Asda Money Travel Insurance

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Travel Insurance

Get covered today and enjoy your FREE 6-month Kids Pass - because holidays should be about fun not worries!

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Find out about the great discounts on days out you can get with Kids Pass, and our FAQ's.

How to redeem

Purchase Travel Insurance & submit the redeem form

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Award-winning travel insurance

We're thrilled to win the 4XGold for Best Travel Insurance Provider 2025 by Moneynet.

Winning this award for four consecutive years shows our commitment to delivering outstanding service and exceptional value for our customers.

What is travel insurance?


Travel insurance is there to help protect you against unexpected events on holiday. This could include a medical emergency or a cancelled flight.

Often travel insurance will cover:

  • Emergency medical expenses: If you get hurt while abroad your travel insurance may cover the cost of treatment. It may also cover the cost to get you home in a medical emergency.
  • Cancelling a trip: If you need to cut short your holiday in an emergency, you may be able to claim for accommodation and travel costs.
  • Cancelled or delayed flight: Depending on the reason, you may be able to claim for a cancelled or delayed flight.
  • Baggage: Cover if your baggage is lost or stolen during your trip.

 

You can typically choose between travel insurance for a single trip, or an annual policy, covering you for multiple trips throughout the year.

There are also different types of cover to choose from. For example, you would need worldwide travel insurance for a trip to the USA,  and you would need winter sports cover adding to your policy if you were planning on going on a skiing trip.

Our Levels of Cover

  • Value

    Medical expenses up to £20m
    Missing bags up to £1,000
    Personal Money £300
    Cancellation £1,000

    Buy value cover
  • Premium

    Medical expenses up to £25m
    Missing bags up to £1,300
    Personal Money £400
    Cancellation £2,000

    Buy premium cover
  • Superior

    Medical expenses – unlimited cover
    Missing bags up to £2000
    Personal Money £500
    Cancellation £5,000

    Buy superior cover

Our Insurance Types

  1. Annual Multi-Trip Cover

    Great if you’re planning more than one getaway a year

    Gives you cover for an unlimited number of trips over 12 months, saving you money compared to multiple single trip policies.

    Multi-trip cover overview
  2. Single Trip

    Ideal if you’re planning one trip away

    Covers one person or a whole family for an individual holiday, with flexible levels of cover available.

    Single trip cover overview
  3. Family Travel

    Up to three kids go free when you buy direct

    Holiday cover for the whole family, whether that’s for a single trip or annual cover, and choose from different levels of cover to suit your family.

    Family travel cover overview
  4. UK Travel Insurance

    Cover for trips closer to home

    Peace of mind for trips in the UK, making sure you're covered for cancellation, your baggage and valuables.

    UK travel insurance overview
  5. European Travel Insurance

    Cover for trips on the continent

    Cover for travelling Europe, including protection for medical emergencies, and lost or stolen baggage and valuables.

    European travel insurance overview

Travel insurance with medical conditions


It’s possible to get travel insurance even if you have existing medical conditions, but you must declare these when getting a quote, so you’re fully covered by your policy.

Pre-existing medical conditions include any kind of illness or injury you have before or when you take out your insurance. This means you’ll be properly covered if something happens on holiday, and you need medical treatment.

Sometimes certain conditions will increase the cost of your travel insurance, but you must declare everything. If you don’t, it could invalidate your insurance.

 

 

Upgrade your travel insurance


Sometimes you need to upgrade your travel insurance to include something that’s not usually provided as standard, such as:

  • Skiing and winter sports: Cover for anything that could happen when you’re on the slopes. You’ll be covered for injuries and illness as well as your gear.
  • Gadget cover: An optional extra if you’re travelling with expensive gadgets, to make sure they’re protected from things like accidental damage and theft.
  • Cruise cover: Extra cover if you’re going cruising on your holiday, covering you for things like missed departures, falling ill on board, lost baggage, and more.

 

 

How to get cheaper travel insurance


To help reduce the cost of your policy, you can:

Pick the right policy

For example, if you’re only taking one trip a year it’s often cheaper to pay for single-trip travel insurance. But if you’re travelling multiple times, it’s usually more cost-effective to buy multi-trip travel insurance.

Get the right cover for your trip

Look at the destination you’re going to and the activities you’ll be doing, to get the right level of cover for you.

Only pay for what you need

If you don’t need add-ons, don’t get them. For example, if you don’t have expensive gadgets there’s no need to fork out for gadget insurance. If you’re only planning on taking £1,000 worth of items and baggage with you, then you won’t need cover up to £5,000 within your insurance policy.

Declare medical conditions

Make sure to declare any medical conditions you might have to your insurer to ensure you’ll be able to claim if you do end up falling ill overseas. If you don’t let your insurance provider know about your condition, this could invalidate your insurance.

Why choose Asda Travel Insurance?

Provided by InsureandGo

  • Asda logo

    The Asda advantage

    Known for putting value for money at the centre of everything we do

  • InsureandGo logo

    Partner expertise

    With over 20 years experience, InsureandGo brands have covered over 27 million travellers

  • Award-winning cover

    Awarded Triple Gold for Best Travel Insurance Provider in the Moneynet.co.uk awards 2022, 2023, 2024 and 2025.

Frequently asked questions

Why do I need travel insurance?

Travel insurance helps provide peace of mind that you are covered for any eventuality, from illness to lost baggage and cancelled flights.

What's covered by travel insurance?

You can choose between Value, Premium and Superior cover with our travel insurance. Each covers you for similar events, but the amount you can claim will differ depending on your cover level. Most policies offer protection for:

  • Abandoning your trip (T&Cs apply)
  • Accommodation cover
  • Cancelling and cutting short your holiday
  • Delayed departure
  • Hospital benefit
  • Legal expenses
  • Medical and other expenses
  • Passport and travel documents
  • Personal accident, including loss of limbs or sight, permanently disabled and death benefit
  • Personal belongings and baggage
  • Personal liability
  • Personal money

You can find out exactly what you’re covered for in the policy wording documents.

Does travel insurance cover existing medical conditions?

If you have a pre-existing medical condition, then you’ll need to let us know when you take out a policy. Usually, we can do a medical screening and add your existing condition onto your policy, sometimes with an additional charge depending on the condition.

When should I start my travel insurance?

You should aim to take out your holiday travel insurance when you book your holiday, or as soon as possible, to get the maximum benefits, such as cancellation cover.

Does travel insurance cover multiple countries?

Depending on where you’ll be visiting on your holiday, you can choose how many countries you want to be included under your policy. You can choose how wide you want your coverage to be, from UK only cover all the way up to worldwide travel insurance including the USA, Canada, and Caribbean.

What do I do if I have a medical emergency abroad?

Should the unfortunate happen and you’re ill or injured while away (outside the home area you live in or the final country of your journey if you are on a one-way trip), we’re here to help you.

We’re here 24 hours a day, 365 days a year. If you are in the USA and need to see a doctor, be sure to contact us on the number above and we’ll help set things up for you using our local network of walk-in centres, urgent care clinics, house-calls and available telemedicine. 

In serious emergencies, seek medical attention at your nearest public healthcare facility before you or someone on your behalf contacts us. Please refer to the ‘What to do - Medical and other emergencies’ section of your policy documents for more details.

You can contact us on the following numbers:

If you bought your policy before 9th November 2021:

Emergency phone number: +44 (0)208 712 1303

Emergency fax number: +353 91 501619

If you bought your policy after 9th November 2021:

Emergency phone number: +44 (0)203 467 4124

When you contact us you will need to provide the following information:

  • Your name and address
  • Your policy number shown on your validation certificate
  • Your phone number abroad
  • The date you left and the date you are due to come back
    You should also refer to page 12 of your policy documents for further details.
What do I do if I have to make a travel insurance claim?

For policies bought before 24th November 2021:

Registering a new claim

Travel Claims Services no longer manages new claims on behalf of MAPFRE Asistencia.

Charles Taylor is the claims administrator appointed by MAPFRE Asistencia to manage new claims on its behalf.

To register a new claim, please call Charles Taylor on 01243 219 595 and their contact centre will guide you through the process.

Existing claims with travel claims services

If you have an existing claim for which you have been given a claim number by Travel Claims Services, don’t worry, you can still contact us via:

For policies bought after 7th December 2021:

To claim online: www.submitaclaim.co.uk/AS
Or call us for a claim form on +44 (0)800 479 8704

Please have your claim number to hand to enable us to locate your claim more quickly.

For policies bought via MoneySupermarket.com:

To claim online: https://www.submit-claim.com/asda1
Or call us for a claim form on 01420 259 057

Please have your claim number to hand to enable us to locate your claim more quickly. Please also refer to 'What to do - Claims information' on page 9 of your policy wording booklet for further details. 

Is travel insurance worth it?

It is up to you if you feel travel insurance is worth it. Travel insurance can help provide peace of mind that you’re covered should something happen while you’re on holiday.

What is a good price for travel insurance?

The price of travel insurance will vary from person-to-person, based on a number of criteria like age, the destination or destinations you intend on visiting, and level of cover you’re looking for.

How much does family travel insurance cost?

Much like travel insurance for an individual person, the price of family travel insurance can be influenced by the age of each family member, the destination they’re heading to, and the number of family members who’ll be travelling. With Asda Money, up to three kids go free when you buy direct.

What doesn’t travel insurance cover?

Every travel insurance policy provider is slightly different in terms of what a policy will and will not cover. It’s worth checking yours carefully to understand what’s covered within it.

As an example, Asda travel insurance won’t cover:

  • Leaving belonging unattended which are then lost or stolen
  • Claims for undeclared medical conditions
  • Engaging in reckless activities or behaviour which result in any form of claim
  • Participating in extreme sports or activities outside of named ones in your policy (e.g. skiing and snowboarding, if you haven't paid for winter sports cover)
  • Violating local road or driving rules
  • Changing your mind about going away on your trip
Does travel insurance cover trips already booked?

Yes, travel insurance covers trips already booked. Most providers allow you to book travel insurance immediately after booking your trip until the day before departure.

*T&Cs apply. 18+, UK only. Offer starts 00:00 28/04/25 and closes 23:59 30/09/25. Must be an Asda Rewards member to qualify. Kids Pass registration required. Selected products only. Minimum spends apply. Max one Kids Pass per person, per household. New Kids Pass members only or expired after 30 days. When you'll receive your Kids Pass will depend on the product chosen, please see the full T&Cs for details. Promoter is Asda Money. To learn how to redeem, click here.

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