Cat & Kitten Insurance

  • Cover vet fees up to £10,000 with our Lifetime cover
  • Get short term cover with our Time Limited (12 month) policies
  • 10% multi-pet discount*
  • 24/7 access to vets via our video call service

Kitten sits on a rug beside a bed

Finding the right cat insurance can help to cover the costs of unexpected medical conditions to bumps and scrapes they might experience on their adventures.

Lifetime Cat & Kitten £2,000 Lifetime Cat & Kitten £4,000 Lifetime Cat & Kitten £6,000
Veterinary Fee Cover
£2,000 per year £4,000 per year £6,000 per year
Dental treatment
Illness - No. Illness - No.
Accident - Yes
Illness - Yes.
Accident - Yes
(as part of Veterinary Fee Cover)
Complementary Treatment
£1,000 £1,500 £1,500
(as part of Veterinary Fee Cover)
Cruciate ligament treatment
£1,250 per year £1,250 per year £1,500 per year
(as part of Veterinary Fee Cover)
CT/MRI scans
£1,250 £1,500 £1,500
(as part of Veterinary Fee Cover)
Specialist Diet
£200 £250 £250
(as part of Veterinary Fee Cover)
Behaviour Treatment
£1,000 £1,000 £1,000
(Covered as a result of an accident only and as part of a Veterinary Fee Cover)
Fixed Excess
£100 - £250 as chosen by you £100 - £250 as chosen by you £100 - £250 as chosen by you
(Certain cat breeds have a specified minimum excess of £200)
Co-Insurance Excess
10% for cats aged 5 years and over 10% for cats aged 5 years and over 10% for cats aged 5 years and over
(Payable in addition to the Fixed Excess)
Death from illness
£1,500 £2,000 £2,000
(Only available for cats less than 7 years of age)
Death From Accident
£1,500 £2,000 £2,000
(No age limit)
Cremation/Burial
£100 100 £100
(only available for cats less than 7 years of age)
Advertising and Reward
£750 £1,000 £1,000
Loss of Pet - Theft or Straying
£1,500 £2,000 £2,000
Emergency Cattery Fees
£1,500 £2,000 £2,000
Emergency Holiday Cancellation
£1,500 £2,000 £2,000
Overseas Travel Cover
364 days 364 days 364 days
Unexpected Quarantine Expenses
£1,000 £1,500 £1,500

Our Insurance Types

  1. Lifetime

    Our most comprehensive policy

    Insure your cat or kitten for new ongoing conditions for life, with three levels available, covering vet’s fees up to £2,000, £4,000 and £10,000, reinstated annually.

    Find out more about Lifetime cover
  2. Time Limited

    Covers each illness or injury for up to 12 months

    Choose between £2,000 or £5,000 cover for each new illness or injury your cat or kitten suffers. Cover is for either 12 months from the first treatment date, or up to a limit you choose.

    Find out more about Time Limited cover
  3. Multi-pet discount

    Get a 10% discount when you insure two or more pets with us

    Got more paws around the house than you can shake a stick at? Save 10% with our multi-pet discount*.

    Get a quote

Why choose Asda Pet Insurance?

  • Asda logo

    The Asda advantage

    Known for putting value for money at the centre of everything we do

  • Handshake Icon

    You're in control

    You can choose your policy cover as well as your excess terms, so you can get the cover your pet needs at a price that suits you

  • Diamond Icon

    Asda service, Asda value, expert providers

    An insurance offer that suits you and your individual circumstances

Is it worth insuring a cat?


Unexpected vet bills can be costly, and for many cat owners, they can add up quickly if their pet becomes ill or injured. In 2023, the average pet insurance claim was £668 according to the Association of British Insurers (ABI)[1]. That’s nearly 50% more than the cost of an average insurance policy.

Cat insurance can help manage the financial impact of accidents or illnesses and may also include additional benefits like emergency cattery fees or cover if your cat goes missing. While not every owner chooses to insure their car, many find it offers reassurance when faced with unforeseen expenses.

 

[1] https://www.abi.org.uk/news/news-articles/2024/8/record-numbers-take-out-pet-insurance-for-their-four-legged-fur-ends/

What does pet insurance for cats and kittens cover?

Usually covered

  • Alternative treatments (e.g. physiotherapy, homeopathy)
  • Emergency dental treatment after an accident
  • Compensation if your cat dies or goes missing
  • Emergency cattery fees (covers boarding costs if you're hospitalised and unable to care for your cat)
  • Loss of your pet (usually pays market price if lost or stolen and not found)

Usually not covered

  • Routine medical treatments like check-ups or flea and worming
  • Vaccinations and boosters
  • Neutering or spaying
  • Microchipping
  • Pre-existing medical conditions
  • Euthanasia

Get a quote for a cat or kitten insurance policy

If you’d like to get a quote to insure your furry friend, you can start straightaway with Asda Money.

Get a quote

Cat & Kitten Insurance FAQs

Can I get kitten insurance before they are 12 weeks old?

Yes, our kitten insurance is available from as early as 8 weeks old, so you can start protecting your pet as early as possible. 

Can I insure a kitten before their vaccinations?

Pet insurance for kittens typically becomes available once they're 8 weeks old - around the same time most begin their vaccination course. While vaccinations aren't covered by insurance, some policies may exclude illnesses due to a lack of vaccination. It's worth checking your policy terms and speaking to your vet about the recommended vaccination schedule.  

Is there an age limit on cat insurance?

At Asda Money, there isn’t an upper age limit on cat insurance. However, we do not insure kittens younger than 8 weeks old.

How to choose the best cat insurance policy for you and your pet?

When choosing a cat insurance policy, you'll need to check what's included - like cover limits and whether ongoing conditions will be covered. Consider your cat's age and health needs, and read the terms and conditions to make sure the level of cover suits you.

How do I claim?

We make it really easy to make a cat insurance claim with Asda Money. Begin your online claim below by following the simple onscreen instructions. Make sure you have your policy number and claims information to hand, so you can answer any questions we might ask.

I am a customer

I am a vet

Our online claims journey is designed to be quick and easy, but if you have any questions, or require additional support, please call us on 0333 999 0933 as we’d be happy to help.

Lines are open:
Monday to Friday - 9am to 6pm 
Saturday - 9am to 2pm 
Sunday - closed

Please note: Call charges to 03 numbers will vary. 

Expert Pet Insurance Guides

  1. Pet Insurance

    Keep your furry friends happy with Asda Pet Insurance.

    • Lifetime or Time Limited policy options
    • 10% multi-pet discount*
    • 24/7 access to vets via our video call service

  2. Lifetime Pet Insurance

    Lifetime cover is our most comprehensive pet insurance.

    • Claim for up to £10,000 towards vet bills per year
    • Dental cover for accidents on all policies as standard
    • 24/7 access to vets via our video call service.

  3. Dog & Puppy Insurance

    Pet insurance for your dog or puppy.

    • Cover vet fees up to £10,000 with our Lifetime cover
    • Get short term cover with our Time Limited (12 month) policies
    • Get a 10% discount when you insure two or more pets with us*
    • 24/7 access to vets via our video call service

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