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Breakdown Cover

Roadside recovery you can rely on

With over 4,000 professionals ready to help, we’re here to keep you moving. 

Breakdowns can happen anywhere, but with award winning breakdown cover through Asda Money’s partner Britannia Rescue, expert assistance is always just a call away.

- 92.8% of customers were able to complete their journey after assistance *

- Affordable cover from just £78 a year

- Home Start and Personal Cover options available

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A woman talks to a breakdown recovery driver on a roadside

Award winning Breakdown Cover

Proud to be name by moneynet as winners of the best Breakdown Cover provider for 2025.

Compare our breakdown cover types

  1. Roadside Cover

    Cover for anywhere in the UK to a local garage

    Break down anywhere in the UK and get 24/7 roadside assistance and recovery to a nearby garage with UK Roadside Cover from Asda Money’s partner Britannia Rescue.
    • From £27 a year
    • Up to six callouts included
    • Covers vehicles up to 10 years old
    • Breakdowns must occur more than a ¼ mile from home

    Roadside cover overview

  2. UK Breakdown Cover

    Cover UK wide to anywhere in the UK

    UK Breakdown Cover from Asda Money’s partner Britannia Rescue, also includes Home Assist, so you’re protected even if you break down at home or within ¼ mile of it.
    • From £78 a year
    • No age limits on covered vehicles
    • Home Assist included
    • Hire cars or alternative transport included as standard

    UK breakdown cover overview

  3. European Breakdown Cover

    Cover for the continent as well as the UK

    Get all the benefits of our UK Breakdown Cover, plus protection when driving in the EU.
    • From £216 a year
    • 24-hour English speaking helpline
    • Roadside assistance across Europe
    • Hire cars or alternative transport included

    European breakdown cover overview

  4. Car Breakdown Cover

    Get cover from only £27 a year

    Stay protected with affordable roadside assistance, nationwide recovery, and multi-car options.

    Car Breakdown Cover

  5. Motorcycle Breakdown Cover

    UK-wide cover for your motorbike

    Get reliable breakdown assistance anywhere in the UK, with expert support when you need it most.

    Motorcycle Breakdown Cover

  6. Scooter and Moped Breakdown Cover

    Nationwide assistance for smaller vehicles

    Enjoy full UK-wide cover for your scooter or moped, including roadside repairs, towing, and recovery.

    Scooter and Moped Breakdown Cover
Compare cover types

What is covered by Asda Breakdown Cover?


Breakdown Cover provided by Asda Money’s partner Britannia Rescue, offers reliable support whenever and wherever you need it. Our cover includes:

  • Roadside assistance available from anywhere in the UK, or from more than ¼ mile from home (depending on your cover level).
  • Local recovery of your vehicle up to 10 miles if it can’t be fixed at the roadside.
  • 92.8% of customers were able to complete their journey after assistance *

Choose from three levels of cover, ranging from basic UK roadside assistance to full European protection, all backed by our trusted partner Britannia Rescue.



Why do I need breakdown cover?


Breakdowns can happen anytime, from a simple puncture to unexpected engine trouble. With Breakdown Cover from Asda Money’s partner Britannia Rescue, you’re guaranteed roadside assistance and recovery anywhere in the UK, whenever you need it.

Without cover in place, you can still call a breakdown service if you need help, but fees and wait times may vary.

Top Breakdown Cover FAQs:

What is breakdown cover?

With breakdown cover, you get roadside assistance if your vehicle breaks down. A trained professional will attempt to fix your car by the side of the road. If it can’t be fixed, you’ll usually be towed to a garage nearby.

What should I do if I break down?

If you break down on the roadside, you’ll need to switch on your hazard lights to warn other vehicles. Then, when it is safe to do so, get out of your vehicle and stand away from the road at a safe distance. If you have breakdown over through us, you should then call our 24 hour UK breakdown cover helpline on 0330 678 7144. Our partner, Britannia Rescue, will be ready to assist you and talk you through the next steps. For more information, check out our FAQs page.

What’s the average wait time for breakdown assistance?

Britannia Rescue aims to attend most breakdowns within one hour. If there’s a delay, you’ll be kept informed so you know when to expect help.

What is the difference between breakdown cover and roadside assistance?

Roadside assistance is a form of breakdown cover which helps if your car breaks down but has restrictions on where you can get help and limits on the number of callouts you can make per year.

Other breakdown cover policies, such as UK Breakdown Cover and European Breakdown Cover, give you access to roadside assistance but have less restrictions and unlimited callouts, as well as other useful features which can be helpful in a wider range of breakdown situations.

What does home start mean on breakdown cover?

Home start or home assist in a breakdown cover policy means that you can request breakdown help at your home address. Some types of cover, such as our Roadside Cover, won’t include assistance if you’re at home, so it’s worth checking the details of a policy to be sure it’s included. This can be especially useful if you rely on your car for work and travel from home often.

Can I get breakdown cover on a second car?

Standard breakdown cover will give you vehicle cover, meaning that only the specific vehicle named in the policy is covered. However, you can typically add a second car as an optional extra for a small fee.

How much is breakdown cover?

When you take out breakdown cover through Asda Money’s partner Britannia Rescue, you can get roadside recovery from £27 a year.

Do I have breakdown cover?

Some insurers offer breakdown cover as an optional add-on for fully comprehensive car insurance. If you think you may already have UK breakdown cover in place, check your policy documents with your current insurer.

Is breakdown cover worth it?

It depends on your personal circumstances whether you feel breakdown cover is worth it. Having breakdown cover can offer peace of mind knowing that you’ll have access to assistance if your car breaks down.

Does breakdown cover affect no claims?

No, using your breakdown cover doesn’t affect your no claims bonus.

View all breakdown cover FAQs

About our trusted provider, Britannia Rescue

At Britannia Rescue, we’re there for our customers 24/7, 365 days a year. Our 4,000 breakdown professionals across the UK mean that you can trust us to be by your side on your next journey.

Underwritten by Liverpool Victoria Insurance Company (LVIC).

Britannia Logo stacked

Other links

Asda Money is a trading name of Asda Financial Services Ltd and Asda Stores Ltd, acting as an introducer to Liverpool Victoria Insurance Company Limited. Motor Breakdown Cover is provided and underwritten by Liverpool Victoria Insurance Company Limited. Britannia Rescue is a trading name of Liverpool Victoria Insurance Company Limited which is a part of the Allianz Group, registered in England and Wales number 3232514. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.

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