Car Insurance
Compare car insurance quotes with Asda Money
30% of customers paid £611.10 or less for their car insurance*
Compare car insurance quotes from some of the UK’s leading providers
One easy form to get a quote in minutes
Compare cheap car insurance quotes
It’s quick and easy to compare car insurance quotes through Asda Money. Just follow these three simple steps:
Step One: Tell us your name, age, occupation, where you live, and let us know some details about your car.
Step Two: Get quotes from over 60 car insurance providers, including Aviva, Hastings, and Admiral.
Step Three: Compare Quotes. You’ll see prices for Comprehensive, Third Party, Fire and Theft, and Third Party Only.
Partners we work with
We source quotes from some of the UK’s leading car insurance providers, including Admiral and Hastings Direct.
Our Levels of Cover
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Get a quote for third party
Third Party Only
The lowest level of cover you need to drive in the UK.
Covers you for damage or injuries caused to others in the case of an accident however.
Doesn’t cover you for personal injury costs or repairs to your car.
Doesn’t cover you if your car is stolen, damaged, or catches fire. -
Get a quote for third party, fire and theft
Third Party Fire and Theft
Covers the cost of damage caused to others.
Covers any damage to your car caused by fire or if your car gets stolen.
If you’re responsible for an accident, it doesn’t cover repairs to your vehicle or your medical costs. -
Get a quote for fully comprehensive
Fully Comprehensive
Includes everything from third party, fire and theft insurance plus protection for you and your vehicle.
Repair or replacement costs if your car is written off.
If you’re responsible for an accident, it covers repairs to your vehicle and your medical costs, as well as damage or injuries caused to others and their property.
Why compare car insurance through Asda Money?
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The Asda advantage
Known for putting value for money at the centre of everything we do
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One simple form…
Over 60 quotes from the UK’s leading providers such as Admiral, Hastings and Aviva
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Our comparison service uses expert partners
A car insurance comparison service you can trust
What’s usually covered?
Fully comprehensive car insurance policies often include the following:
Windscreen Cover: Help to repair your windscreen, window glass, and sometimes sunroof glass, if it gets broken, cracked, or chipped.
No Claims Discount : This is a discount on your car insurance if you don’t make any claims.
Personal Accident Cover : Provides you and your family financial stability if you suffer a serious injury from a car accident or pass away as a result of the crash.
Legal Cover : Legal cover, or motor legal protection, helps you to recover legal costs if you have to go to court after an accident.
Courtesy Car Cover : You’ll get a courtesy car if your car can’t be driven after a crash or accident.
Tips for cheaper car insurance
There are ways you can save on your car insurance, such as:
- Paying annually: If you pay upfront, it often works out cheaper than paying monthly, as you’ll pay less interest.
- Choosing a different car: A vehicle with a smaller engine in a lower insurance group is often cheaper to insure.
- Driving fewer miles: The fewer miles you drive, the less you may pay on car insurance. It’s important to accurately estimate your mileage. If you underestimate it, it will invalidate your insurance.
- Parking your car off-road: If you can park your car on your drive or in a garage, it may reduce the cost of your car insurance.
- Improving security: Things like alarms and immobilisers can reduce the risk of theft. This in turn can help lower your premiums.
Are car insurance premiums falling?
According to the Association of British Insurers (ABI), in the second quarter of 2024 (April to June), the average motor insurance premium fell by 2% compared to the first quarter (January to March)[1]. This was the first time in two years that motor insurance premiums fell.
Whilst this is no doubt good news for motorists, the wider picture is one of rising insurance costs. Premiums went up 1% in the first quarter of 2024, and the Q2 cost for 2024 is 21% higher than the equivalent months in 2023.
Types of car insurance
Business Car Insurance
When you use your car for any kind of work use – other than commuting – you need business car insurance.
Learner Driver Car Insurance
Making sure you’re fully insured when driving outside of your official driving lessons.
Classic Car Insurance
Get insurance for your older or classic car to make sure you’re properly insured every time you take it on the road.
Over 50s Car Insurance
Dedicated car insurance for the over 50s, including fully comprehensive car insurance.
Electric Car Insurance
Take out insurance for your electric vehicle, saving money and helping the environment.
[1] https://www.abi.org.uk/news/news-articles/2024/8/motor-premiums-fall-for-the-first-time-in-two-years/
Top car insurance guides
Top Car Insurance FAQs:
- What's the best car insurance for you?
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The right car insurance for you depends on your needs and circumstances. There are a range of policy and cover options, to help you find the best policy for you, including:
- How to get cheap car insurance quotes through Asda Money’s car insurance comparison service?
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Asda Money’s car insurance comparison service is provided by Vast Visibility Limited. With the shopping around done for you, this means you can simply compare quotes from some of the UK’s leading providers.
All you need to do is answer a few simple questions about you, the car you’re looking to insure, and your driving history. From there you’ll need to complete some questions about the car insurance cover you’re looking for. Then, all you need to do is select a policy and price that’s right for you.
- What happens when you compare car insurance through Asda Money car insurance comparison service?
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Asda Money’s car insurance comparison service is provided by Vast Visibility Limited. When you compare car insurance, your details are run through the various car insurance providers on the panel.
Some of the UK’s leading providers, including the likes of Aviva, Hastings and Admiral, will return the cheapest quotes they have to offer.
You'll see your quotes, starting with the cheapest first, and you’ll also be able to see prices for Comprehensive, Third Party, Fire and Theft and Third Party Only policies.
At that point it’s up to you to select the quote and cover that’s right for you.
- What levels of car insurance cover do you offer?
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When you compare quotes through Asda Money, you’ll automatically see all three levels of cover, including Comprehensive, Third Party, Fire and Theft or Third Party Only. You'll also want to consider what other optional extras you might want for your policy.
You can also get quotes for a telematics (black box) policy, or business cover.
- What type of car insurance is cheaper?
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The cost of car insurance depends on a range of factors, including your driving history, age, and make and model of car.
- At what age is car insurance cheapest?
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Car insurance tends to be expensive when you first start driving, as new drivers may be viewed as more of a risk on the road. As you get more experience behind the wheel and build up your no claims discount, you may get lower premiums.
- Do I really need fully comprehensive car insurance?
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The type of car insurance you choose is up to you. By choosing fully comprehensive car insurance you’ll have the highest level of cover possible.
- What car brand is the cheapest to insure?
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In the UK, makes and models of cars are split into 50 different car insurance groups. Cars in Group 1 are the cheapest to insure. These tend to be hatchbacks or city cars that are less powerful. Examples of Group 1 cars include Fiat Panda, Ford KA Plus, Hyundai i10.
- How early should you get car insurance?
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The cheapest time to get car insurance quotes is around 26 days before your renewal date2. Car insurance cover tends to get more expensive the closer you get to your renewal date.
- Why is my car insurance so high with a clean record?
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If you have a clean record but your car insurance is still expensive, insurers may be looking at other factors, such as your age, job, where you live, and the car you drive. Other factors may be at play too, such as fraudulent claims and uninsured drivers which can increase car insurance prices for everyone.
2 The cheapest day to buy car insurance in the UK - revealed - Which? News
Ready to compare quotes?
Still need some help? Call 0330 022 7024
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ASDA Money is a trading name of Asda Financial Services Ltd and Asda Stores Ltd which for general insurance are Introducer Appointed Representatives of Vast Visibility Limited, 8 Princes Parade, Liverpool, L3 1DL, authorised and regulated by the Financial Conduct Authority. Firm reference number 566973. You can check these details on the FCA Register.
The ASDA car insurance comparison service is arranged by and administered by Vast Visibility Limited.