fully Comprehensive

Fully comprehensive motorbike insurance is the complete package in terms of cover. Everything from third party insurance to fire and theft, to accidental damage to your bike is included, giving you the reassurance that you’re covered if anything happens. Each comprehensive policy can contain different benefits, so it’s worth checking what compensation you’re entitled to in the event of an accident.

Other factors you have to consider are what you primarily use your motorbike for (social only, social commuting, business) and what extras you would be interested in (pillion cover, breakdown cover, leather and helmet insurance) which could be included within your motorbike insurance policy. For more information, take a look at our motorbike insurance blog.