Family travel insurance provides coverage for families travelling together, providing financial protection against accidents, lost items, and other travel-related incidents.

Family travel insurance removes the need for separate policies for each family member, helping you save money. It typically covers one or two adults living at the same address and at least one child but can include up to 8 children.

Always check the policy details for exclusions, such as coverage for children travelling separately or those not living at the same address.

While it’s not a legal requirement for children to have travel insurance, it can bring peace of mind that they will be financially protected against unexpected costs, such as accidents or medical emergencies.

With our family-friendly policy, you can easily add insurance for up to 3 children under 18 at no extra cost* when you buy direct from us.

*per insured adult, subject to medical screening, when you buy direct from us

Some policies offer individual coverage under family travel insurance, allowing family members to travel independently while staying covered, but this varies by insurer and their specific conditions.

With Asda Money family travel insurance, all adults named on the policy can travel independently without voiding the insurance. However, children under 18 must be travelling with an adult named on the same policy to be covered.

Travel insurance policies typically cover unexpected illness or death of a close family member, providing protection for family emergencies that disrupt your holiday.

However, you wouldn’t be covered if a close family member falls ill or dies from a pre-existing condition at the time you took out the policy. Always check the details of individual policies to understand the level of cover provided.

Usually, you should be able to take a solo trip while using your family travel insurance but always check your policy carefully before travelling to make sure you’re covered.

Asda Money annual multi-trip travel insurance allows any adult to travel independently using their family policy.

The cost of family travel insurance depends on the level of cover you choose, and the individual details of your family members. For a family of 4 travelling to Spain for 10 days on value cover, quotes start from £62.87. * Learn more about the cost of travel insurance and how to get cheap travel insurance with our handy guides. 

*based on a single trip to Spain, for a family of 4 (ages 45, 41, 8, and 5), on value cover, for 10 days, no medical conditions. Prices correct as of 5^th March 2025.

Solo travel on family travel insurance policies is possible. Any adult covered by Asda Money family travel insurance can travel independently. However, for independent travel coverage for minors, children under 18 must be travelling with an adult named on the same policy to be covered.

Yes, it is possible to get family travel insurance with a pre-existing medical condition. When you first get a quote with us at Asda Money, you’ll need to tell us about any existing conditions anyone in your family has.

A pre-existing condition is any illness, injury, or disability you had either before or at the time of taking out a travel insurance policy that affects your health and wellbeing.

Once you declare a pre-existing condition, we may ask further questions or even get a medical professional to run a medical.

This is all designed to ensure we provide you with the best coverage possible for your family. If you don’t declare any pre-existing conditions when you take out the policy, it can invalidate your insurance.

Yes, family travel insurance with Asda Money provides cancellation cover if you need to cancel or cut your trip short due to a sudden illness or injury suffered by a family member. Just remember, that this doesn’t cover pre-existing conditions.