From luxury malls and sandy beaches to record-breaking skyscrapers and desert adventures, Dubai offers an unforgettable blend of culture and modern style.

Organising travel insurance for your holiday to Dubai can help you relax and enjoy your trip, whatever comes your way.

Do I need travel insurance for Dubai?

Travel insurance is no longer a legal requirement for British tourists visiting Dubai. While it was previously mandatory when travelling to the United Arab Emirates, this rule has now changed according to the UK government.

Although it’s not required by law, many travellers choose to take out travel insurance to help protect themselves from unexpected costs, such as medical emergencies, trip delays, lost baggage, or stolen belongings.

Having travel insurance in place could make it easier to deal with the unexpected while you’re away, giving you one less thing to think about during your trip.

Types of travel insurance for Dubai

Through Asda Money, you can choose from three levels of cover:

What does Dubai travel insurance cover?

Most standard travel insurance policies include cover for: 

• Having to cancel your trip for any valid reason listed in your policy, such as having to head home earlier for an emergency
  
  
• Medical expenses or the costs of any other emergency treatment if you’re involved in an accident or fall ill unexpectedly
  
  
• Repatriation – helps cover the cost of bringing you back to the UK if medically necessary
  
  
• Lost, stolen, damaged or delayed personal belongings, such as luggage, cash, passport, or travel documents
  
  
• Delayed or cancelled departures, such as if your flight or entire trip is delayed or cancelled
  
  
• Personal liability cover –protection in case you accidentally cause injury to someone or damage their possessions

The table below shows the different cover limits available through Asda Money travel insurance, depending on the level of cover you choose:

What isn’t covered by Dubai travel insurance?

Like most travel insurance policies, Dubai travel insurance comes with certain standard exclusions. These typically include:

• Undeclared pre-existing medical conditions – if you didn’t tell your insurer about a medical condition when buying your policy
  
  
• Events such as civil unrest, war, or natural disasters – unless you have specific additional cover in place
  
  
• Incidents involving alcohol or drugs – including injuries or accidents that happen while under the influence
  
  
• Uncovered activities – such as extreme sports or hazardous activities not listed in your policy
  
  

Travel insurance policies vary, so it’s important to check the terms and conditions of your cover before you travel.

How much is travel insurance for Dubai?

The cost of travel insurance for Dubai can vary depending on several factors, including:

• Your age – premiums often increase for older travellers
  
  
• Any pre-existing medical conditions
  
  
• The duration of your stay in Dubai
  
  
• The activities you plan to do on holiday
  
  
• The level of cover and any optional extras you choose

Quotes for single trip travel insurance to Dubai through Asda Money start from £32.21, while annual multi-trip quotes start from £52.17.  For a family of four, quotes start from £109.70. *

Asda Money offers a range of travel insurance options for Dubai, with policies designed to suit different needs and budgets. If Dubai is your only holiday this year, a single-trip policy could be a good fit. For multiple holidays, you might consider annual multi-trip cover.

Travelling with children? Up to three kids can be insured for free through our family cover.

You can also choose from three levels of cover – Value, Premium, and Superior – depending on the type of protection you’re looking for.

If you’re planning to take part in any extreme sports or adventure activities, additional cover may be required, as these are not always included in standard policies.

For trips involving business travel or valuable tech, additional gadget cover or business travel insurance may also be available, depending on your needs.

You can compare travel insurance options with us to find cover that fits your travel plans.

*prices accurate as of 27 June 2025. Single trip quote based on travel insurance to United Arab Emirates (Dubai) for two weeks, Value level of cover, 1 adult aged 30 years, no medical conditions. Annual multi-trip quote based on Worldwide Travel Insurance (excluding USA) to United Arab Emirates (Dubai) for two weeks, 1 adult aged 30 years, no medical conditions, Value level of cover. Family quote based on annual multi-trip Worldwide Travel Insurance (excluding USA) to United Arab Emirates (Dubai) for two weeks, based on 2x adults, 2xchildren, no medical conditions, Value level of cover.

Healthcare for tourists in Dubai

Dubai has a strong healthcare system, with both public and private services available. But is healthcare free in Dubai? While Emirati citizens have access to free or subsidised care, foreign visitors are expected to either have health insurance or pay for treatment themselves.

This means as a British tourist, you won’t be eligible for free public healthcare in Dubai^[1] and private medical treatment can be expensive. In some cases, you may even be refused private healthcare in Dubai if you don’t have a valid travel insurance policy.

Travel insurance for Dubai can help ensure you’re not left facing high medical bills if something goes wrong during your trip.

When applying for cover, it’s important to declare any pre-existing medical conditions. This helps ensure you’re covered if you need treatment while abroad.

For medical emergencies in Dubai, call 999 and ask for an ambulance, just like you would in the UK.

If you receive medical care, contact your travel insurer as soon as possible to let them know what’s happened and check what support may be available.

Do I need a visa for Dubai?

If you’re a British passport holder, you don’t need to apply for a visa in advance to visit Dubai. You’ll be issued a free visitor or tourist visa on arrival as you pass through Dubai immigration^[2].

This visa is usually valid for up to 40 days. If you plan to stay longer, you should contact the General Directorate of Residency and Foreigners Affairs to check your options.

What other entry requirements are there for Dubai?

To enter Dubai as a British tourist, you’ll need a valid UK passport that has an expiry date of at least six months from the date you arrive in Dubai^[3].

You should also make sure your routine vaccinations are up to date, and check if any additional vaccines are recommended before travelling to the UAE.

Tips for travelling to Dubai

If you’re planning a trip to Dubai, here are some helpful tips to help you prepare and make the most of your visit.

Etiquette and culture

Dubai is a modern city with a strong cultural identity. While it’s a welcoming destination, it’s important to respect local customs and laws:

• Dress modestly in public - women are expected to cover their shoulders, upper arms, and legs. Underwear, including bras, should not be visible^[4]
  
  
• Swimwear is only permitted at the beach or pool^[5]
  
  
• Avoid public displays of affection - holding hands is generally acceptable but kissing in public can lead to arrest^[6]
  
  
• Alcohol and smoking - permitted only in designated areas and licenced venues^[7]
  
  
• Photography - you can’t take photos of people without their permission^[8]
  
  
  

Ramadan

Ramadan is a holy month observed in the UAE, during which many people fast from sunrise to sunset. If you’re visiting during this time:

• Avoid eating, drinking, or smoking in public during daylight hours.
• Be respectful of local customs, especially in public spaces.

LGBTQ+ travellers

Same-sex relationships are illegal in the UAE, and same-sex marriages are not recognised. Public displays of affection between same-sex couples may lead to arrest and prosecution^[9].

Currency

The official currency of Dubai is the UAE dirham (AED).

• ATMs are widely available, and Visa and Mastercard are commonly accepted.
• Be aware that using your card abroad may incur fees.
• You can order AED through Asda Travel Money, either online for home delivery or via in-store collection.
• The Asda Travel Money Card lets you make contactless payments abroad without usage fees, wherever Mastercard Prepaid is accepted.
  
  
  

Carrying ID

You’re legally required to carry a form of photo ID on you at all times, such as your passport. Photocopies are not accepted.

Tipping

Tipping isn’t mandatory in Dubai, but it is appreciated. Some restaurants may add a 10 to 15% service charge to bills.

Prescription medication

If you’re bringing prescription medication to Dubai:

• Keep it in its original packaging
• Bring a copy of your prescription
• Have a doctor’s note explaining why it’s prescribed
• Check whether it’s permitted in the UAE - contact the Ministry of Health’s Drug Control Department at csc@moh.gov.ae if you’re unsure

Travel risks in Dubai

Dubai and the wider UAE are generally considered safe destinations for tourists. However, as with any trip, it’s worth being aware of potential risks and taking sensible precautions:

Crime

Dubai has low crime rates, but it’s still advisable to keep personal belongings secure, avoid walking alone at night in unfamiliar areas, and be vigilant in crowded places such as markets or public transport.

Taxis

Only use licensed taxis, which are cream-coloured cars with different coloured roofs, or apps like Uber or Careem. Unlicensed taxis can pose safety risks and may result in overcharging^[10].

Heat and sun exposure

Dubai regularly experiences temperatures between 30-40C, especially from May to September. Remember to wear plenty of sun cream, take water with you wherever you go, and wear light but modest clothing. You may find yourself frequently stepping out of air-conditioned buildings into baking heat, so multiple layers of clothing can be a good idea.

Check the Foreign, Commonwealth & Development Office (FCDO) travel advice for Dubai before you leave so you’re up-to-date with any safety alerts.

What laws should I be aware of?

While Dubai is a modern and welcoming destination, its laws and customs are different from those in the UK. Being aware of local rules can help you avoid legal trouble^[11]:

• Swearing and making rude gestures, including from inside a car, are illegal
  
  
• Dubai has strict laws around gender expression, and wearing clothing that differs from the gender stated on your ID may not be permitted
  
  
• Public displays of affection, such has kissing, can result in arrest
  
  
• Same-sex relationships and activity are illegal throughout the UAE
  
  
• Drinking alcohol is only allowed in licensed venues – being drunk in public is illegal
  
  
• Smoking is permitted in designated areas. However, e-cigarettes are illegal
  
  
• The penalties for, using, possessing, and smuggling illegal drugs in the UAE are severe. Illegal drugs can include herbal highs and products containing cannabidiol (CBD), like CBD oil. If you’re in any doubt about a substance you want to bring with you to Dubai, check that it’s not prohibited
  
  
• Jaywalking is illegal - only cross the road at a designated pedestrian crossing
  
  
• Photography of government buildings, military sites, or individuals without permission is not allowed

[1] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/health

[2] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/entry-requirements

[3] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/entry-requirements

[4] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/safety-and-security

[5] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/safety-and-security

[6] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/safety-and-security

[7] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/safety-and-security

[8] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/safety-and-security

[9] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/safety-and-security

[10] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/safety-and-security

[11] https://www.gov.uk/foreign-travel-advice/united-arab-emirates/safety-and-security

Planning a trip soon?

Get a quote today for Dubai travel insurance with Asda Money. Choose from a range of cover options to suit your travel plans and budget — with no-obligation quotes and a quick online application.

Get a quote for Dubai travel insurance today!