Caravan & Motorhome Breakdown Cover
Enjoy your journey knowing that help is available if your motorhome or caravan breaks down.
Breakdown cover from Asda Money is provided by Britannia Rescue, offering experienced support across the UK and Europe.
- Winner of Best Breakdown Insurance Provider 2025 - Moneynet
- 24/7 assistance, 7 days a week, 365 days a year
- Access to over 4,000 professionals ready to help
- Vehicle recovery if your motorhome or caravan can’t be repaired at the roadside
What is motorhome breakdown cover?
Breakdown cover for your motorhome gives you access to roadside assistance and recovery if your motorhome or caravan can’t be driven due to a fault. This cover typically includes roadside repairs, vehicle recovery to a nearby garage if needed, and support 24/7 while you’re away from home.
If your caravan or motorhome breaks down during a trip, a mechanic can be sent to your location to try and repair the fault by the roadside (roadside assistance). If your motorhome or caravan can’t be repaired by the side of the road, recovery to a nearby garage will usually be arranged (roadside recovery).
Leaving home with a caravan and motorhome breakdown cover policy means you’ll have access to support when unexpected issues interrupt your journey.
Do I need motorhome breakdown cover?
While motorhome insurance is a legal requirement to drive on UK roads, breakdown cover is optional. It can be a helpful addition though, especially if you’re heading off on a trip or driving long distances.
Breaking down while travelling can quickly disrupt your plans, cause delays, and lead to additional costs if you need to arrange emergency help yourself. But with caravan and motorhome breakdown cover in place, support is just a phone call away.
Breakdown cover for motorhomes and caravans can provide:
- A dedicated helpline number or app for fast assistance if you break down.
- A mechanic sent to your location to try and fix your motorhome or caravan at the roadside.
- Towing to a nearby garage if repairs can’t be made at the roadside.
- Onward travel support to help you continue your journey or return home.
- Help with parts and garage costs, depending on your level of cover.
Get a quote today for motorhome breakdown cover
What’s covered in motorhome breakdown policies?
Motorhome breakdown cover assures you that in the event of a breakdown, there’ll be someone you can call to help you out.
A motorhome breakdown cover policy offers services like roadside assistance, recovery to a garage, onward travel options, and European motorhome breakdown cover. It can help if you have a flat tyre, battery problems or engine troubles.
While levels of cover will vary, motorhome breakdown cover typically includes:
- Roadside assistance: If you break down, you can call for assistance at the roadside. The recovery agent will try and fix your vehicle there and then. Usually, they will spend around an hour trying to get your vehicle started at the roadside.
- Roadside recovery: If your caravan or motorhome can’t be fixed by the side of the road, it can be taken to a nearby garage to be repaired.
- Onward travel: If your vehicle can’t be repaired quickly, onward travel helps you get where you’re going with other transport options. This could be a replacement vehicle or public transport. It can help you get home or to your destination.
- European breakdown cover: Breakdown cover if you’re travelling within Europe in your motorhome or caravan.
- Pre-departure cover: If there’s a problem with your caravan or motorhome before you travel abroad, you may be covered for any costs to make changes to your holiday.
- Parts and garage cover: For the costs of repairs and replacement parts at a garage.
- Misfuelling cover: If you or another driver accidentally puts the wrong fuel in the motorhome.
- Key cover: Locksmith assistance if you lose the key to your motorhome or caravan or lock it inside.
What are the benefits of caravan and motorhome breakdown cover?
Caravan and motorhome breakdown cover offers a range of practical benefits, especially for longer journeys or holidays away from home.
- Peace of mind: Travel knowing support is available if your vehicle breaks down.
- Convenience: One phone number or app gives you access to help across the UK and Europe.
- Financial support: Cover can help with the costs of towing, roadside repairs, parts, and onward travel.
- Time saving: Fast roadside assistance can reduce delays and help you continue your trip.
Size and weight limits for breakdown cover for motorhomes and caravans
UK and European motorhome breakdown policies through Asda Money’s partner Britannia Rescue, cover motorhomes and caravans up to a maximum of:
- 8 metres in length, and
- 5 tonnes in weight
To be eligible, the motorhome must also be a recognised make and model that has been specifically coach-built as a motorhome.
Choosing the right type of breakdown cover for your motorhome or caravan
Breakdown cover for motorhomes includes:
Roadside cover
Roadside cover lets you make up to six callouts a year. You’ll be covered anywhere in the UK if you’re at least a quarter of a mile from home.
The maximum vehicle age for new cover is 10 years old.
UK breakdown cover
If you break down anywhere in the UK, roadside assistance can be provided to your motorhome or caravan and recovery to a local garage if needed. It also includes Home Assist to get you going if your motorhome won’t start when you’re at home. Hire cars or alternative transport can also be provided as standard.
European breakdown cover
European breakdown cover is ideal if you’re taking your motorhome or caravan to Europe in the next 12 months. You’ll get all the benefits of UK breakdown cover, like roadside assistance and alternative transport when driving on the continent.
Get a quote for breakdown cover today
Can I get European motorhome breakdown cover?
Yes, you can get motorhome and caravan breakdown cover that includes travel in Europe as well as the UK.
A European policy offers 24/7 roadside assistance and recovery while you’re abroad, along with access to an English-speaking helpline. Depending on the level of cover, garage repairs, onward travel, and returning your motorhome to the UK may also be included.
Get a quote for European motorhome breakdown cover today
Do I need additional motorhome cover if I already have a breakdown policy?
If you already have standard car breakdown cover, it may not extend to motorhomes or towed caravans, so you’ll need to check the details of your policy.
Motorhomes are classed as separate vehicles and often exceed the size or weight limits of typical breakdown policies. In most cases, you’ll need to ensure you have breakdown cover that specifically covers your motorhome, even if you already have cover for your car.
Motorhome breakdown cover FAQs
- Can I get worldwide motorhome breakdown cover?
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Worldwide motorhome breakdown cover is rarely offered as a single policy. You can buy motorhome breakdown cover for Europe, but if you’re travelling further afield, you may have to find a dedicated motorhome breakdown policy for the specific countries you’ll be visiting. This can sometimes be included with your travel insurance.
- What is the best motorhome European breakdown cover?
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The best motorhome breakdown cover for you will depend on your individual needs. Some drivers find having a 24/7 English-speaking helpline essential, while others want to ensure roadside assistance, roadside recovery, and onward travel are included.
- Which is the best motorhome breakdown cover in the UK?
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Asda Money offers comprehensive breakdown cover for the UK through our partner Britannia Rescue.
- How much does motorhome breakdown cover cost?
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The cost of motorhome breakdown cover will vary depending on factors like the make and model of your motorhome, the level of cover you need, and any extras you add to your policy.
- How do I get cheaper motorhome breakdown cover?
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Compare different providers and policy levels to find the best value for your needs. Choosing basic cover without add-ons can also help lower costs.
- Does using my breakdown cover affect my motorhome insurance?
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No, using your motorhome breakdown cover won’t affect your motorhome insurance. Motorhome breakdown cover and motorhome insurance are treated as separate policies, even if you buy them from the same provider. Because of this, claiming on your breakdown cover won’t impact your motorhome insurance policy, including your no-claims bonus.
- What should I do if my motorhome breaks down?
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First, make sure you’re safe by pulling over to the side of the road if possible, switching on your hazard lights and using warning devices if you have them. Then contact your breakdown provider via phone or app. If you don’t have cover, you’ll need to arrange roadside help yourself.
- Are my passengers covered under my motorhome breakdown cover policy?
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Passengers are usually covered under vehicle-based motorhome policies regardless of who’s driving, but it’s best to check your policy’s terms to be sure.
About our trusted provider, Britannia Rescue
At Britannia Rescue, we’re there for our customers 24/7, 365 days a year. Our 4,000 breakdown professionals across the UK mean that you can trust us to be by your side on your next journey.
Underwritten by Liverpool Victoria Insurance Company (LVIC).
Asda Money is a trading name of Asda Financial Services Ltd and Asda Stores Ltd, acting as an introducer to Liverpool Victoria Insurance Company Limited. Motor Breakdown Cover is provided and underwritten by Liverpool Victoria Insurance Company Limited. Britannia Rescue is a trading name of Liverpool Victoria Insurance Company Limited which is a part of the Allianz Group, registered in England and Wales number 3232514. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.