Compare cover types
With access to over 4,000 breakdown recovery experts operating nationwide, no call out charges and cover for the vehicle not just the driver - Asda Money's partner Britannia Rescue Breakdown have a range of cover to suit your needs.
Roadside Cover from £27 a year
With up to six call-outs a year, you’ll be covered anywhere in the UK to a local garage, if you’re at least a quarter of a mile from home.
UK Breakdown Cover from £78 a year
With no vehicle age limits, this cover includes Home Assist and recovery to a local garage.
European Breakdown Cover from £216 a year
If you think you’ll be going continental in the next 12 months and still want all the benefits of our UK Breakdown Cover, this is a great option for you.
| Roadside | UK Breakdown | European |
|---|---|---|
| Price | ||
| £27 | £78 | £216 |
| Assistance more than 1/4 mile from home | ||
| Yes | Yes | Yes |
| Local recovery up to 10 miles from the location of the breakdown | ||
| Yes | Yes | Yes |
| Home assistance | ||
| No | Yes | Yes |
| Recovery to anywhere in the UK | ||
| No | Yes | Yes |
| Hire car, alternative transport or overnight accommodation | ||
| No | Yes | Yes |
| Cover in Europe | ||
| No | No | Yes |
| Price of adding personal cover | ||
| £28 | £47 | £47 |
| Personal cover - extend cover for you and your spouse/partner to any vehicle in the UK | ||
Top Breakdown Cover FAQs:
- What is breakdown cover?
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With breakdown cover, you get roadside assistance if your vehicle breaks down. A trained professional will attempt to fix your car by the side of the road. If it can’t be fixed, you’ll usually be towed to a garage nearby.
- What should I do if I break down?
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If you break down on the roadside, you’ll need to switch on your hazard lights to warn other vehicles. Then, when it is safe to do so, get out of your vehicle and stand away from the road at a safe distance. If you have breakdown over through us, you should then call our 24 hour UK breakdown cover helpline on 0330 678 7144. Our partner, Britannia Rescue, will be ready to assist you and talk you through the next steps. For more information, check out our FAQs page.
- What’s the average wait time for breakdown assistance?
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Britannia Rescue aims to attend most breakdowns within one hour. If there’s a delay, you’ll be kept informed so you know when to expect help.
- What is the difference between breakdown cover and roadside assistance?
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Roadside assistance is a form of breakdown cover which helps if your car breaks down but has restrictions on where you can get help and limits on the number of callouts you can make per year.
Other breakdown cover policies, such as UK Breakdown Cover and European Breakdown Cover, give you access to roadside assistance but have less restrictions and unlimited callouts, as well as other useful features which can be helpful in a wider range of breakdown situations.
- What does home start mean on breakdown cover?
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Home start or home assist in a breakdown cover policy means that you can request breakdown help at your home address. Some types of cover, such as our Roadside Cover, won’t include assistance if you’re at home, so it’s worth checking the details of a policy to be sure it’s included. This can be especially useful if you rely on your car for work and travel from home often.
- Can I get breakdown cover on a second car?
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Standard breakdown cover will give you vehicle cover, meaning that only the specific vehicle named in the policy is covered. However, you can typically add a second car as an optional extra for a small fee.
- How much is breakdown cover?
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When you take out breakdown cover through Asda Money’s partner Britannia Rescue, you can get roadside recovery from £27 a year.
- Do I have breakdown cover?
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Some insurers offer breakdown cover as an optional add-on for fully comprehensive car insurance. If you think you may already have UK breakdown cover in place, check your policy documents with your current insurer.
- Is breakdown cover worth it?
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It depends on your personal circumstances whether you feel breakdown cover is worth it. Having breakdown cover can offer peace of mind knowing that you’ll have access to assistance if your car breaks down.
- Does breakdown cover affect no claims?
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No, using your breakdown cover doesn’t affect your no claims bonus.
Asda Money is a trading name of Asda Financial Services Ltd and Asda Stores Ltd, acting as an introducer to Liverpool Victoria Insurance Company Limited. Motor Breakdown Cover is provided and underwritten by Liverpool Victoria Insurance Company Limited. Britannia Rescue is a trading name of Liverpool Victoria Insurance Company Limited which is a part of the Allianz Group, registered in England and Wales number 3232514. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.