Our 12 Month Pet insurance comes in two packages. One gives you £2,000 worth of cover and one gives you £5,000 worth of cover for vet’s fees over a period of 12 months.
This type of pet insurance policy covers the costs of treatment for your pet from the date the condition is first treated for 12 months. But only up to the limit of your selected cover.
12 Month £2,000 and 12 Month £5,000 are both 12 month pet insurance policies. The total amount you can claim for each new condition your pet may suffer is £2,000 or £5,000. This depends on which policy you choose. It also depends on if there is an additional benefit limit shown for a specific condition in the policy document. There’s no limit on the number of conditions your pet can be treated for. Each condition is covered up to either £2,000 or £5,000.
As long as your insurance policy remains in force, your pet will have 12 months of cover, and that’s counted from the start of each new condition.
Once the cover limit on your policy has been reached, or 12 months has passed (whichever is sooner) you won’t be able to claim again for that condition. Going forward, it will be classed as a pre-existing condition and won’t be covered.
Please note, this is only a brief guide to our Lifetime Pet Insurance, limitations and exclusions do apply. For full details of what is and isn’t covered, please see our Policy Documents.
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