Keep your furry friends happy with Asda Pet Insurance.
Pets are such an important part of our lives, so it’s important to make sure they’re covered by the right pet insurance.
If your dog or cat falls ill unexpectedly or is involved in an accident, vet bills can be expensive. Pet insurance gives you the peace of mind of knowing you could get the help your pet needs should something happen.
Insure new ongoing conditions for life, with five levels to choose from, covering unexpected vet bills between £2,000 - £10,000 per year.
Choose between £2,000 or £5,000 cover for each new illness or injury. Cover is for either 12 months from the first treatment date, or up to a limit you choose.
Got more paws around the house than you can shake a stick at? Save 10% on every pet you insure with us T&Cs apply.
There are other types of policies available that Asda Pet Insurance do not currently provide, but might be right for you, including:
Maximum benefit: Covers each injury or illness up to a certain financial limit. The limit doesn’t reset like annual policies, meaning you can claim for the same condition until the specific limit is reached.
Accident only: To assist with the expenses if your pet is involved in an accident. It doesn’t cover your pet falling ill.
Through Asda Money, you can insure:
Cover your canine companion if they fall ill unexpectedly or are involved in an accident. Choose lifetime or time-limited dog insurance.
Cover for your feline friend for treatment or surgery following an accident or illness. Choose lifetime or time-limited cat insurance.
All pet insurance policies are different, but they will usually cover:
In most instances, pet insurance typically won’t cover:
See our guide on pet insurance exclusions for more information on what isn’t included in most pet insurance policies.
The cost of pet insurance can vary widely, depending on several factors. One of the biggest influences is your pet’s age – insuring an older dog, for example, is usually more expensive than insuring a puppy. Other factors include whether your pet has been spayed or neutered, as unneutered pets may be more prone to certain health issues later in life.
The type of policy and level of cover you choose will also affect the price. For instance, lifetime cover typically costs more than a basic accident-only policy, but it offers more comprehensive protection.
Here are a few ways you may be able to reduce the cost of your pet insurance:
Known for putting value for money at the centre of everything we do
You can choose your policy cover as well as your excess terms, so you can get the cover your pet needs at a price that suits you
An insurance offer that suits you and your individual circumstances
Covered for accidents on all policies as standard, dental illnesses are covered on our Lifetime £6,000, £8,000 and £10,000 policies
Monthly, at no extra cost
When you insure two or more pets with us T&Cs apply
To make things easier (subject to your vet's agreement)
Take advantage of an app that offers affordable and accessible expert advice when you take out Pet Insurance with Asda Money
With Asda Money and Joii, you will have 24/7 access to expert vets at the touch of a button
Access to preventative nurse clinics for Asda pet insurance customers
A free to use symptom checker to prevent you from constantly worrying and googling symptoms
To get a pet insurance quote through Asda Money you’ll need to provide a few key details about:
Your pet
Whether they’re a cat or dog.
Their breed and date of birth.
Whether they’ve been spayed or neutered.
If they have any pre-existing medical conditions.
You
We’ll need to know your name and address to tailor the quote.
Your policy
Select the type of cover you’d like – whether it’s time limited, or lifetime cover.
Pet insurance helps cover unexpected vet bills, giving you financial peace of mind if your pet falls ill or gets injured. It covers costs up to the limit of your chosen policy, so you’re not left footing the full bill if something goes wrong.
The four main types of pet insurance are:
In the UK, there are several types of pet insurance policies available, with some of the most common being time limited, lifetime cover, maximum benefit, and accident only.
It depends on you and your pet, and the insurance you choose. For example, our lifetime policies at Asda Money have annual limits ranging from £2,000 to £10,000.
Pet insurance is available for cats and dogs at a range of ages, from just a few months old into their senior years. Some insurers have minimum age limits – often around four months – while others may have restrictions or higher premiums for older pets. The availability, cost, and cover level can vary depending on your pet’s age at the time you take out the policy.
According to Which?, the most expensive breed of dog to insure in the UK during 2024 was the Dogue de Bordeaux1.
Pre-existing conditions are not covered. Like most policies from other providers, your Asda Pet Insurance policy will not cover any medical condition or symptoms that your pet had before the start date of your policy or any that occur during the first 14 days of your insurance cover.
According to the Association of British Insurers (ABI), the most common high value claim in the UK is for spinal surgery (often costing between £8,000 and £10,000). The most common ongoing claims are to treat diabetes and skin conditions[1].
1https://www.which.co.uk/news/article/10-most-expensive-dog-breeds-for-pet-insurance-in-2024-ao8vV3H0H4ii
The cost of pet insurance is unique to your pet and accounts for various factors like their breed, health and any conditions they may have. Generally speaking, pet insurance premiums often increase each year, especially as your pet gets older.
Making a claim on your pet insurance through Asda Money is easy. Simply start your online claims journey below and follow the onscreen instructions. Please have your policy number and claims information to hand as we may ask a number of different questions about what has happened.
Our online claims journey is designed to be quick and easy, but if you have any questions, or require additional support, please call us on 0333 999 0933 as we’d be happy to help.
Lines are open:
Monday to Friday - 9am to 6pm
Saturday - 9am to 2pm
Sunday - closed
Please note: Call charges to 03 numbers will vary.
Lines are open Monday to Friday 8am-8pm, Saturday 9am-2pm and Sunday closed. Calls may be recorded and/or monitored.
Asda Pet Insurance is arranged and administered by Insurance Factory Limited. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority. (No. 306164). Registered in England and Wales Number 02982445. Registered Office: Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB. You can check this by visiting the Financial Services Register at https://www.fca.org.uk/register
