Multi-Car Insurance

Insurance for your whole family

If you’re looking to insure more than one car in your household, it could save you money to use a multi-car insurance policy.

Why choose Asda Car Insurance?

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    Known for putting value for money at the centre of everything we do

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    Over 60 quotes from the UK’s leading providers such as AXA, Hastings and Swinton

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    A car insurance comparison service you can trust

What is multi-car insurance?

 

Multi-car insurance is where one policy covers more than one car, rather than having a separate insurance policy for each vehicle. Some providers can offer a discount if you insure multiple cars with them on the same policy, usually up to a limit of five vehicles.

Why choose multi-car insurance?

 

Multi-car insurance can be a good option for households with two or more cars, such as a family where everyone drives, a couple with a car each, or if you own several cars.

Having one policy and one insurer means everything is neatly in one place, so you won’t have to remember multiple renewal dates or keep track of lots of different paperwork.

Insurance providers are also happy for you to give them your business, so many will offer discounts or good deals if you add more cars to an existing policy.

Can I save money with multi-car insurance?

 

You’ll need to do a bit of research to find out if a multi-car policy will work out cheaper for your household, comparing quotes for individual policies against adding your car to a multi-car insurance policy.

Whether or not one works out cheaper often comes down to the make and type of car and what insurance group it falls into. The age of any registered drivers also has a big impact, as well as any claims they’ve previously made or accidents they’ve been involved in.

However, many insurers will offer discounts as you add more cars to their multi-car policy, rewarding your loyalty.

What about my no claims bonus?

 

For most multi-car insurance policies, one main driver making a claim shouldn’t affect the no-claims bonuses of the other drivers on the policy. However, if a named driver makes a claim, that could affect the no-claims discount of the main driver on that car.

Top Car Insurance FAQs:

What's the best car insurance for you?

Finding the right car insurance for you and your wheels can be complicated because there’s so much choice out there. With Asda we do the shopping for you and help you compare quotes from some of the UK’s leading providers so you don’t have to.

All you need to do is pick the policy and price that’s right for you.

All levels of cover for your car:

How to get cheap car insurance quotes with Asda

Getting cheap car insurance quotes with Asda has never been simpler and you can get covered in minutes.

All you need to do is complete a number of simple questions about you, the car you’re looking to insure and your driving history.

You’ll be asked very basic questions like your name, address and date of birth, as well as questions about how long you’ve been driving and the number of no claims bonus (NCB) you have.

From there you’ll need to complete some questions about the car insurance cover you want and then we do the hard work. Plus, some providers will offer multi-car discounts if you insure multiple cars under the same policy.

What happens when you compare car insurance with Asda?

When you compare car insurance, your details are run through the various car insurance providers on the panel.

Over 60 of the UK’s leading providers, including the likes of AXA, Hastings and Swinton, will return the cheapest quotes they have to offer.

You'll see your quotes, starting with the cheapest first, and you’ll also be able to see prices for Comprehensive, Third Party, Fire and Theft and Third Party Only policies.

At that point it’s up to you to select the quote and cover you want! It's also worth taking a look at any optional extras you might want to include with your policy, like a courtesy car if yours runs into trouble or legal cover in case you do happen to get into an accident.

What are your levels of car insurance cover?

When you compare quotes you’ll automatically see all three levels of cover when your quotes display but car insurance is a little more complicated than just Comprehensive, Third Party, Fire and Theft or Third Party Only. You'll also want to consider what other car insurance benefits you want, like cover for driving abroad, and what optional extras you might want for your policy for complete peace of mind when driving.

If you want a telematics (black box) policy, one that covers you for work or social only, or you're ahead of the curve and have an electric car, you can still compare quotes and get covered with Asda.