Maine Coon Cat Insurance

Maine Coons are known for their gentle nature, playful personality and distinctive appearance. Like all pets, they may face health challenges – something to keep in mind when exploring pet insurance options.

Protect your Maine Coon with cat insurance through Asda Money:

  • Up to £10,000 vet fee cover with our Lifetime insurance for cats
  • Time Limited cover for up to 12 months
  • 10% Discount available when insuring two or more pets*
  • Unlimited video access to qualified vets

Cat

Maine Coons are known for becoming much-loved family members thanks to their affectionate nature and big personalities. Some may be more likely to experience conditions like hypertrophic cardiomyopathy (HCM) or hip dysplasia. Cat insurance can help cover the cost of unexpected vet bills, giving your more peace of mind.


Why choose Maine Coon insurance through Asda Money?


Through Asda Money, you can access flexible and reliable pet insurance designed to support your Maine Coon’s health throughout their life. You can start a policy from as early as eight weeks old, and as long as you renew it each year without a break in cover, your cat can stay insured for life.

We understand that Maine Coons are a distinctive breed with specific needs, which is why we offer a choice of cover levels to suit different circumstances and budgets:

  • Time Limited Insurance – Covers vet fees for a set period (usually 12 months) per condition.

  • Lifetime Insurance – Offers continuous cover for ongoing conditions, up to your chosen vet fee limit each year, renewed annually.

Depending on the level of cat insurance you choose, your policy could help with:

  • Vet treatment for injury and illness

  • Dental care (when related to an illness or accident)

  • Physiotherapy and complementary treatments

  • Behavioural treatments

  • Holiday cancellation and overseas vet fees (depending on the policy level)

Please note that pre-existing conditions are not covered. Terms, conditions, exclusions and policy excesses apply, so it's important to review the full policy details to ensure the cover is suitable for your needs.

 

Common Maine Coon health issues


Maine Coons are known for their sturdy build and sociable nature, but like many purebred cats, they may be more likely to develop certain hereditary conditions.

Some of the health issues more commonly seen in Maine Coons include:

  • Hip Dysplasia – More frequently found in larger cat breeds, hip dysplasia occurs when the hip joint doesn’t develop correctly. This can cause stiffness, pain, and reduced mobility, and may lead to arthritis over time.

 

  • Feline Hypertrophic Cardiomyopathy (HCM) – One of the most common heart conditions in cats, particularly in Maine Coons. It causes thickening of the heart muscle, which can affect heart function. While HCM cannot always be prevented, some breeders may carry out screening to help identify it early.

 

  • Spinal Muscular Atrophy (SMA) – This inherited condition affects the spinal cord neurons responsible for muscle control in the hind limbs. It may lead to weakness or an unusual gait, especially in the back legs. While not usually painful, SMA can affect mobility as it progresses.

Vet bills for diagnosis, treatment, or ongoing management of these conditions can vary. Some owners choose to take out pet insurance to help manage these costs. There’s usually no need for a breed-specific policy as many standard cat insurance plans offer cover for conditions like these – subject to the policy’s terms and exclusions.



What is covered by Asda Maine Coon insurance?


Cat insurance through Asda Money helps protect your Maine Coon against unexpected health issues and accidents.

Here’s what’s typically included through Asda Money cat insurance:

Usually included Features
Vet fees and treatment for illness or injury Vet fees up to £10,000 depending on the level of cover you choose
Cover for diagnostic tests, surgery, medication, and follow-up appointments
Emergency dental cover Some policies include dental treatment needed due to illness or injury
Complementary treatments Alternative therapies like physiotherapy and hydrotherapy may also be covered if recommended by a vet.
Multi-pet discount 10% Discount available if you insure two or more pets*
24/7 vet video calls Unlimited access to qualified vets online for advice and peace of mind, day or night.

Every policy has its limits and exclusions, so it’s always best to read the details and pick a level of cover that suits both your cat’s needs and your budget.



Compare Asda Pet Insurance for Maine Coons


Asda Money offers two main types of pet insurance to help protect your Maine Coon: Lifetime Pet Insurance and Time Limited Pet Insurance.

Cover types

  1. Lifetime

    Our most comprehensive policy

    Insure your Maine Coon for new ongoing conditions for life, with three levels available, covering vet’s fees up to £2,000, £4,000 and £10,000, reinstated annually.

    Find out more about lifetime cover
  2. Time Limited

    Covers each illness or injury for up to 12 months

    Choose between £2,000 or £5,000 cover for each new illness or injury your Maine Coon suffers. Cover is for either 12 months from the first treatment date, or up to a limit you choose.

    Find out more about Time Limited cover
Lifetime £2,000 Lifetime £4,000 Lifetime £6,000
Veterinary Fee Cover
£2,000 per year £4,000 per year £6,000 per year
Dental treatment
Illness - No. Accident - Yes Illness - No. Accident - Yes Illness - Yes. Accident - Yes
(as part of Veterinary Fee Cover)
Complementary Treatment
£1,000 £1,500 £1,500
(as part of Veterinary Fee Cover)
Cruciate ligament treatment
£1,250 per year £1,250 per year £1,500 per year
(as part of Veterinary Fee Cover)
CT/MRI scans
£1,250 £1,500 £1,500
(as part of Veterinary Fee Cover)
Specialist Diet
£200 £250 £250
(as part of Veterinary Fee Cover)
Behaviour Treatment
£1,000 £1,000 £1,000
(Covered as a result of an accident only and as part of a Veterinary Fee Cover)
Fixed Excess
£100 - £250 as chosen by you £100 - £250 as chosen by you £100 - £250 as chosen by you
(Certain breeds have a specified minimum excess of £200)
Co-Insurance Excess
10% for Maine Coons aged 5 years and over 10% for Maine Coons aged 5 years and over 10% for Maine Coons aged 5 years and over
(Payable in addition to the Fixed Excess)
Death from illness
£1,500 £2,000 £2,000
(Only available for Maine Coons less than 7 years of age)
Death From Accident
£1,500 £2,000 £2,000
(No age limit)
Cremation/Burial
£100 £100 £100
(only available for Maine Coons less than 7 years of age)
Third Party Liability
£1,000,000 £1,000,000 £1,000,000
(for dogs only - £250 excess per claim)
Advertising and Reward
£750 £1,000 £1,000
Loss of Pet - Theft or Straying
£1,500 £2,000 £2,000
Emergency Boarding Kennel/Cattery Fees
£1,500 £2,000 £2,000
Emergency Holiday Cancellation
£1,500 £2,000 £2,000
Overseas Travel Cover
364 days 364 days 364 days
Unexpected Quarantine Expenses
£1,000 £1,500 £1,500
Lifetime £8,000 Lifetime £10,000
Veterinary Fee Cover
£8,000 per year £10,000 per year
Dental treatment
Illness - Yes. Accident - Yes Illness - Yes. Accident - Yes
(as part of Veterinary Fee Cover)
Complementary Treatment
£1,500 £1,500
(as part of Veterinary Fee Cover)
Cruciate ligament treatment
£1,500 per year £1,500 per year
(as part of Veterinary Fee Cover)
CT/MRI scans
£1,500 £1,500
(as part of Veterinary Fee Cover)
Specialist Diet
£250 £250
(as part of Veterinary Fee Cover)
Behaviour Treatment
£1,500 £1,500
(Covered as a result of an accident only and as part of a Veterinary Fee Cover)
Fixed Excess
£100 - £250 as chosen by you, or advised £100 - £250 as chosen by you, or advised
(Certain breeds have a specified minimum excess of £200)
Co-Insurance Excess
10% for pets aged 5 years and over 10% for pets aged 5 years and over
(Payable in addition to the Fixed Excess)
Death from illness
£2,000 £2,000
(Only available for Maine Coons less than 7 years of age)
Death From Accident
£2,000 £2,000
(No age limit)
Cremation/Burial
£100 £100
(only available for Maine Coons less than 7 years of age)
Third Party Liability
£1,000,000 £1,000,000
(for dogs only - £250 excess per claim)
Advertising and Reward
£1,000 £1,000
Loss of Pet - Theft or Straying
£2,000 £2,000
Emergency Boarding Kennel/Cattery Fees
£2,000 £2,000
Emergency Holiday Cancellation
£2,000
Overseas Travel Cover
364 days 364 days
Unexpected Quarantine Expenses
£1,500 £1,500

What isn’t covered by Maine Coon insurance?


While pet insurance can help manage the cost of vet care, it’s important to understand what may not be included in your policy.

Here are a few common things that aren’t usually covered:

Not usually included Details
Pre-existing conditions Like most insurers, Asda Money pet insurance does not cover any existing health issues your Maine Coon had before the policy started.
Cosmetic procedures Insurance won’t cover grooming, elective surgeries, or any treatments done purely for cosmetic reasons.
Behavioural issues Treatments or therapy for behavioural problems like aggression or anxiety are usually not covered under standard pet insurance.
Routine care Day-to-day care such as vaccinations, flea and worm treatments, and annual health checks are usually not included.
Microchipping While important for pet safety, microchipping isn’t usually covered by insurance.
However, it’s relatively low-cost and sometimes offered free or at a discounted rate by pet charities.

To make sure your Maine Coon is properly protected, it’s always best to read your policy documents carefully.

 

How much does Maine Coon insurance cost?


The cost of insuring a Maine Coon can vary based on several factors, such as the type of policy you choose, your cat’s age, and whether they have any pre-existing health conditions.

Because Maine Coons are a larger breed and may be more prone to certain genetic health conditions - like hypertrophic cardiomyopathy (HCM) and hip dysplasia - their insurance premiums can sometimes be higher than for other cat breeds.

Through Asda Money, you can find pet insurance that offers flexible cover options to suit your needs and budget. There is also a 10% multi-pet Discount* available when you insure two or more pets through us. This can be helpful if you have a multi-cat household.

 

Maine Coon facts


Maine Coons are one of the largest domestic cat breeds, known for their fluffy coats, distinctive looks, and sociable personalities.

Originally from the U.S. state of Maine, this breed developed to withstand cold climates, with a thick, shaggy coat for insulation, large paws that help navigate snowy ground, and long, bushy tails they can wrap around themselves for warmth.

They have a solid, muscular build, large ears (often with lynx-like tips), and expressive eyes that give them a slightly wild appearance. Some Maine Coons are also polydactyl, meaning they have extra toes, a trait’s both unusual and characteristic of the breed.

Temperament-wise, Maine Coons are generally friendly, easy-going, and enjoy being around people. They often follow their owners from room to room and are sometimes compared to dogs in their behaviour. They tend to be playful, but not overly demanding, and many get along well with children, other cats, and even dogs.

This mix of size, charm, and sociability has made Maine Coons a popular choice among cat lovers around the world.[1] [2]

Key Facts Summary
Size:
10-16 inches
Weight:
5-11kg
Temperament:
Calm and devoted
Lifespan
9-15 years
Average Cost:
£300-£500+

Maine Coon insurance FAQs

How much is a Maine Coon cat?

The cost of a Maine Coon cat can vary depending on where you get your pet. Purchasing from an accredited breeder typically costs more than adopting, as ethical breeding practices and health screening contribute to higher prices. You can expect to pay anywhere from £300 to £500+. [4]

How big do Maine Coon cats get?

Maine Coons are one of the largest domestic cat breeds. On average, they grow to between 10 and 16 inches in length and weigh between 6kg and 11kg (male) and between 5kg and 8kg (female). [5]

How long do Maine Coon cats live?

On average, Maine Coons live between 9 and 15 years. [6] With responsible breeding practices, some hereditary health issues have become less common, which may support longer lifespans.

How much grooming do Maine Coon cats need?

Maine Coons have long, thick fur that benefits from regular grooming. Their coats are less prone to matting than some long-haired breeds but brushing 2–3 times a week can help prevent tangles and reduce shedding. Grooming also helps reduce hairballs and keeps their coat in good condition. [7]

How much exercise do Maine Coon cats need?

Maine Coons are active and playful cats that benefit from daily exercise. They often enjoy interactive toys, climbing trees, and puzzle feeders to stay mentally and physically stimulated. Providing space to explore and regular play sessions can support their overall wellbeing. [8]

Are Maine Coons expensive to insure?

Due to their size and genetic predisposition to certain health conditions like hypertrophic cardiomyopathy (HCM) and hip dysplasia, insurance premiums for Maine Coons may be slightly higher than for some other breeds.  The cost depends on factors such as your cat’s age, health status, and the level of cover chosen. You can get a quote online to explore your options.

How much does it cost to maintain a Maine Coon in the UK?

The monthly cost of caring for a Maine Coon in the UK typically ranges from £50 to £70, depending on factors such as food, grooming, insurance, and routine healthcare. [9]

Similar Breeds

  1. Boston Terrier

    17 Oct 2023

    Read our comprehensive guide to the Boston Terrier breed, including information on predisposed health issues, exercise needs, family friendliness, grooming, history, overview & temperament.

  2. Beagle

    17 Oct 2023

    Read our comprehensive guide to the Beagle breed, including information on predisposed health issues, exercise needs, family friendliness, grooming, history, overview & temperament.

  3. Pet Insurance for French Bulldogs

    01 Jan 0001

    Get cover for your French Bulldog through Asda Money.

    • Cover vet fees up to £10,000 with our lifetime insurance for dogs
    • Get short-term cover with our Time Limited (12 month) policies
    • 10% multi-pet discount*
    • Unlimited access to expert vets via our video call service

Why choose Asda Pet Insurance?

  • Asda logo

    The Asda advantage

    Known for putting value for money at the centre of everything we do

  • Handshake Icon

    You're in control

    You can choose your policy cover as well as your excess terms, so you can get the cover your pet needs at a price that suits you

  • Diamond Icon

    Asda service, Asda value, expert providers

    An insurance offer that suits you and your individual circumstances

Trustpilot reviews