Making sure that you have the right cover for your pet is really important as your four legged VIPs need to be fully protected in case anything happens. We have created an easy to understand comparison table so that you can pick the perfect cover for your pet without being baffled by jargon.

  Product Names^ Accident only1 Value1 Vital Lifetime2 Standard1 Classic Lifetime2 Superior2
Vet's fees £2,500 per condition £1,500 per condition £2,000 per year £3,500 per condition £4,000 per year £7,500 per year
Cover for ongoing conditions Max Benefit 12 Months2 Lifetime 12 Months1 Lifetime Lifetime1
Fixed Excess

£85

 £85 £85 £85 £85 £85
Additional 10% Co-insurance Dogs 5+, Cats 7+ Dogs 5+, Cats 7+ Dogs 5+, Cats 7+ Dogs 5+, Cats 7+ Dogs 5+, Cats 7+ Dogs 5+, Cats 7+
Death from illness** N/A £450 £600 £750 £1,250 £1,500
Death from accident £200 £450 £600 £750 £1,250 £1,500
Advertising and reward N/A £1,000 £1,000 £1,250 £1,250 £1,500
Loss by theft or straying N/A £450 £600 £750 £1,250 £1,500
Boarding kennel fees £200 £1,000 £1,000 £1,250 £1,250 £2,000
Third party liability (Dogs only) £1m £1m £1m £1m £1m £1m
Holiday Cancellation £200 £1,000 £1,000 £2,000 £2,500 £3,000
Quarantine Expenses N/A £150 £150 £500 £750 £1,000
Loss of Pet Passport N/A £250 £250 £250 £250 £250
Emergency Expenses Abroad N/A £150 £150 £250 £500 £1000
24 hour veterinary helpline  Yes Yes Yes Yes Yes Yes

**Death from illness does not apply for dogs aged 9+ and cats aged 11+

^Dogs and Cats can be insured from 8 weeks of age. Pre-existing conditions are not covered. Please refer to the policy wording for full terms and conditions or call 0800 028 4187. Policy Excesses and Variable Excess payments may apply in the event of a claim.

1Each condition is covered for 12 months from the occurrence of the condition up to the benefit levels shown and subject to the policy being renewed, once the 12 month limit has been reached there will be no further cover for that condition.

2Your pet will be covered up to the policy limit for each year they need treatment, so as long as you keep your policy renewed, premiums paid up to date and the insurer invites renewal, there is no limit on how long you can claim for each illness or injury.