Single Trip Travel Insurance
Keep costs light with cover for one getaway
- Cover from a 4X award-winning travel insurance provider
- Up to 3 kids go free with family single trip travel insurance
- 24-hour medical assistance
- Quotes from £12.90*
*Price accurate as of 23rd May 2025, quote based on Single Trip Value level of cover to Turkey for 7 nights, one adult aged 30, no medical conditions.
If you’ve only got a one-off holiday in the works for the year, then picking up single trip insurance could provide the cover you need.
Our single trip policies have no upper age limit and include cover for over 50 different sports and activities if you’re planning on getting a little adventurous.
If you’re planning more than one trip, picking up Annual Multi-trip cover might be more suitable for you.
What is single trip travel insurance?
Single trip travel insurance, also known as one trip travel insurance, is a policy that covers you for one trip, whether that’s a summer holiday or for business. It can be suitable if you only plan to travel once a year.
With single trip travel insurance through Asda Money, you can choose from three levels of cover – Value, Premium and Superior – to find the right cover for you and your family. You can also select cover for the UK, Europe, or Worldwide to make sure you’re protected for the destinations you plan to visit.
Choose your single trip travel insurance
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Buy value cover
Value
Our no frills basic travel insurance includes up to £20,000 for personal accidents and up to £1,000 if your bags go missing.
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Buy premium cover
Premium
The reassurance of up to £30,000 in cover for personal accidents and up to £1,300 for missing bags
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Buy superior cover
Superior
You’ll be covered for up to £50,000 in personal accident cover and up to £2,000 if your bags go walkabout
Why choose Asda Travel Insurance?
Arranged through InsureandGo
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The Asda advantage
Known for putting value for money at the centre of everything we do
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![InsureandGo logo]()
Partner expertise
With over 20 years experience, InsureandGo brands have covered over 27 million travellers
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Award-winning cover
Awarded Triple Gold for Best Travel Insurance Provider in the Moneynet.co.uk awards 2022, 2023, 2024 and 2025.
What does single trip insurance cover?
Most standard single trip travel insurance policies will cover:
Medical expenses - protection against the cost of healthcare and emergency treatment while you’re away.
Trip cancellation and delays - reimbursement if you have to cancel your trip or if your flights are delayed or disrupted.
Lost luggage – compensation for essential items like clothing and toiletries if your luggage is lost or delayed.
Stolen or lost belongings – cover for personal possessions that are lost or stolen, as detailed in your policy.
Optional extras – some policies allow you to add cover for activities, such as golf or skiing, or for specific items depending on your trip.
Policy details and coverage limits vary between providers, so it’s important to review your policy documents carefully before purchasing.
What does single trip insurance not cover?
A single trip travel insurance policy usually won’t cover:
Pre-existing conditions that you didn’t disclose when you took out the policy.
Changing your mind – if you cancel your trip simply because you no longer want to travel, often called “disinclination to travel,” this usually isn’t covered.
Ignoring government advice – travelling against official government travel advice or visiting countries deemed “dangerous” typically invalidates your coverage.
Natural disasters – damage or disruptions caused by natural disasters are often excluded unless you purchase an optional natural disaster upgrade.
Alcohol and drugs – injuries or incidents resulting from being under the influence of alcohol or drugs are generally not covered.
Breaking the law – if you commit an offence or break local laws while abroad, insurance won’t cover any related costs.
Vaccination requirements – you may not be covered if you haven’t received vaccinations for preventable tropical diseases where required.
Extreme sports and activities – participation in extreme or hazardous activities not included in your policy means you won’t be protected for injuries or incidents related to them.
When organising your single trip travel insurance, read your policy documents carefully so you know what is and isn’t covered before you travel.
Optional extras for single trip travel insurance
When you purchase single trip travel insurance through Asda Money, you can add a range of optional extras to your policy, including:
- Gadget cover: Get your favourite tech, such as your phone, tablet, laptop, or games console covered while you’re on holiday.
- Winter sports cover: Cover for you and your equipment when taking part in winter sports.
- Hazardous activities cover: Extra cover for hazardous activities and extreme sports that aren’t covered by your standard policy.
- Golf cover: Cover for you and your equipment when you’re teeing off on a golfing holiday.
- Cruise cover: Travel insurance that’s designed for cruises and the unique situations that can impact your cruise holiday.
- Business travel insurance: Extra cover for equipment, missed transport and more when you take those all-important business trips.
How much does single trip insurance cost?
How much you pay for single trip travel insurance will depend on several factors, such as:
- Medical history – if you have any pre-existing health conditions, your insurance may be higher.
- Your age – travel insurance premiums can increase as you get older.
- Your destination, especially if you’re travelling to the US, Canada, Mexico, or the Caribbean where the cost of medical treatment is high.
- The duration of your stay
- The cover type you opt for, whether Value, Premium, or Superior.
- Any additional add-ons you chose, like gadget cover, cruise cover, or winter sports cover.
Through Asda Money, quotes for single trip travel insurance can start from £12.90. *
*Price accurate as of 23rd May 2025, quote based on Single Trip Value level of cover to Turkey for 7 nights, one adult aged 30, no medical conditions.
Single trip insurance for existing medical conditions
It is possible to get single trip insurance if you have pre-existing conditions. This may affect the cost of your policy. Being open and honest about any conditions helps ensure that the cover provided matches your needs.
If pre-existing conditions are not declared when the policy is taken out and a claim is made for related medical treatment, this could invalidate the insurance. This might result in having to cover treatment costs yourself.
Top Single Trip Travel Insurance FAQs
- How does single trip travel insurance work?
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Single trip travel insurance covers one specific trip. You provide details such as your destination, trip length, and the number of people to be insured. Then, you choose the level of cover you need—Asda Money offers Value, Premium, and Superior options.
Your policy protects you against incidents outlined in the policy documents. It’s generally recommended to purchase cover before your trip begins, ideally when you book, to maximise protection. Your cover lasts from the moment you buy the policy until your trip is completed, and you have returned home.
- What medical conditions are covered by travel insurance?
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Asda Money considers pre-existing medical conditions, provided these are declared before purchasing the policy. You may need to complete a simple screening process to determine if the policy suits your needs. Some conditions might require an additional premium, which you will be informed about.
Failure to declare a pre-existing condition could mean claims related to that condition may not be covered. For full details, you’ll need to refer to the policy documents.
- What is single trip travel insurance?
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Single trip travel insurance covers one person, a couple, or a family for a single holiday. Different levels of cover are available, allowing you to tailor protection according to your needs, including add-ons such as winter sports cover. This type of policy is suitable for those planning only one trip within a year.
- What does single trip travel insurance cover?
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How much cover you have with a single trip insurance policy will depend on the level of cover you choose. Through Asda Money you can choose from Value, Premium, and Superior cover, with each providing varying degrees of protection. You can also add specific cover options, such as winter sports cover, depending on your travel plans.
- How much is single trip travel insurance?
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The cost of single trip travel insurance will depend on your personal circumstances, your destination, the duration of your trip, and the level of cover you choose.
- What counts as a single trip?
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A single trip is a one-off holiday. It should begin when you leave home and end when you get back home. It’s not limited to one destination, meaning you can visit multiple places during your trip. If you take out a single trip travel insurance policy through Asda Money, a single trip is classed as a single return holiday or journey of up to 365 days that begins and ends in your home area.
- Is it better to get single or multi-trip travel insurance?
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This depends on your travel habits. Single trip insurance may be more cost-effective if you plan only one holiday per year and want cover tailored to that specific trip. Multi-trip insurance might suit those taking several trips. Consider your travel frequency and needs when deciding.
- When should single trip travel insurance start?
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Many choose to take out single trip travel insurance as soon as they book their holiday. This can provide cancellation cover in case the trip needs to be cancelled before it begins.
About our provider, InsureandGo
We have carefully selected InsureandGo as our travel insurance partner because they are a market leading provider, with over 20 years’ experience in the industry, covering over 27 million travellers.
They are a trusted and widely recognised firm providing these services all over the world with Zurich Insurance plc as the insurance underwriter.
Working together, we provide an award-winning product that looks continuously to offer value for money as well as great features such as three kids go free per adult.
Ready to get covered?
ASDA Money is a trading name of Asda Financial Services Ltd and Asda Stores Ltd which for travel insurance are Introducer Appointed Representatives of Insure & Go Insurance Services Ltd. Asda Travel Insurance is arranged by IES Limited, which is registered in Gibraltar company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283. Asda Travel Insurance is administered by Insure & Go Insurance Services Limited. Insure & Go Insurance Services Limited is authorised and regulated by the Financial Conduct Authority, firm reference number 309572.
Our Travel Insurance policy now covers for Medical costs and Cancellation claims on policies where customers or a member of their family / travelling party are diagnosed with Coronavirus, or are personally instructed to quarantine because of Coronavirus by an NHS service or healthcare professional. All other claims relating to COVID-19 or Government restrictions on travel are excluded. If the FCDO advises against travel to your destination because of Coronavirus, we will still be able to cover you for non-Coronavirus related claims. For more details on this, please see our FAQs.
*Up to three kids go free per insured adult, subject to medical screening, when you buy direct from us.