Heading on a European adventure? Make sure you're fully protected with Europe travel insurance from Asda Money.

Do I need travel insurance for Europe?

As with any holiday, things can go wrong, from lost baggage to cancelled flights or stolen valuables. Getting travel insurance can help to cover any unexpected costs or problems that may occur during your trip to Europe.

Ensure peace of mind on your trip - get a quote for Europe travel insurance today.

Do I still need travel insurance with an EHIC card?

A European Health Insurance Card (EHIC) covers you for emergency medical care in the local health service of the EU country you’re visiting (not private hospitals). It means emergency care will be provided to you at a reduced cost or free, depending on which EU country you’re in.

For UK travellers, EHIC cards issued before the end of 2020 will be valid until their expiry date (on the front of your card). The EHIC was replaced by the GHIC (Global Health Insurance Card) in 2021. Visit the gov.uk website for the most up-to-date information on the EHIC and GHIC.

It’s important to be aware that EHIC and GHIC are not a replacement for European travel insurance. These cards may not be valid in every EU country, and there are restrictions on what it can be used for.

Europe travel insurance provides comprehensive medical cover for any unexpected bills, as well as providing cover for things like lost belongings and travel disruption.

To ensure you're fully protected during your travels, get a travel insurance quote today.

Which European countries are covered by travel insurance?

The countries covered by your travel insurance depends on your provider. You should always check your policy covers your destination even if you’re only travelling within Europe or travelling to destinations nearby.

Our Asda Travel Insurance policies cover all the countries of Europe as well as a few adjacent destinations such as Egypt and Morocco. See below the full list of countries our European Travel Insurance covers:

Make sure you review your policy documents to ensure you’re covered to travel to your chosen destination. And if you’re travelling further afield, consider worldwide travel insurance or country-specific options like travel insurance for the USA.

If you’re unsure about the level of cover you have, get in touch with our customer service team to clarify the terms of your policy.

Do I need a visa to travel to Europe?

If you’re travelling as a tourist, UK passport holders can visit the EU visa-free and stay for up to 90 days in any 180-day period.

At the border, you may need to show an onward ticket and demonstrate that you have enough money for your stay.

You should always check the latest advice before you travel - visit gov.uk for the most up-to-date information on travelling in the EU.

H3: Do UK citizens need a visa for Spain?

No, UK citizens don’t need a visa for Spain. As Spain is in the EU, you can visit Spain visa-free for 90 days in any 180-day period.

What is ETIAS and how does it affect UK travellers?

ETIAS stands for European Travel Information and Authorisation System. It’s a travel authorisation that is set to become mandatory from May 2025 for travellers entering Schengen Area countries. Travellers from over 60 countries worldwide will need one, including the UK, USA and Canada.

It’s a simple process to apply, and you’ll need to fill out an online form and pay a €7 fee. It’s effectively an added layer of security, with each traveller’s details compared against security databases like Interpol.

How much is travel insurance to Europe?

With Asda Money, quotes for single-trip travel insurance to Europe start from £7.21*

However, how much you pay for travel insurance to Europe will also depend on other factors, such as:

• Any pre-existing medical conditions you have
  
  
• Whether you need any extras like winter sports cover
  
  
• The type of policy, either single trip or annual multi-trip travel insurance
  
  
• The level of cover you need, Value, Premium or Superior
  
  

Compare quotes and find affordable travel insurance for your Europe trip today.

*price accurate as of 5^th March 2025, based on a single trip to France, value level cover, for one adult aged 30, for 5 days, no medical conditions.